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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Laclede County

2026 Medicare Advantage Plans in Laclede County, MO

Last update: September 2, 2026.

For 2026, Laclede County, MO includes 32 Medicare Advantage plans. Enrollment across these plans totals approximately 4,772, with 24 $0 premium options and 43% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Laclede County, MO are summarized separately. Visit Medicare Options in Laclede County, MO to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.85/mo
  • $0 Premium Plans: 24
  • Average MOOP: $5,096 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 43% · 3 Stars: 50% · Below 3: 7%
  • Average Part D Deductible: $559.40
  • Total MA/MAPD Enrollment: 4,772
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Gold Plus H4623-001 (HMO-POS) — 722 enrollees
    2. Aetna Medicare Select (HMO-POS) — 579 enrollees
    3. Humana Value Choice H5216-318 (PPO) — 566 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$14.60/mo
Total PPO Enrollment
1,757
$0 Premium PPO Plans
12
Average MOOP
$5,733
Top PPO by Enrollment
Humana Value Choice H5216-318 (PPO) — 566 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Laclede County, Missouri (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-023
☆☆☆☆☆
$0 $3,500 $615 H7617-023-0
HumanaChoice Giveback H7617-014
☆☆☆☆☆
$0 $5,500 $615 H7617-014-0
AARP Medicare Advantage from UHC MO-0009
☆☆☆☆☆
$0 $4,900 $600 H8768-027-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H1608-018-0
Anthem Veteran
☆☆☆☆☆
$0 $6,751 N/A H4909-021-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,500 $615 H5216-318-1
HumanaChoice Giveback H5216-404
☆☆☆☆☆
$0 $5,500 $615 H5216-404-0
HumanaChoice H5216-032
☆☆☆☆☆
$63 $9,250 $615 H5216-032-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,000 $615 H7518-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0

What is the average monthly premium for PPO plans in Laclede?

PPO plans in Laclede cost $14.60 per month on average.

Which PPO plan has the highest enrollment in Laclede?

The most popular PPO plan in Laclede is Humana Value Choice H5216-318 (PPO), with 566 enrollees.

How many PPO plans in Laclede do not include prescription drug coverage?

5 PPO plans in Laclede do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $9.40/mo
  • Total HMO Enrollment 190
  • $0 Premium HMO Plans 2
  • Average MOOP $5,133
  • Top HMO by Enrollment DEVOTED CORE 005 MO (HMO) — 110 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Laclede County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Value Plus
☆☆☆☆☆
$28 $5,500 $615 H2663-064-0
DEVOTED CORE 005 MO
☆☆☆☆☆
$0 $2,900 $330 H2041-005-0
DEVOTED GIVEBACK 006 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-006-0
What is the top HMO by enrollment in Laclede?

DEVOTED CORE 005 MO (HMO) is the top HMO in Laclede, with 110 enrollees.

What is the number of HMO plans without Part D coverage in Laclede?

0 HMO plans in Laclede do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$4.85/mo
Total HMO-POS Enrollment
2,825
$0 Premium HMO-POS Plans
10
Average MOOP
$4,221
Top HMO-POS by Enrollment
Humana Gold Plus H4623-001 (HMO-POS) — 722 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Laclede County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC MO-4
☆☆☆☆☆
$0 $3,200 $440 H2802-030-0
AARP Medicare Advantage Extras from UHC MO-10
☆☆☆☆☆
$0 $4,900 $520 H2802-072-0
AARP Medicare Advantage from UHC MO-0005
☆☆☆☆☆
$27 $3,200 $440 H2802-031-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $4,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $3,400 N/A H2663-022-0
Aetna Medicare Premier
☆☆☆☆☆
$18 $2,900 $615 H2663-021-0
Aetna Medicare Select
☆☆☆☆☆
$0 $3,400 $615 H2663-023-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,200 $615 H2663-063-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,200 $615 H2663-043-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $3,900 $210 H3447-038-1
Humana Gold Plus H0028-016
☆☆☆☆☆
$18 $7,550 $615 H0028-016-0
Humana Gold Plus H4623-001
☆☆☆☆☆
$0 $3,125 $400 H4623-001-0
Wellcare Simple
☆☆☆☆☆
$0 $6,000 $615 H1664-001-0

What is the typical premium for HMO-POS plans in Laclede?

HMO-POS plans in Laclede cost $4.85 per month on average.

Which HMO-POS plan has the most members in Laclede?

The most popular HMO-POS plan in Laclede is Humana Gold Plus H4623-001 (HMO-POS), with 722 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Laclede?

There are 2 HMO-POS plans in Laclede without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
0
Average MOOP
$6,800
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
0

2026 PFFS Medicare Advantage plans in Laclede County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the total number of PFFS plans in Laclede?

In 2026, Laclede has 1 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Laclede?

The typical PFFS premium in Laclede is $37.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Laclede County, MO (2026) are summarized below.

Medicare Advantage Plan Ratings in Laclede County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 43%
3 Stars 15 50%
Below 3 Stars 2 7%
Not Rated 2 6%
Average Rating 3.63

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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