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2027 Medicare Advantage Plans in Clay County, MS

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In Clay County, MS, there are 16 Medicare Advantage plans available for 2027. Of these, 11 offer a $0 monthly premium, and about 79% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$20.19/mo
Plans with $0 Premium
11
Average MOOP Limit
$7,060 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 79% · 3 Stars: 21% · Below 3: 0%
Average Part D Deductible
$484.58
Total MA/MAPD Enrollment
1,220
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Signature Plus (PPO) — 645 enrollees
2. Aetna Medicare Value Plus (PPO) — 213 enrollees
3. Aetna Medicare Signature (HMO) — 96 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clay County, MS. Or explore all Medicare Options available in Clay County, MS. To understand how local plans fit into the broader market, visit our Mississippi Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
9
Average Monthly Premium
$33.64/mo
Total PPO Enrollment
1,040
$0 Premium PPO Plans
5
Average MOOP
$7,744
Top PPO by Enrollment
Aetna Medicare Signature Plus (PPO) — 645 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Clay County, Mississippi, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC MS-0002
☆☆☆☆☆
 $57 $6,500 $685 H8768-030-0
AARP Medicare Advantage from UHC MS-0003
☆☆☆☆☆
 $10 $7,150 $685 H8768-034-0
AARP Medicare Advantage Giveback from UHC MS-4
☆☆☆☆☆
 $0 $7,150 $685 H8768-040-0
AARP Medicare Advantage Patriot No Rx MS-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-031-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
 $0 $9,250 N/A H5521-324-0
Aetna Medicare Signature Plus
☆☆☆☆☆
 $0 $9,850 $600 H5521-553-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $24 $9,850 $400 H5521-470-0
Humana Full Access
☆☆☆☆☆
 $212 $3,800 $200 R0110-003-0
HumanaChoice R0110-001
☆☆☆☆☆
 $0 $9,000 N/A R0110-001-0
What is the total number of PPO plans offered in Clay?

Clay County has 9 PPO plans for 2027, with 1,040 enrolled.

How much do PPO plans cost in Clay?

The typical PPO premium in Clay is $33.64, and 5 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
96
$0 Premium HMO Plans
1
Average MOOP
$7,150
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 96 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Clay County, Mississippi, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $400 H3239-014-0
What is the average monthly premium for HMO plans?
HMO plans in Clay cost $0.00 per month on average.
Which HMO plan is most popular in Clay?
The most popular HMO plan in Clay is Aetna Medicare Signature (HMO), with 96 enrollees.
How many HMO plans in Clay do not include drug coverage?
There are 0 HMO plans in Clay without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

HMO-POS Medicare Advantage plan comparison – Clay County, Mississippi, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct OTC from UHC MS-8
☆☆☆☆☆
 $0 $5,900 $440 H5253-222-0
AARP Medicare Advantage Direct Plus from UHC MS-9
☆☆☆☆☆
 $0 $5,900 $440 H5253-223-0
AARP Medicare Advantage Essentials from UHC MS-1
☆☆☆☆☆
 $0 $5,900 $595 H5253-141-0
AARP Medicare Advantage Extras from UHC MS-7
☆☆☆☆☆
 $0 $7,150 $685 H5253-221-0
Healthy Mississippi Premier Advantage
☆☆☆☆☆
 $0 $4,200 $0 H8879-001-0
What is the total number of HMO-POS plans in Clay?

There are 5 HMO-POS plans in 2027, covering 84 enrollees.

How much do HMO-POS plans cost in Clay?

The average HMO-POS premium in Clay is $0.00 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Clay?

AARP Medicare Advantage Essentials from UHC MS-1 (HMO-POS) is the top HMO-POS in Clay, with 68 enrollees.

What is the number of HMO-POS plans without Part D coverage in Clay?

0 HMO-POS plans in Clay do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Clay County, MS for 2027.

CMS Star Ratings for Medicare Advantage Plans in Clay County, MS (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 79%
3 Stars 3 21%
Below 3 Stars 0 0%
Not Rated 1 7%
Average Rating 3.89

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Clay County, Mississippi, including communities such as Cedarbluff, West Point, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .