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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Gasconade County

2027 Medicare Advantage Plans in Gasconade County, MO

Last update: October 4, 2026.

In Gasconade County, MO, there are 34 Medicare Advantage plans available for 2027. Of these, 24 offer a $0 monthly premium, and about 59% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$24.53/mo
Plans with $0 Premium
24
Average MOOP Limit
$5,624 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
Average Part D Deductible
$623.56
Total MA/MAPD Enrollment
1,775
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 632 enrollees
2. AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 388 enrollees
3. Aetna Medicare Signature (HMO-POS) — 168 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Gasconade County, MO. Or explore all Medicare Options available in Gasconade County, MO. To understand how local plans fit into the broader market, visit our Missouri Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 17
  • Average Monthly Premium $41.00/mo
  • Total PPO Enrollment 270
  • $0 Premium PPO Plans 10
  • Average MOOP $6,024
  • Top PPO by Enrollment Humana Value Choice (PPO) — 157 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2027 PPO Medicare Advantage Plans available in Gasconade County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
$0 $4,400 $700 H7617-023-0
AARP Medicare Advantage from UHC ST-0001
☆☆☆☆☆
$58 $7,150 $685 H2406-043-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $4,900 $700 H5521-750-0
Aetna Medicare Elite Classic
☆☆☆☆☆
$0 $5,900 $700 H1608-050-0
Aetna Medicare Elite Classic Extra
☆☆☆☆☆
$0 $4,900 $700 H1608-067-0
Aetna Medicare Enhanced
☆☆☆☆☆
$70 $7,500 $700 H5521-748-0
Aetna Medicare Enhanced Classic
☆☆☆☆☆
$70 $7,500 $700 H1608-013-0
Essence Advantage Choice
☆☆☆☆☆
$40 $9,850 $700 H6200-001-0
Essence Advantage Premier Plus
☆☆☆☆☆
$264 $2,900 $700 H6200-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-318-1
HumanaChoice H5216-032
☆☆☆☆☆
$76 $9,250 $700 H5216-032-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$119 $7,700 $700 R1532-002-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,100 $700 H7518-001-0
What is the total number of PPO plans offered in Gasconade?

There are 17 PPO plans in 2027, covering 270 beneficiaries.

How much do PPO plans cost in Gasconade?

The average PPO premium in Gasconade is $41.00 per month, with 10 plans offering $0 premiums.

What is the most popular PPO plan in Gasconade?

Humana Value Choice (PPO) is the top PPO in Gasconade, with 157 enrollees.

What is the number of PPO plans without Part D coverage in Gasconade?

There are 4 PPO plans in Gasconade without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$9.83/mo
Total HMO Enrollment
183
$0 Premium HMO Plans
5
Average MOOP
$4,350
Top HMO by Enrollment
Essence Advantage Select (HMO) — 79 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Gasconade County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 MO
☆☆☆☆☆
$0 $3,100 $650 H2041-001-0
DEVOTED GIVEBACK 002 MO
☆☆☆☆☆
$0 $7,150 $461 H2041-002-0
DEVOTED GIVEBACK EXTRAS 028 MO
☆☆☆☆☆
$0 $5,100 $700 H2041-028-0
Essence Advantage
☆☆☆☆☆
$0 $3,400 $0 H2610-005-0
Essence Advantage Plus
☆☆☆☆☆
$59 $2,900 $450 H2610-006-0
Essence Advantage Select
☆☆☆☆☆
$0 $4,450 $450 H2610-016-0

What is the average monthly premium for HMO plans?

HMO plans in Gasconade cost $9.83 per month on average.

Which HMO plan is most popular in Gasconade?

The most popular HMO plan in Gasconade is Essence Advantage Select (HMO), with 79 enrollees.

How many HMO plans in Gasconade do not include drug coverage?

There are 0 HMO plans in Gasconade without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
10
Average Monthly Premium
$7.80/mo
Total HMO-POS Enrollment
1,322
$0 Premium HMO-POS Plans
8
Average MOOP
$5,285
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 632 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Gasconade County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC ST-6
☆☆☆☆☆
$0 $7,150 $685 H2802-073-0
AARP Medicare Advantage Essentials from UHC ST-3
☆☆☆☆☆
$0 $4,450 $685 H2802-028-0
AARP Medicare Advantage Extras from UHC ST-4
☆☆☆☆☆
$19 $4,450 $685 H2802-052-0
AARP Medicare Advantage from UHC ST-1P
☆☆☆☆☆
$0 $4,100 $685 H2802-071-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $5,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H2663-069-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$59 $5,900 $700 H2663-006-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $3,400 $500 H2663-005-0
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $5,500 $400 H2663-057-0
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H1664-001-0
What is the leading HMO-POS plan in Gasconade?

AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) is the top HMO-POS in Gasconade, with 632 enrollees.

What is the number of HMO-POS plans without Part D coverage in Gasconade?

2 HMO-POS plans in Gasconade do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2027 PFFS Medicare Advantage Plans available in Gasconade County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0

What is the typical premium for PFFS plans in Gasconade?

PFFS plans in Gasconade cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Gasconade?

The most popular PFFS plan in Gasconade is , with 0 enrollees.

How many PFFS options are available without prescription drug coverage in Gasconade?

There are 1 PFFS plans in Gasconade without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Gasconade County, MO for 2027.

CMS Star Ratings for Medicare Advantage Plans in Gasconade County, MO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 59%
3 Stars 14 41%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.78

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Gasconade County, Missouri, including communities such as Bland, Hermann, Owensville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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