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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Dekalb County

2026 Medicare Advantage Plans in Dekalb County, MO

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Dekalb County, MO includes 22 Medicare Advantage plans. Enrollment across these plans totals approximately 327, with 16 $0 premium options and 45% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Dekalb County, MO are summarized separately. Visit Medicare Options in Dekalb County, MO to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.88/mo
  • $0 Premium Plans: 16
  • Average MOOP: $6,060 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 45% · 3 Stars: 45% · Below 3: 10%
  • Average Part D Deductible: $479.38
  • Total MA/MAPD Enrollment: 327
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 165 enrollees
    2. AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 57 enrollees
    3. AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS) — 35 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$20.30/mo
Total PPO Enrollment
188
$0 Premium PPO Plans
7
Average MOOP
$6,563
Top PPO by Enrollment
AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 165 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Dekalb County, Missouri (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
AARP Medicare Advantage Essentials from UHC KC-4
☆☆☆☆☆
$0 $4,900 $600 H8768-023-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-025-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $6,750 $615 H1608-052-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HealthSpring True Choice
☆☆☆☆☆
$0 $6,425 $200 H7849-024-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0

What is the average monthly premium for PPO plans in Dekalb?

PPO plans in Dekalb cost $20.30 per month on average.

Which PPO plan has the highest enrollment in Dekalb?

The most popular PPO plan in Dekalb is AARP Medicare Advantage Essentials from UHC KC-4 (PPO), with 165 enrollees.

How many PPO plans in Dekalb do not include prescription drug coverage?

4 PPO plans in Dekalb do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $6.38/mo
  • Total HMO Enrollment 23
  • $0 Premium HMO Plans 5
  • Average MOOP $5,850
  • Top HMO by Enrollment DEVOTED CORE 003 MO (HMO) — 12 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Dekalb County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H2663-042-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $6,750 $615 H2663-056-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,250 $200 H9460-001-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $0 H9460-003-0
DEVOTED CORE 003 MO
☆☆☆☆☆
$0 $3,600 $375 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-004-0
What is the top HMO by enrollment in Dekalb?

DEVOTED CORE 003 MO (HMO) is the top HMO in Dekalb, with 12 enrollees.

What is the number of HMO plans without Part D coverage in Dekalb?

0 HMO plans in Dekalb do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$9.80/mo
Total HMO-POS Enrollment
116
$0 Premium HMO-POS Plans
4
Average MOOP
$5,160
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 57 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Dekalb County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
$0 $3,900 $440 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
$0 $5,900 $520 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
$49 $3,800 $440 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0

What is the typical premium for HMO-POS plans in Dekalb?

HMO-POS plans in Dekalb cost $9.80 per month on average.

Which HMO-POS plan has the most members in Dekalb?

The most popular HMO-POS plan in Dekalb is AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS), with 57 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Dekalb?

There are 2 HMO-POS plans in Dekalb without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
0
Average MOOP
$6,800
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
0

2026 PFFS Medicare Advantage plans in Dekalb County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the total number of PFFS plans in Dekalb?

In 2026, Dekalb has 1 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Dekalb?

The typical PFFS premium in Dekalb is $37.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Dekalb County, MO (2026) are summarized below.

Medicare Advantage Plan Ratings in Dekalb County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 45%
3 Stars 9 45%
Below 3 Stars 2 10%
Not Rated 2 9%
Average Rating 3.58

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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