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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Dekalb County

2026 Medicare Advantage Plans in Dekalb County, MO

Last update: September 1, 2026.

In Dekalb County, MO, there are 22 Medicare Advantage plans available for 2026. Of these, 16 offer a $0 monthly premium, and about 45% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dekalb County, MO. Or explore all Medicare Options available in Dekalb County, MO.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.88/mo
Plans with $0 Premium
16
Average MOOP Limit
$6,060 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 45% · 3 Stars: 45% · Below 3: 10%
Average Part D Deductible
$479.38
Total MA/MAPD Enrollment
311
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 162 enrollees
2. AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 59 enrollees
3. AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS) — 34 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
10
Average Monthly Premium
$20.30/mo
Total PPO Enrollment
185
$0 Premium PPO Plans
7
Average MOOP
$6,563
Top PPO by Enrollment
AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 162 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Dekalb County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
AARP Medicare Advantage Essentials from UHC KC-4
☆☆☆☆☆
$0 $4,900 $600 H8768-023-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-025-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $6,750 $615 H1608-052-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HealthSpring True Choice
☆☆☆☆☆
$0 $6,425 $200 H7849-024-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0
What is the total number of PPO plans offered in Dekalb?

Dekalb County has 10 PPO plans for 2026, with 185 enrolled.

How much do PPO plans cost in Dekalb?

The typical PPO premium in Dekalb is $20.30, and 7 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$6.38/mo
Total HMO Enrollment
13
$0 Premium HMO Plans
5
Average MOOP
$5,850
Top HMO by Enrollment
DEVOTED CORE 003 MO (HMO) — 13 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Dekalb County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H2663-042-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $6,750 $615 H2663-056-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,250 $200 H9460-001-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $0 H9460-003-0
DEVOTED CORE 003 MO
☆☆☆☆☆
$0 $3,600 $375 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-004-0
What is the average monthly premium for HMO plans?
HMO plans in Dekalb cost $6.38 per month on average.
Which HMO plan is most popular in Dekalb?
The most popular HMO plan in Dekalb is DEVOTED CORE 003 MO (HMO), with 13 enrollees.
How many HMO plans in Dekalb do not include drug coverage?
There are 0 HMO plans in Dekalb without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $9.80/mo
  • Total HMO-POS Enrollment 113
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $5,160
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 59 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Dekalb County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
$0 $3,900 $440 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
$0 $5,900 $520 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
$49 $3,800 $440 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0
What is the total number of HMO-POS plans in Dekalb?

There are 5 HMO-POS plans in 2026, covering 113 enrollees.

How much do HMO-POS plans cost in Dekalb?

The average HMO-POS premium in Dekalb is $9.80 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Dekalb?

AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) is the top HMO-POS in Dekalb, with 59 enrollees.

What is the number of HMO-POS plans without Part D coverage in Dekalb?

2 HMO-POS plans in Dekalb do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Dekalb County, Missouri, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the average monthly premium for PFFS plans?

PFFS plans in Dekalb cost $37.00 per month on average.

Which PFFS plan is most popular in Dekalb?

The most popular PFFS plan in Dekalb is , with 0 enrollees.

How many PFFS plans in Dekalb do not include drug coverage?

There are 0 PFFS plans in Dekalb without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Dekalb County, MO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Dekalb County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 45%
3 Stars 9 45%
Below 3 Stars 2 10%
Not Rated 2 9%
Average Rating 3.58

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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