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  1. 🏠
  2. Medicare Advantage Plans
  3. Mississippi
  4. Desoto County

2026 Medicare Advantage Plans in Desoto County, MS

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Desoto County, MS has 34 Medicare Advantage plans available in 2026. These include 25 plans with no monthly premium, and roughly 32% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Desoto County, MS. Or explore all Medicare Options available in Desoto County, MS.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $13.17/mo
$0 Premium Plans: 25
Average MOOP: $6,538 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 32% · 3 Stars: 61% · Below 3: 6%
Average Part D Deductible: $469.46
Total MA/MAPD Enrollment: 7,660
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H1036-151 (HMO) — 2,056 enrollees
2. Aetna Medicare Signature Plus (PPO) — 1,055 enrollees
3. HumanaChoice H5216-300 (PPO) — 792 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $17.88/mo
  • Total PPO Enrollment 4,409
  • $0 Premium PPO Plans 15
  • Average MOOP $7,050
  • Top PPO by Enrollment Aetna Medicare Signature Plus (PPO) — 1,055 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Desoto County, Mississippi
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $9,250 N/A H5521-324-0
Aetna Medicare Elite Giveback
☆☆☆☆☆
$0 $9,250 $615 H5521-477-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $9,250 $615 H5521-218-0
Aetna Medicare Value Plus
☆☆☆☆☆
$24 $9,250 $615 H5521-470-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-086-0
Humana Value Plus H7617-087
☆☆☆☆☆
$24 $8,600 $615 H7617-087-0
HumanaChoice H7617-085
☆☆☆☆☆
$0 $4,201 $590 H7617-085-0
AARP Medicare Advantage from UHC MS-0002
☆☆☆☆☆
$45 $5,900 $600 H8768-030-0
AARP Medicare Advantage from UHC MS-0003
☆☆☆☆☆
$0 $6,700 $600 H8768-034-0
AARP Medicare Advantage Giveback from UHC MS-4
☆☆☆☆☆
$0 $8,900 $600 H8768-040-0
AARP Medicare Advantage Patriot No Rx MS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-031-0
Humana Full Access R0110-003
☆☆☆☆☆
$189 $3,300 $100 R0110-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-200-0
Humana Value Plus H5216-160
☆☆☆☆☆
$24 $8,600 $615 H5216-160-0
HumanaChoice H5216-097
☆☆☆☆☆
$55 $8,850 $590 H5216-097-0
HumanaChoice H5216-136
☆☆☆☆☆
$33 $6,500 $590 H5216-136-0
HumanaChoice H5216-300
☆☆☆☆☆
$0 $4,201 $590 H5216-300-0
HumanaChoice R0110-001
☆☆☆☆☆
$0 $7,350 N/A R0110-001-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,750 $615 H0074-001-0
HealthSpring True Choice
☆☆☆☆☆
$0 $7,500 $250 H7849-153-0
DEVOTED CHOICE 001 MS
☆☆☆☆☆
$0 $5,400 $375 H7355-001-0
DEVOTED CHOICE GIVEBACK 002 MS
☆☆☆☆☆
$0 $9,250 $605 H7355-002-0
What is the most popular PPO plan in Desoto?

Aetna Medicare Signature Plus (PPO) is the top PPO in Desoto, with 1,055 enrollees.

What is the number of PPO plans without Part D coverage in Desoto?

There are 5 PPO plans in Desoto without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
2,293
$0 Premium HMO Plans
5
Average MOOP
$5,530
Top HMO by Enrollment
Humana Gold Plus H1036-151 (HMO) — 2,056 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Desoto County, Mississippi
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1036-151
☆☆☆☆☆
$0 $4,900 $250 H1036-151-0
HealthSpring Preferred
☆☆☆☆☆
$0 $5,100 $200 H4513-049-4
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H3239-017-0
Zing Elite Select TN-MS
☆☆☆☆☆
$0 $3,900 $0 H4624-043-0
Zing Select Care TN-MS
☆☆☆☆☆
$0 $4,500 $0 H4624-044-0

What is the typical premium for HMO plans in Desoto?

HMO plans in Desoto cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Desoto?

The most popular HMO plan in Desoto is Humana Gold Plus H1036-151 (HMO), with 2,056 enrollees.

How many HMO options are offered without prescription drug coverage in Desoto?

There are 0 HMO plans in Desoto without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $7.76/mo
  • Total HMO-POS Enrollment 958
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $5,650
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC MS-0001 (HMO-POS) — 667 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Desoto County, Mississippi
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC MS-0001
☆☆☆☆☆
$0 $5,900 $440 H5253-141-0
Wellcare Assist
☆☆☆☆☆
$16 $6,000 $615 H1416-068-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,700 $615 H1416-065-0
Wellcare Low Premium
☆☆☆☆☆
$38 $5,600 $615 H1416-026-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,000 N/A H1416-060-0
Wellcare Simple
☆☆☆☆☆
$0 $5,500 $615 H1416-072-0
Healthy Mississippi Premier Advantage
☆☆☆☆☆
$0 $3,850 $0 H8879-001-0
What is the total number of HMO-POS plans in Desoto?

In 2026, Desoto has 7 HMO-POS plans with 958 enrollees.

How much do HMO-POS plans cost in Desoto?

The typical HMO-POS premium in Desoto is $7.76, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Desoto County, MS for 2026.

CMS Star Ratings for Medicare Advantage Plans in Desoto County, MS (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 32%
3 Stars 19 61%
Below 3 Stars 2 6%
Not Rated 3 9%
Average Rating 3.63

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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