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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Benton County

2026 Medicare Advantage Plans in Benton County, MO

Last update: September 1, 2026.

In Benton County, MO, there are 22 Medicare Advantage plans available for 2026. Of these, 16 offer a $0 monthly premium, and about 40% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Benton County, MO. Or explore all Medicare Options available in Benton County, MO.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.52/mo
Plans with $0 Premium
16
Average MOOP Limit
$5,648 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 40% · 3 Stars: 50% · Below 3: 10%
Average Part D Deductible
$563.21
Total MA/MAPD Enrollment
2,499
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Value Choice H7617-023 (PPO) — 697 enrollees
2. AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 473 enrollees
3. Humana Value Choice H5216-318 (PPO) — 412 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
12
Average Monthly Premium
$18.25/mo
Total PPO Enrollment
1,821
$0 Premium PPO Plans
9
Average MOOP
$5,788
Top PPO by Enrollment
Humana Value Choice H7617-023 (PPO) — 697 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Benton County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-023
☆☆☆☆☆
$0 $3,500 $615 H7617-023-0
AARP Medicare Advantage Essentials from UHC KC-4
☆☆☆☆☆
$0 $4,900 $600 H8768-023-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,500 $615 H5216-318-1
HumanaChoice H5216-032
☆☆☆☆☆
$63 $9,250 $615 H5216-032-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,000 $615 H7518-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0
What is the total number of PPO plans offered in Benton?

Benton County has 12 PPO plans for 2026, with 1,821 enrolled.

How much do PPO plans cost in Benton?

The typical PPO premium in Benton is $18.25, and 9 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$12.13/mo
Total HMO Enrollment
178
$0 Premium HMO Plans
2
Average MOOP
$5,167
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 178 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Benton County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$36 $4,900 $615 H2663-052-0
DEVOTED CORE 003 MO
☆☆☆☆☆
$0 $3,600 $375 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-004-0
What is the average monthly premium for HMO plans?
HMO plans in Benton cost $12.13 per month on average.
Which HMO plan is most popular in Benton?
The most popular HMO plan in Benton is Aetna Medicare Value Plus (HMO), with 178 enrollees.
How many HMO plans in Benton do not include drug coverage?
There are 0 HMO plans in Benton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $9.80/mo
  • Total HMO-POS Enrollment 500
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $5,160
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 226 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Benton County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
$0 $3,900 $440 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
$0 $5,900 $520 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
$49 $3,800 $440 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0
What is the total number of HMO-POS plans in Benton?

There are 5 HMO-POS plans in 2026, covering 500 enrollees.

How much do HMO-POS plans cost in Benton?

The average HMO-POS premium in Benton is $9.80 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Benton?

AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) is the top HMO-POS in Benton, with 226 enrollees.

What is the number of HMO-POS plans without Part D coverage in Benton?

2 HMO-POS plans in Benton do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$18.50/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$6,750
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Benton County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Benton cost $18.50 per month on average.

Which PFFS plan is most popular in Benton?

The most popular PFFS plan in Benton is , with 0 enrollees.

How many PFFS plans in Benton do not include drug coverage?

There are 1 PFFS plans in Benton without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Benton County, MO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Benton County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 40%
3 Stars 10 50%
Below 3 Stars 2 10%
Not Rated 2 9%
Average Rating 3.58

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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