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2027 Medicare Advantage Plans in Jefferson County, MO

Last update: .

For 2027, Jefferson County, MO includes 46 Medicare Advantage plans. Enrollment across these plans totals approximately 24,911, with 34 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Jefferson County, MO are provided separately. Or you can discover all Medicare Options in Jefferson County, MO.

At a Glance

  • Average Monthly Premium: $19.57/mo
  • $0 Premium Plans: 34
  • Average MOOP: $5,560 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $617.00
  • Total MA/MAPD Enrollment: 24,911
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 3,743 enrollees
    2. Aetna Medicare Signature (HMO-POS) — 3,549 enrollees
    3. Essence Advantage (HMO) — 3,273 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
21
Average Monthly Premium
$33.48/mo
Total PPO Enrollment
3,031
$0 Premium PPO Plans
13
Average MOOP
$6,155
Top PPO by Enrollment
Essence Advantage Choice (PPO) — 863 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Jefferson County, Missouri (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC ST-0001
☆☆☆☆☆
 $58 $7,150 $685 H2406-043-0
Aetna Medicare Elite
☆☆☆☆☆
 $0 $4,900 $700 H5521-750-0
Aetna Medicare Elite Classic
☆☆☆☆☆
 $0 $5,900 $700 H1608-050-0
Aetna Medicare Elite Classic Extra
☆☆☆☆☆
 $0 $4,900 $700 H1608-067-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $70 $7,500 $700 H5521-748-0
Aetna Medicare Enhanced Classic
☆☆☆☆☆
 $70 $7,500 $700 H1608-013-0
Anthem Veteran
☆☆☆☆☆
 $0 $6,751 N/A H4909-021-0
Essence Advantage Choice
☆☆☆☆☆
 $40 $9,850 $700 H6200-001-0
Essence Advantage Premier Plus
☆☆☆☆☆
 $264 $2,900 $700 H6200-008-0
HealthSpring True Choice
☆☆☆☆☆
 $6 $7,150 $700 H7849-156-0
Humana Full Access
☆☆☆☆☆
 $0 $6,600 $500 H7617-008-0
Humana Full Access
☆☆☆☆☆
 $0 $6,350 $500 H5216-407-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H5216-278-1
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $5,500 N/A R1532-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
 $0 $4,450 $700 H5216-318-1
Humana Value Choice
☆☆☆☆☆
 $0 $4,400 $700 H7617-023-0
HumanaChoice H5216-032
☆☆☆☆☆
 $76 $9,250 $700 H5216-032-0
HumanaChoice R1532-002
☆☆☆☆☆
 $119 $7,700 $700 R1532-002-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,100 $700 H7518-001-0

What is the typical premium for PPO plans available in Jefferson?

PPO plans in Jefferson cost $33.48 per month on average.

Which PPO plan do most beneficiaries choose in Jefferson?

The most popular PPO plan in Jefferson is Essence Advantage Choice (PPO), with 863 enrollees.

How many PPO options are offered without drug coverage in Jefferson?

5 PPO plans in Jefferson do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 12
  • Average Monthly Premium $4.92/mo
  • Total HMO Enrollment 9,807
  • $0 Premium HMO Plans 11
  • Average MOOP $4,296
  • Top HMO by Enrollment Essence Advantage (HMO) — 3,273 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Jefferson County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 001 MO
☆☆☆☆☆
 $0 $3,100 $650 H2041-001-0
DEVOTED GIVEBACK 002 MO
☆☆☆☆☆
 $0 $7,150 $461 H2041-002-0
DEVOTED GIVEBACK EXTRAS 028 MO
☆☆☆☆☆
 $0 $5,100 $700 H2041-028-0
Essence Advantage
☆☆☆☆☆
 $0 $3,400 $0 H2610-005-0
Essence Advantage Plus
☆☆☆☆☆
 $59 $2,900 $450 H2610-006-0
Essence Advantage Select
☆☆☆☆☆
 $0 $4,450 $450 H2610-016-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $4,200 $500 H0439-020-0
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $7,150 $700 H0439-021-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $4,200 $700 H0028-065-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $4,200 $700 H4461-045-0
Humana Total Complete
☆☆☆☆☆
 $0 $2,850 $700 H4461-046-0
Humana Total Complete
☆☆☆☆☆
 $0 $2,850 $700 H0028-014-0
What is the total number of HMO plans offered in Jefferson?

In 2027, Jefferson County has 12 HMO plans with 9,807 enrollees.

How much do HMO plans cost in Jefferson?

The typical HMO premium in Jefferson is $4.92, and 11 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$7.09/mo
Total HMO-POS Enrollment
12,053
$0 Premium HMO-POS Plans
9
Average MOOP
$5,209
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 3,743 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Jefferson County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC ST-6
☆☆☆☆☆
 $0 $7,150 $685 H2802-073-0
AARP Medicare Advantage Essentials from UHC ST-3
☆☆☆☆☆
 $0 $4,450 $685 H2802-028-0
AARP Medicare Advantage Extras from UHC ST-4
☆☆☆☆☆
 $19 $4,450 $685 H2802-052-0
AARP Medicare Advantage from UHC ST-1P
☆☆☆☆☆
 $0 $4,100 $685 H2802-071-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
 $0 $5,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $4,900 N/A H2663-069-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
 $59 $5,900 $700 H2663-006-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $3,400 $500 H2663-005-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $5,500 $400 H2663-057-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $4,450 $210 H3447-038-2
Wellcare Simple
☆☆☆☆☆
 $0 $7,100 $700 H1664-001-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Jefferson cost $7.09 per month on average.
Which HMO-POS plan is most popular in Jefferson?
The most popular HMO-POS plan in Jefferson is AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS), with 3,743 enrollees.
How many HMO-POS plans in Jefferson do not include drug coverage?
There are 2 HMO-POS plans in Jefferson without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $30.00/mo
  • Total PFFS Enrollment 20
  • $0 Premium PFFS Plans 1
  • Average MOOP $8,825
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 20 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Jefferson County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
 $60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
 $0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Jefferson?

There are 2 PFFS plans in 2027, covering 20 enrollees.

How much do PFFS plans cost in Jefferson?

The average PFFS premium in Jefferson is $30.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Jefferson?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Jefferson, with 20 enrollees.

What is the number of PFFS plans without Part D coverage in Jefferson?

1 PFFS plans in Jefferson do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Jefferson County, MO (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Jefferson County, MO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .