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  1. 🏠
  2. Medicare Advantage Plans
  3. Mississippi
  4. Madison County

2026 Medicare Advantage Plans in Madison County, MS

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Madison County, MS, there are 33 Medicare Advantage plans available for 2026. Of these, 25 offer a $0 monthly premium, and about 37% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Madison County, MS. Or explore all Medicare Options available in Madison County, MS.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$11.66/mo
Plans with $0 Premium
25
Average MOOP Limit
$6,527 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 37% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible
$478.46
Total MA/MAPD Enrollment
4,400
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H1036-151 (HMO) — 1,211 enrollees
2. AARP Medicare Advantage from UHC MS-0001 (HMO-POS) — 404 enrollees
3. HumanaChoice H5216-300 (PPO) — 396 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$14.98/mo
Total PPO Enrollment
1,805
$0 Premium PPO Plans
16
Average MOOP
$6,795
Top PPO by Enrollment
HumanaChoice H5216-300 (PPO) — 396 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Madison County, Mississippi, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $9,250 N/A H5521-324-0
Aetna Medicare Elite Giveback
☆☆☆☆☆
$0 $9,250 $615 H5521-477-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $9,250 $615 H5521-218-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-086-0
Humana Value Plus H7617-087
☆☆☆☆☆
$24 $8,600 $615 H7617-087-0
HumanaChoice H7617-085
☆☆☆☆☆
$0 $4,201 $590 H7617-085-0
AARP Medicare Advantage from UHC MS-0002
☆☆☆☆☆
$45 $5,900 $600 H8768-030-0
AARP Medicare Advantage from UHC MS-0003
☆☆☆☆☆
$0 $6,700 $600 H8768-034-0
AARP Medicare Advantage Giveback from UHC MS-4
☆☆☆☆☆
$0 $8,900 $600 H8768-040-0
AARP Medicare Advantage Patriot No Rx MS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-031-0
Humana Full Access R0110-003
☆☆☆☆☆
$189 $3,300 $100 R0110-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-200-0
Humana Value Plus H5216-160
☆☆☆☆☆
$24 $8,600 $615 H5216-160-0
HumanaChoice H5216-136
☆☆☆☆☆
$33 $6,500 $590 H5216-136-0
HumanaChoice H5216-300
☆☆☆☆☆
$0 $4,201 $590 H5216-300-0
HumanaChoice R0110-001
☆☆☆☆☆
$0 $7,350 N/A R0110-001-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,750 $615 H0074-001-0
Blue Advantage Capital
☆☆☆☆☆
$0 $6,400 $300 H1347-002-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-144-0
DEVOTED CHOICE 001 MS
☆☆☆☆☆
$0 $5,400 $375 H7355-001-0
DEVOTED CHOICE GIVEBACK 002 MS
☆☆☆☆☆
$0 $9,250 $605 H7355-002-0
What is the total number of PPO plans offered in Madison?

Madison County has 21 PPO plans for 2026, with 1,805 enrolled.

How much do PPO plans cost in Madison?

The typical PPO premium in Madison is $14.98, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$3.20/mo
Total HMO Enrollment
1,508
$0 Premium HMO Plans
4
Average MOOP
$6,630
Top HMO by Enrollment
Humana Gold Plus H1036-151 (HMO) — 1,211 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Madison County, Mississippi, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1036-151
☆☆☆☆☆
$0 $4,900 $250 H1036-151-0
HealthSpring Courage
☆☆☆☆☆
$0 $5,900 N/A H4407-011-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,750 $200 H4407-030-3
HealthSpring Preferred Plus
☆☆☆☆☆
$16 $6,350 $200 H4407-027-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H3239-017-0
What is the average monthly premium for HMO plans?
HMO plans in Madison cost $3.20 per month on average.
Which HMO plan is most popular in Madison?
The most popular HMO plan in Madison is Humana Gold Plus H1036-151 (HMO), with 1,211 enrollees.
How many HMO plans in Madison do not include drug coverage?
There are 1 HMO plans in Madison without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $7.76/mo
  • Total HMO-POS Enrollment 1,087
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $5,650
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC MS-0001 (HMO-POS) — 404 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Madison County, Mississippi, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC MS-0001
☆☆☆☆☆
$0 $5,900 $440 H5253-141-0
Wellcare Assist
☆☆☆☆☆
$16 $6,000 $615 H1416-068-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,700 $615 H1416-065-0
Wellcare Low Premium
☆☆☆☆☆
$38 $5,600 $615 H1416-026-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,000 N/A H1416-060-0
Wellcare Simple
☆☆☆☆☆
$0 $5,500 $615 H1416-071-0
Healthy Mississippi Premier Advantage
☆☆☆☆☆
$0 $3,850 $0 H8879-001-0
What is the total number of HMO-POS plans in Madison?

There are 7 HMO-POS plans in 2026, covering 1,087 enrollees.

How much do HMO-POS plans cost in Madison?

The average HMO-POS premium in Madison is $7.76 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Madison?

AARP Medicare Advantage from UHC MS-0001 (HMO-POS) is the top HMO-POS in Madison, with 404 enrollees.

What is the number of HMO-POS plans without Part D coverage in Madison?

1 HMO-POS plans in Madison do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Madison County, MS for 2026.

CMS Star Ratings for Medicare Advantage Plans in Madison County, MS (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 37%
3 Stars 19 63%
Below 3 Stars 0 0%
Not Rated 3 9%
Average Rating 3.68

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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