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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Cass County

2026 Medicare Advantage Plans in Cass County, MO

Last update: September 2, 2026.

For 2026, Cass County, MO includes 30 Medicare Advantage plans. Enrollment across these plans totals approximately 9,361, with 25 $0 premium options and 36% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cass County, MO are summarized separately. Visit Medicare Options in Cass County, MO to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.15/mo
  • $0 Premium Plans: 25
  • Average MOOP: $5,396 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 36% · 3 Stars: 57% · Below 3: 7%
  • Average Part D Deductible: $510.65
  • Total MA/MAPD Enrollment: 9,361
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Value Choice H7617-010 (PPO) — 1,851 enrollees
    2. AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 1,520 enrollees
    3. AARP Medicare Advantage Extras from UHC KC-5 (PPO) — 1,126 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$13.69/mo
Total PPO Enrollment
5,610
$0 Premium PPO Plans
13
Average MOOP
$5,773
Top PPO by Enrollment
Humana Value Choice H7617-010 (PPO) — 1,851 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Cass County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Essentials Plus Giveback H7617-017
☆☆☆☆☆
$0 $5,000 $615 H7617-017-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-010
☆☆☆☆☆
$0 $3,400 $615 H7617-010-0
AARP Medicare Advantage Essentials from UHC KC-4
☆☆☆☆☆
$0 $4,900 $600 H8768-023-0
AARP Medicare Advantage Extras from UHC KC-5
☆☆☆☆☆
$0 $6,700 $600 H8768-039-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-025-0
Humana Essentials Plus Giveback H5216-405
☆☆☆☆☆
$0 $5,000 $615 H5216-405-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,400 $615 H5216-318-2
HumanaChoice H5216-032
☆☆☆☆☆
$63 $9,250 $615 H5216-032-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,425 $200 H7849-024-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,000 $615 H7518-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0
What is the average monthly premium for PPO plans in Cass?
PPO plans in Cass cost $13.69 per month on average.
Which PPO plan has the highest enrollment in Cass?
The most popular PPO plan in Cass is Humana Value Choice H7617-010 (PPO), with 1,851 enrollees.
How many PPO plans in Cass do not include prescription drug coverage?
5 PPO plans in Cass do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
5
Average Monthly Premium
$7.28/mo
Total HMO Enrollment
932
$0 Premium HMO Plans
4
Average MOOP
$5,300
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 531 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Cass County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Value Plus
☆☆☆☆☆
$36 $4,900 $615 H2663-052-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,250 $200 H9460-001-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $0 H9460-003-0
DEVOTED CORE 003 MO
☆☆☆☆☆
$0 $3,600 $375 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-004-0
What is the total number of HMO plans offered in Cass?

There are 5 HMO plans in 2026, covering 932 enrollees.

How much do HMO plans cost in Cass?

The average HMO premium in Cass is $7.28 per month, with 4 plans offering $0 premiums.

What is the top HMO by enrollment in Cass?

Aetna Medicare Value Plus (HMO) is the top HMO in Cass, with 531 enrollees.

What is the number of HMO plans without Part D coverage in Cass?

0 HMO plans in Cass do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$5.44/mo
Total HMO-POS Enrollment
2,819
$0 Premium HMO-POS Plans
8
Average MOOP
$4,778
Top HMO-POS by Enrollment
Humana Total Complete Giveback H4461-047 (HMO-POS) — 1,047 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Cass County, Missouri (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
$0 $3,900 $440 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
$0 $5,900 $520 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
$49 $3,800 $440 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0
Humana Total Complete Giveback H4461-047
☆☆☆☆☆
$0 $4,200 $615 H4461-047-0
Humana Gold Plus Giveback H0028-066
☆☆☆☆☆
$0 $4,200 $615 H0028-066-0
Humana Gold Plus H0028-054
☆☆☆☆☆
$0 $2,800 $400 H0028-054-1
Wellcare Simple
☆☆☆☆☆
$0 $6,000 $615 H1664-001-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Cass cost $5.44 per month on average.

Which HMO-POS plan is most popular in Cass?

The most popular HMO-POS plan in Cass is Humana Total Complete Giveback H4461-047 (HMO-POS), with 1,047 enrollees.

How many HMO-POS plans in Cass do not include drug coverage?

There are 2 HMO-POS plans in Cass without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cass County, MO (2026) are summarized below.

Medicare Advantage Plan Ratings in Cass County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 36%
3 Stars 16 57%
Below 3 Stars 2 7%
Not Rated 2 7%
Average Rating 3.54

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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