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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Cass County

2026 Medicare Advantage Plans in Cass County, MO

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Cass County, MO has 30 Medicare Advantage plans available in 2026. These include 25 plans with no monthly premium, and roughly 36% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cass County, MO. Or explore all Medicare Options available in Cass County, MO.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $10.15/mo
$0 Premium Plans: 25
Average MOOP: $5,396 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 36% · 3 Stars: 57% · Below 3: 7%
Average Part D Deductible: $510.65
Total MA/MAPD Enrollment: 9,325
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Value Choice H7617-010 (PPO) — 1,832 enrollees
2. AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 1,609 enrollees
3. AARP Medicare Advantage Extras from UHC KC-5 (PPO) — 1,139 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 16
  • Average Monthly Premium $13.69/mo
  • Total PPO Enrollment 5,665
  • $0 Premium PPO Plans 13
  • Average MOOP $5,773
  • Top PPO by Enrollment Humana Value Choice H7617-010 (PPO) — 1,832 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Cass County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-017
☆☆☆☆☆
$0 $5,000 $615 H7617-017-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-010
☆☆☆☆☆
$0 $3,400 $615 H7617-010-0
AARP Medicare Advantage Essentials from UHC KC-4
☆☆☆☆☆
$0 $4,900 $600 H8768-023-0
AARP Medicare Advantage Extras from UHC KC-5
☆☆☆☆☆
$0 $6,700 $600 H8768-039-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-025-0
Humana Essentials Plus Giveback H5216-405
☆☆☆☆☆
$0 $5,000 $615 H5216-405-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,400 $615 H5216-318-2
HumanaChoice H5216-032
☆☆☆☆☆
$63 $9,250 $615 H5216-032-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,425 $200 H7849-024-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,000 $615 H7518-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0
What is the most popular PPO plan in Cass?

Humana Value Choice H7617-010 (PPO) is the top PPO in Cass, with 1,832 enrollees.

What is the number of PPO plans without Part D coverage in Cass?

There are 5 PPO plans in Cass without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$7.28/mo
Total HMO Enrollment
937
$0 Premium HMO Plans
4
Average MOOP
$5,300
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 531 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Cass County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$36 $4,900 $615 H2663-052-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,250 $200 H9460-001-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $0 H9460-003-0
DEVOTED CORE 003 MO
☆☆☆☆☆
$0 $3,600 $375 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-004-0

What is the typical premium for HMO plans in Cass?

HMO plans in Cass cost $7.28 per month on average.

Which HMO plan do most beneficiaries choose in Cass?

The most popular HMO plan in Cass is Aetna Medicare Value Plus (HMO), with 531 enrollees.

How many HMO options are offered without prescription drug coverage in Cass?

There are 0 HMO plans in Cass without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $5.44/mo
  • Total HMO-POS Enrollment 2,723
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $4,778
  • Top HMO-POS by Enrollment Humana Total Complete Giveback H4461-047 (HMO-POS) — 1,037 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Cass County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
$0 $3,900 $440 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
$0 $5,900 $520 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
$49 $3,800 $440 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0
Humana Total Complete Giveback H4461-047
☆☆☆☆☆
$0 $4,200 $615 H4461-047-0
Humana Gold Plus Giveback H0028-066
☆☆☆☆☆
$0 $4,200 $615 H0028-066-0
Humana Gold Plus H0028-054
☆☆☆☆☆
$0 $2,800 $400 H0028-054-1
Wellcare Simple
☆☆☆☆☆
$0 $6,000 $615 H1664-001-0
What is the total number of HMO-POS plans in Cass?

In 2026, Cass has 9 HMO-POS plans with 2,723 enrollees.

How much do HMO-POS plans cost in Cass?

The typical HMO-POS premium in Cass is $5.44, and 8 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Cass County, MO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Cass County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 36%
3 Stars 16 57%
Below 3 Stars 2 7%
Not Rated 2 7%
Average Rating 3.54

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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