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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Benton County

2027 Medicare Advantage Plans in Benton County, MO

Last update: November 8, 2026.

For 2027, Benton County, MO includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 2,298, with 16 $0 premium options and 52% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.33/mo
  • $0 Premium Plans: 16
  • Average MOOP: $6,295 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 52% · 3 Stars: 48% · Below 3: 0%
  • Average Part D Deductible: $666.23
  • Total MA/MAPD Enrollment: 2,298
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Humana Value Choice (PPO) — 709 enrollees
    2. AARP Medicare Advantage from UHC KC-4 (PPO) — 459 enrollees
    3. Humana Value Choice (PPO) — 403 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Benton County, MO are summarized separately. Visit Medicare Options in Benton County, MO to see more options. For a broader perspective, explore Missouri Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
11
Average Monthly Premium
$17.73/mo
Total PPO Enrollment
1,791
$0 Premium PPO Plans
9
Average MOOP
$6,009
Top PPO by Enrollment
Humana Value Choice (PPO) — 709 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Benton County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
$0 $4,400 $700 H7617-023-0
AARP Medicare Advantage from UHC KC-4
☆☆☆☆☆
$0 $7,150 $685 H8768-023-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-318-1
HumanaChoice H5216-032
☆☆☆☆☆
$76 $9,250 $700 H5216-032-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$119 $7,700 $700 R1532-002-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,100 $700 H7518-001-0
What is the average monthly premium for PPO plans in Benton?
PPO plans in Benton cost $17.73 per month on average.
Which PPO plan has the highest enrollment in Benton?
The most popular PPO plan in Benton is Humana Value Choice (PPO), with 709 enrollees.
How many PPO plans in Benton do not include prescription drug coverage?
5 PPO plans in Benton do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
2
Average MOOP
$5,375
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Benton County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
DEVOTED CORE 003 MO
☆☆☆☆☆
$0 $3,600 $650 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
$0 $7,150 $461 H2041-004-0
What is the total number of HMO plans offered in Benton?

There are 2 HMO plans in 2027, covering 0 enrollees.

How much do HMO plans cost in Benton?

The average HMO premium in Benton is $0.00 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Benton?

is the top HMO in Benton, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Benton?

0 HMO plans in Benton do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$18.17/mo
Total HMO-POS Enrollment
507
$0 Premium HMO-POS Plans
4
Average MOOP
$6,283
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 229 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Benton County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
$0 $6,700 $685 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
$0 $7,150 $685 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
$55 $4,450 $595 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $7,150 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0
Aetna Medicare Enhanced
☆☆☆☆☆
$54 $6,750 $700 H2663-118-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Benton cost $18.17 per month on average.

Which HMO-POS plan is most popular in Benton?

The most popular HMO-POS plan in Benton is AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS), with 229 enrollees.

How many HMO-POS plans in Benton do not include drug coverage?

There are 2 HMO-POS plans in Benton without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $30.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $8,825
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Benton County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the top PFFS plan in Benton?

is the top PFFS in Benton, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Benton?

1 PFFS plans in Benton do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Benton County, MO (2027) are summarized below.

Medicare Advantage Plan Ratings in Benton County, MO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 52%
3 Stars 10 48%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.76

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Benton County, Missouri, including communities such as Cole Camp, Edwards, Lincoln, Warsaw, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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