2026 Medicare Advantage Plans in Benton County, MO
Last update: . Enrollment data updated: May 2, 2026
For 2026, Benton County, MO includes 22 Medicare Advantage plans. Enrollment across these plans totals approximately 2,489, with 16 $0 premium options and 40% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Benton County, MO are summarized separately. Visit Medicare Options in Benton County, MO to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 12
- Average Monthly Premium
- $18.25/mo
- Total PPO Enrollment
- 1,836
- $0 Premium PPO Plans
- 9
- Average MOOP
- $5,788
- Top PPO by Enrollment
- Humana Value Choice H7617-023 (PPO) — 672 enrollees
- PPO Plans Without Drug Coverage
- 5
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617-023-0 | |
| AARP Medicare Advantage Essentials from UHC KC-4 | $0 | $4,900 | $600 | H8768-023-0 | |
| AARP Medicare Advantage Patriot No Rx KS-MA01 | $0 | $6,700 | N/A | H8768-025-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216-318-1 | |
| HumanaChoice H5216-032 | $63 | $9,250 | $615 | H5216-032-0 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Wellcare Patriot Giveback Open | $0 | $4,000 | N/A | H7518-002-0 | |
| Wellcare Simple Open | $0 | $6,000 | $615 | H7518-001-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the average monthly premium for PPO plans in Benton?
PPO plans in Benton cost $18.25 per month on average.
Which PPO plan has the highest enrollment in Benton?
The most popular PPO plan in Benton is Humana Value Choice H7617-023 (PPO), with 672 enrollees.
How many PPO plans in Benton do not include prescription drug coverage?
5 PPO plans in Benton do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 3
- Average Monthly Premium $12.13/mo
- Total HMO Enrollment 184
- $0 Premium HMO Plans 2
- Average MOOP $5,167
- Top HMO by Enrollment Aetna Medicare Value Plus (HMO) — 184 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Value Plus | $36 | $4,900 | $615 | H2663-052-0 | |
| DEVOTED CORE 003 MO | $0 | $3,600 | $375 | H2041-003-0 | |
| DEVOTED GIVEBACK 004 MO | $0 | $7,000 | $605 | H2041-004-0 |
What is the top HMO by enrollment in Benton?
Aetna Medicare Value Plus (HMO) is the top HMO in Benton, with 184 enrollees.
What is the number of HMO plans without Part D coverage in Benton?
0 HMO plans in Benton do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $9.80/mo
- Total HMO-POS Enrollment
- 469
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $5,160
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 207 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KC-6 | $0 | $3,900 | $440 | H2802-076-0 | |
| AARP Medicare Advantage Extras from UHC KC-2 | $0 | $5,900 | $520 | H2802-032-0 | |
| AARP Medicare Advantage from UHC KC-0003 | $49 | $3,800 | $440 | H2802-033-0 | |
| AARP Medicare Advantage Patriot No Rx KS-MA2 | $0 | $6,700 | N/A | H2802-077-0 | |
| Aetna Medicare Eagle | $0 | $5,500 | N/A | H2663-025-0 |
What is the typical premium for HMO-POS plans in Benton?
HMO-POS plans in Benton cost $9.80 per month on average.
Which HMO-POS plan has the most members in Benton?
The most popular HMO-POS plan in Benton is AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS), with 207 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Benton?
There are 2 HMO-POS plans in Benton without prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 | |
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145-126-0 |
What is the total number of PFFS plans in Benton?
In 2026, Benton has 2 PFFS plans with 0 enrollees.
How much do PFFS plans cost in Benton?
The typical PFFS premium in Benton is $18.50, and 1 plans have no monthly premium.
CMS quality ratings for Medicare Advantage plans in Benton County, MO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 8 | 40% |
| 3 Stars | 10 | 50% |
| Below 3 Stars | 2 | 10% |
| Not Rated | 2 | 9% |
| Average Rating | 3.58 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.