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2027 Medicare Advantage Plans in Pearl River County, MS

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In Pearl River County, MS, there are 33 Medicare Advantage plans available for 2027. Of these, 24 offer a $0 monthly premium, and about 71% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$12.52/mo
Plans with $0 Premium
24
Average MOOP Limit
$6,656 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
Average Part D Deductible
$565.78
Total MA/MAPD Enrollment
5,246
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Total Complete (HMO) — 2,501 enrollees
2. HumanaChoice H5216-300 (PPO) — 633 enrollees
3. HealthSpring Preferred (HMO) — 383 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Pearl River County, MS. Or explore all Medicare Options available in Pearl River County, MS. To understand how local plans fit into the broader market, visit our Mississippi Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
18
Average Monthly Premium
$18.59/mo
Total PPO Enrollment
2,051
$0 Premium PPO Plans
12
Average MOOP
$6,789
Top PPO by Enrollment
HumanaChoice H5216-300 (PPO) — 633 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Pearl River County, Mississippi, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H7617-086-0
Humana Value Choice
☆☆☆☆☆
 $0 $6,000 $700 H7617-085-0
Humana Value Plus H7617-087
☆☆☆☆☆
 $6 $8,600 $700 H7617-087-0
AARP Medicare Advantage from UHC MS-0002
☆☆☆☆☆
 $57 $6,500 $685 H8768-030-0
AARP Medicare Advantage from UHC MS-0003
☆☆☆☆☆
 $10 $7,150 $685 H8768-034-0
AARP Medicare Advantage Giveback from UHC MS-4
☆☆☆☆☆
 $0 $7,150 $685 H8768-040-0
AARP Medicare Advantage Patriot No Rx MS-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-031-0
DEVOTED CHOICE 001 MS
☆☆☆☆☆
 $0 $5,400 $650 H7355-001-0
DEVOTED CHOICE GIVEBACK 002 MS
☆☆☆☆☆
 $0 $9,850 $461 H7355-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 012 MS
☆☆☆☆☆
 $0 $7,500 $700 H7355-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H5216-200-0
Humana Value Plus H5216-160
☆☆☆☆☆
 $6 $8,600 $700 H5216-160-0
HumanaChoice H5216-136
☆☆☆☆☆
 $43 $6,500 $700 H5216-136-0
HumanaChoice H5216-300
☆☆☆☆☆
 $0 $6,000 $700 H5216-300-0
Humana Full Access
☆☆☆☆☆
 $212 $3,800 $200 R0110-003-0
HumanaChoice R0110-001
☆☆☆☆☆
 $0 $9,000 N/A R0110-001-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,500 $500 H7849-135-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,100 $700 H0074-001-0
What is the total number of PPO plans offered in Pearl River?

Pearl River County has 18 PPO plans for 2027, with 2,051 enrolled.

How much do PPO plans cost in Pearl River?

The typical PPO premium in Pearl River is $18.59, and 12 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$4.40/mo
Total HMO Enrollment
2,981
$0 Premium HMO Plans
4
Average MOOP
$6,120
Top HMO by Enrollment
Humana Total Complete (HMO) — 2,501 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Pearl River County, Mississippi, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Total Complete
☆☆☆☆☆
 $0 $5,500 $350 H1036-151-0
HealthSpring Courage
☆☆☆☆☆
 $0 $5,900 N/A H4407-011-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $5,700 $400 H4407-030-2
HealthSpring Preferred Plus
☆☆☆☆☆
 $22 $6,350 $400 H4407-027-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $400 H3239-014-0
What is the average monthly premium for HMO plans?
HMO plans in Pearl River cost $4.40 per month on average.
Which HMO plan is most popular in Pearl River?
The most popular HMO plan in Pearl River is Humana Total Complete (HMO), with 2,501 enrollees.
How many HMO plans in Pearl River do not include drug coverage?
There are 1 HMO plans in Pearl River without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

HMO-POS Medicare Advantage plan comparison – Pearl River County, Mississippi, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct OTC from UHC MS-8
☆☆☆☆☆
 $0 $5,900 $440 H5253-222-0
AARP Medicare Advantage Direct Plus from UHC MS-9
☆☆☆☆☆
 $0 $5,900 $440 H5253-223-0
AARP Medicare Advantage Essentials from UHC MS-1
☆☆☆☆☆
 $0 $5,900 $595 H5253-141-0
AARP Medicare Advantage Extras from UHC MS-7
☆☆☆☆☆
 $0 $7,150 $685 H5253-221-0
Wellcare Assist
☆☆☆☆☆
 $0 $6,900 $700 H1416-068-0
Wellcare Giveback
☆☆☆☆☆
 $0 $9,250 $700 H1416-065-0
Wellcare Low Premium
☆☆☆☆☆
 $44 $6,800 $700 H1416-026-0
Wellcare Simple
☆☆☆☆☆
 $0 $8,200 $700 H1416-072-0
Healthy Mississippi Premier Advantage
☆☆☆☆☆
 $0 $4,200 $0 H8879-001-0
What is the total number of HMO-POS plans in Pearl River?

There are 9 HMO-POS plans in 2027, covering 214 enrollees.

How much do HMO-POS plans cost in Pearl River?

The average HMO-POS premium in Pearl River is $4.89 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Pearl River?

AARP Medicare Advantage Essentials from UHC MS-1 (HMO-POS) is the top HMO-POS in Pearl River, with 127 enrollees.

What is the number of HMO-POS plans without Part D coverage in Pearl River?

0 HMO-POS plans in Pearl River do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Pearl River County, MS for 2027.

CMS Star Ratings for Medicare Advantage Plans in Pearl River County, MS (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 71%
3 Stars 9 29%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.82

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Pearl River County, Mississippi, including communities such as Carriere, Picayune, Poplarville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .