2026 Medicare Advantage Plans in Cooper County, MO
Last update: . Enrollment data updated: June 13, 2026
In Cooper County, MO, there are 22 Medicare Advantage plans available for 2026. Of these, 15 offer a $0 monthly premium, and about 41% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cooper County, MO. Or explore all Medicare Options available in Cooper County, MO.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 14
- Average Monthly Premium $19.93/mo
- Total PPO Enrollment 762
- $0 Premium PPO Plans 10
- Average MOOP $5,682
- Top PPO by Enrollment AARP Medicare Advantage from UHC MO-0008 (PPO) — 268 enrollees
- PPO Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617-023-0 | |
| AARP Medicare Advantage from UHC MO-0008 | $0 | $5,500 | $600 | H8768-026-0 | |
| Aetna Medicare Elite | $0 | $4,500 | $615 | H1608-050-0 | |
| Aetna Medicare Enhanced | $60 | $7,500 | $615 | H1608-013-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H1608-067-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216-318-1 | |
| HumanaChoice H5216-032 | $63 | $9,250 | $615 | H5216-032-0 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Wellcare Patriot Giveback Open | $0 | $4,000 | N/A | H7518-002-0 | |
| Wellcare Simple Open | $0 | $6,000 | $615 | H7518-001-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the total number of PPO plans offered in Cooper?
There are 14 PPO plans in 2026, covering 762 beneficiaries.
How much do PPO plans cost in Cooper?
The average PPO premium in Cooper is $19.93 per month, with 10 plans offering $0 premiums.
What is the most popular PPO plan in Cooper?
AARP Medicare Advantage from UHC MO-0008 (PPO) is the top PPO in Cooper, with 268 enrollees.
What is the number of PPO plans without Part D coverage in Cooper?
There are 4 PPO plans in Cooper without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MO-0003 | $55 | $3,200 | $440 | H2802-029-0 | |
| AARP Medicare Advantage from UHC MO-0006 | $0 | $4,500 | $520 | H2802-048-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H2663-069-0 | |
| Aetna Medicare Enhanced Extra | $40 | $5,900 | $615 | H2663-006-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663-041-0 | |
| Aetna Medicare Value Plus | $31 | $4,200 | $615 | H2663-057-0 | |
| Wellcare Simple | $0 | $6,000 | $615 | H1664-001-0 |
What is the leading HMO-POS plan in Cooper?
Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Cooper, with 122 enrollees.
What is the number of HMO-POS plans without Part D coverage in Cooper?
2 HMO-POS plans in Cooper do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Cooper County, MO for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 41% |
| 3 Stars | 11 | 50% |
| Below 3 Stars | 2 | 9% |
| Not Rated | 0 | 0% |
| Average Rating | 3.57 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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