• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Callaway County

2027 Medicare Advantage Plans in Callaway County, MO

Last update: November 8, 2026.

For 2027, Callaway County, MO includes 30 Medicare Advantage plans. Enrollment across these plans totals approximately 2,006, with 23 $0 premium options and 63% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $16.47/mo
  • $0 Premium Plans: 23
  • Average MOOP: $5,717 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 63% · 3 Stars: 37% · Below 3: 0%
  • Average Part D Deductible: $651.46
  • Total MA/MAPD Enrollment: 2,006
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Aetna Medicare Signature (HMO-POS) — 494 enrollees
    2. Humana Value Choice (PPO) — 242 enrollees
    3. AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) — 182 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Callaway County, MO are summarized separately. Visit Medicare Options in Callaway County, MO to see more options. For a broader perspective, explore Missouri Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$22.06/mo
Total PPO Enrollment
721
$0 Premium PPO Plans
12
Average MOOP
$6,194
Top PPO by Enrollment
Humana Value Choice (PPO) — 242 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Callaway County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Full Access
☆☆☆☆☆
$0 $6,600 $500 H7617-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
$0 $4,400 $700 H7617-023-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $4,900 $700 H5521-750-0
Aetna Medicare Elite Classic
☆☆☆☆☆
$0 $5,900 $700 H1608-050-0
Aetna Medicare Elite Classic Extra
☆☆☆☆☆
$0 $4,900 $700 H1608-067-0
Aetna Medicare Enhanced
☆☆☆☆☆
$70 $7,500 $700 H5521-748-0
Aetna Medicare Enhanced Classic
☆☆☆☆☆
$70 $7,500 $700 H1608-013-0
Essence Advantage Choice
☆☆☆☆☆
$40 $9,850 $700 H6200-001-0
Humana Full Access
☆☆☆☆☆
$0 $6,350 $500 H5216-407-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-318-1
HumanaChoice H5216-032
☆☆☆☆☆
$76 $9,250 $700 H5216-032-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$119 $7,700 $700 R1532-002-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,100 $700 H7518-001-0
What is the average monthly premium for PPO plans in Callaway?
PPO plans in Callaway cost $22.06 per month on average.
Which PPO plan has the highest enrollment in Callaway?
The most popular PPO plan in Callaway is Humana Value Choice (PPO), with 242 enrollees.
How many PPO plans in Callaway do not include prescription drug coverage?
4 PPO plans in Callaway do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
5
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
421
$0 Premium HMO Plans
5
Average MOOP
$3,710
Top HMO by Enrollment
Humana Total Complete (HMO) — 176 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Callaway County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $4,200 $700 H4461-045-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $4,200 $700 H0028-065-0
Humana Total Complete
☆☆☆☆☆
$0 $2,850 $700 H4461-046-0
Humana Total Complete
☆☆☆☆☆
$0 $2,850 $700 H0028-014-0
Essence Advantage Select
☆☆☆☆☆
$0 $4,450 $450 H2610-016-0
What is the total number of HMO plans offered in Callaway?

There are 5 HMO plans in 2027, covering 421 enrollees.

How much do HMO plans cost in Callaway?

The average HMO premium in Callaway is $0.00 per month, with 5 plans offering $0 premiums.

What is the top HMO by enrollment in Callaway?

Humana Total Complete (HMO) is the top HMO in Callaway, with 176 enrollees.

What is the number of HMO plans without Part D coverage in Callaway?

0 HMO plans in Callaway do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$8.43/mo
Total HMO-POS Enrollment
864
$0 Premium HMO-POS Plans
6
Average MOOP
$5,693
Top HMO-POS by Enrollment
Aetna Medicare Signature (HMO-POS) — 494 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Callaway County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC MO-0006
☆☆☆☆☆
$0 $7,150 $685 H2802-048-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $5,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H2663-069-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$59 $5,900 $700 H2663-006-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $3,400 $500 H2663-005-0
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $5,500 $400 H2663-057-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H1664-001-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Callaway cost $8.43 per month on average.

Which HMO-POS plan is most popular in Callaway?

The most popular HMO-POS plan in Callaway is Aetna Medicare Signature (HMO-POS), with 494 enrollees.

How many HMO-POS plans in Callaway do not include drug coverage?

There are 2 HMO-POS plans in Callaway without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $60.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 0
  • Average MOOP $7,800
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Callaway County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
What is the top PFFS plan in Callaway?

is the top PFFS in Callaway, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Callaway?

0 PFFS plans in Callaway do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Callaway County, MO (2027) are summarized below.

Medicare Advantage Plan Ratings in Callaway County, MO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 63%
3 Stars 11 37%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Callaway County, Missouri, including communities such as Holts Summit, New Bloomfield, Auxvasse, Fulton, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon