2026 Medicare Advantage Plans in Cole County, MO
Last update: . Enrollment data updated: May 2, 2026
For 2026, Cole County, MO includes 23 Medicare Advantage plans. Enrollment across these plans totals approximately 3,645, with 15 $0 premium options and 39% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cole County, MO are summarized separately. Visit Medicare Options in Cole County, MO to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 14
- Average Monthly Premium
- $19.93/mo
- Total PPO Enrollment
- 2,507
- $0 Premium PPO Plans
- 10
- Average MOOP
- $5,682
- Top PPO by Enrollment
- AARP Medicare Advantage from UHC MO-0008 (PPO) — 972 enrollees
- PPO Plans Without Drug Coverage
- 4
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617-023-0 | |
| AARP Medicare Advantage from UHC MO-0008 | $0 | $5,500 | $600 | H8768-026-0 | |
| Aetna Medicare Elite | $0 | $4,500 | $615 | H1608-050-0 | |
| Aetna Medicare Enhanced | $60 | $7,500 | $615 | H1608-013-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H1608-067-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216-318-1 | |
| HumanaChoice H5216-032 | $63 | $9,250 | $615 | H5216-032-0 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Wellcare Patriot Giveback Open | $0 | $4,000 | N/A | H7518-002-0 | |
| Wellcare Simple Open | $0 | $6,000 | $615 | H7518-001-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the average monthly premium for PPO plans in Cole?
PPO plans in Cole cost $19.93 per month on average.
Which PPO plan has the highest enrollment in Cole?
The most popular PPO plan in Cole is AARP Medicare Advantage from UHC MO-0008 (PPO), with 972 enrollees.
How many PPO plans in Cole do not include prescription drug coverage?
4 PPO plans in Cole do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 8
- Average Monthly Premium
- $15.74/mo
- Total HMO-POS Enrollment
- 1,112
- $0 Premium HMO-POS Plans
- 5
- Average MOOP
- $4,725
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) — 326 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MO-0003 | $55 | $3,200 | $440 | H2802-029-0 | |
| AARP Medicare Advantage from UHC MO-0006 | $0 | $4,500 | $520 | H2802-048-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H2663-069-0 | |
| Aetna Medicare Enhanced Extra | $40 | $5,900 | $615 | H2663-006-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663-041-0 | |
| Aetna Medicare Value Plus | $31 | $4,200 | $615 | H2663-057-0 | |
| Wellcare Simple | $0 | $6,000 | $615 | H1664-001-0 |
What is the typical premium for HMO-POS plans in Cole?
HMO-POS plans in Cole cost $15.74 per month on average.
Which HMO-POS plan has the most members in Cole?
The most popular HMO-POS plan in Cole is AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS), with 326 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Cole?
There are 2 HMO-POS plans in Cole without prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the total number of PFFS plans in Cole?
In 2026, Cole has 1 PFFS plans with 26 enrollees.
How much do PFFS plans cost in Cole?
The typical PFFS premium in Cole is $37.00, and 0 plans have no monthly premium.
CMS quality ratings for Medicare Advantage plans in Cole County, MO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 39% |
| 3 Stars | 12 | 52% |
| Below 3 Stars | 2 | 9% |
| Not Rated | 0 | 0% |
| Average Rating | 3.57 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.