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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Iron County

2026 Medicare Advantage Plans in Iron County, MO

Last update: September 2, 2026.

For 2026, Iron County, MO includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 667, with 21 $0 premium options and 48% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Iron County, MO are summarized separately. Visit Medicare Options in Iron County, MO to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $9.88/mo
  • $0 Premium Plans: 21
  • Average MOOP: $4,924 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 48% · 3 Stars: 43% · Below 3: 9%
  • Average Part D Deductible: $560.53
  • Total MA/MAPD Enrollment: 667
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 180 enrollees
    2. Humana Gold Plus H0028-014 (HMO) — 67 enrollees
    3. Humana Total Complete H4461-046 (HMO) — 61 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
13
Average Monthly Premium
$16.62/mo
Total PPO Enrollment
169
$0 Premium PPO Plans
10
Average MOOP
$5,400
Top PPO by Enrollment
AARP Medicare Advantage from UHC MO-0002 (PPO) — 48 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Iron County, Missouri (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Full Access H7617-008
☆☆☆☆☆
$0 $5,000 $400 H7617-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-023
☆☆☆☆☆
$0 $3,500 $615 H7617-023-0
AARP Medicare Advantage from UHC MO-0002
☆☆☆☆☆
$0 $5,400 $520 H2406-068-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $4,500 $615 H1608-050-0
Aetna Medicare Enhanced
☆☆☆☆☆
$60 $7,500 $615 H1608-013-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,200 $615 H1608-067-0
Humana Full Access H5216-407
☆☆☆☆☆
$0 $5,000 $400 H5216-407-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,500 $615 H5216-318-1
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0

What is the average monthly premium for PPO plans in Iron?

PPO plans in Iron cost $16.62 per month on average.

Which PPO plan has the highest enrollment in Iron?

The most popular PPO plan in Iron is AARP Medicare Advantage from UHC MO-0002 (PPO), with 48 enrollees.

How many PPO plans in Iron do not include prescription drug coverage?

3 PPO plans in Iron do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 212
  • $0 Premium HMO Plans 6
  • Average MOOP $4,000
  • Top HMO by Enrollment Humana Gold Plus H0028-014 (HMO) — 67 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Iron County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback H4461-045
☆☆☆☆☆
$0 $4,200 $615 H4461-045-0
Humana Total Complete H4461-046
☆☆☆☆☆
$0 $2,700 $615 H4461-046-0
Humana Gold Plus Giveback H0028-065
☆☆☆☆☆
$0 $4,200 $615 H0028-065-0
Humana Gold Plus H0028-014
☆☆☆☆☆
$0 $2,700 $615 H0028-014-0
DEVOTED CORE 009 MO
☆☆☆☆☆
$0 $3,200 $305 H2041-009-0
DEVOTED GIVEBACK 010 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-010-0
What is the top HMO by enrollment in Iron?

Humana Gold Plus H0028-014 (HMO) is the top HMO in Iron, with 67 enrollees.

What is the number of HMO plans without Part D coverage in Iron?

0 HMO plans in Iron do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$6.18/mo
Total HMO-POS Enrollment
286
$0 Premium HMO-POS Plans
4
Average MOOP
$4,440
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 180 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Iron County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC MO-0007
☆☆☆☆☆
$0 $4,000 $440 H2802-049-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $4,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H2663-069-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,200 $615 H2663-041-0
Aetna Medicare Value Plus
☆☆☆☆☆
$31 $4,200 $615 H2663-057-0

What is the typical premium for HMO-POS plans in Iron?

HMO-POS plans in Iron cost $6.18 per month on average.

Which HMO-POS plan has the most members in Iron?

The most popular HMO-POS plan in Iron is AARP Medicare Advantage from UHC MO-0007 (HMO-POS), with 180 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Iron?

There are 2 HMO-POS plans in Iron without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
1
Average MOOP
$6,700
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
1

2026 PFFS Medicare Advantage plans in Iron County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0
What is the total number of PFFS plans in Iron?

In 2026, Iron has 1 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Iron?

The typical PFFS premium in Iron is $0.00, and 1 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Iron County, MO (2026) are summarized below.

Medicare Advantage Plan Ratings in Iron County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 48%
3 Stars 10 43%
Below 3 Stars 2 9%
Not Rated 2 8%
Average Rating 3.7

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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