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  1. 🏠
  2. Medicare Advantage Plans
  3. Minnesota
  4. Steele County

2026 Medicare Advantage Plans in Steele County, MN

Last update: June 13, 2026. Enrollment data updated: August 15, 2026

Steele County, MN has 17 Medicare Advantage plans available in 2026. These include 5 plans with no monthly premium, and roughly 53% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Steele County, MN. Or explore all Medicare Options available in Steele County, MN.

  • PPO Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $68.00/mo
$0 Premium Plans: 5
Average MOOP: $5,321 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
Average Part D Deductible: $448.08
Total MA/MAPD Enrollment: 3,821
Plans with the Highest Enrollment
(as of August 15, 2026)
1. Blue Cross Medicare Advantage Choice (PPO) — 1,212 enrollees
2. Medica Advantage Solution H8889-008 (PPO) — 731 enrollees
3. Blue Cross Medicare Advantage Core (PPO) — 472 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 16
  • Average Monthly Premium $69.94/mo
  • Total PPO Enrollment 3,794
  • $0 Premium PPO Plans 5
  • Average MOOP $5,228
  • Top PPO by Enrollment Blue Cross Medicare Advantage Choice (PPO) — 1,212 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Steele County, Minnesota
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Cross Medicare Advantage Choice
☆☆☆☆☆
$163 $4,900 $350 H5959-009-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$248 $3,500 $250 H5959-011-0
Blue Cross Medicare Advantage Core
☆☆☆☆☆
$49 $6,750 $615 H5959-012-0
Blue Cross Medicare Advantage Freedom Blue
☆☆☆☆☆
$0 $5,500 N/A H5959-018-0
Allina Health Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3219-005-0
Allina Health Aetna Medicare Enhanced
☆☆☆☆☆
$47 $4,200 $300 H3219-002-0
Allina Health Aetna Medicare Grand
☆☆☆☆☆
$87 $3,600 $300 H3219-003-0
Allina Health Aetna Medicare Grand Extra
☆☆☆☆☆
$154 $3,300 $0 H3219-004-0
Allina Health Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $500 H3219-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice H5216-063
☆☆☆☆☆
$108 $3,400 $615 H5216-063-0
HumanaChoice H5216-092
☆☆☆☆☆
$47 $9,250 $615 H5216-092-0
HumanaChoice H5216-359
☆☆☆☆☆
$10 $5,900 $615 H5216-359-0
Medica Advantage Solution H8889-004
☆☆☆☆☆
$159 $5,600 $435 H8889-004-0
Medica Advantage Solution H8889-008
☆☆☆☆☆
$47 $6,200 $615 H8889-008-0
Medica Advantage Solution H8889-009
☆☆☆☆☆
$0 $6,750 N/A H8889-009-0
What is the most popular PPO plan in Steele?

Blue Cross Medicare Advantage Choice (PPO) is the top PPO in Steele, with 1,212 enrollees.

What is the number of PPO plans without Part D coverage in Steele?

There are 4 PPO plans in Steele without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
27
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 27 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Steele County, Minnesota
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the average monthly premium for PFFS plans?
PFFS plans in Steele cost $37.00 per month on average.
Which PFFS plan is most popular in Steele?
The most popular PFFS plan in Steele is Humana Gold Choice H8145-006 (PFFS), with 27 enrollees.
How many PFFS plans in Steele do not include drug coverage?
There are 0 PFFS plans in Steele without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Steele County, MN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Steele County, MN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 53%
3 Stars 8 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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