2026 Medicare Advantage Plans in McDonald County, MO
Last update: . Enrollment data updated: August 15, 2026
For 2026, McDonald County, MO includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 1,893, with 23 $0 premium options and 48% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for McDonald County, MO are provided separately. Or you can discover all Medicare Options in McDonald County, MO.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 13
- Average Monthly Premium
- $12.00/mo
- Total PPO Enrollment
- 843
- $0 Premium PPO Plans
- 11
- Average MOOP
- $5,385
- Top PPO by Enrollment
- Aetna Medicare Signature (PPO) — 184 enrollees
- PPO Plans Without Drug Coverage
- 4
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617-023-0 | |
| HumanaChoice Giveback H7617-014 | $0 | $5,500 | $615 | H7617-014-0 | |
| AARP Medicare Advantage from UHC MO-0009 | $0 | $4,900 | $600 | H8768-027-0 | |
| Aetna Medicare Signature | $0 | $5,500 | $615 | H1608-018-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216-318-1 | |
| HumanaChoice Giveback H5216-404 | $0 | $5,500 | $615 | H5216-404-0 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Wellcare Patriot Giveback Open | $0 | $4,000 | N/A | H7518-002-0 | |
| Wellcare Simple Open | $0 | $6,000 | $615 | H7518-001-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the typical premium for PPO plans available in McDonald?
PPO plans in McDonald cost $12.00 per month on average.
Which PPO plan do most beneficiaries choose in McDonald?
The most popular PPO plan in McDonald is Aetna Medicare Signature (PPO), with 184 enrollees.
How many PPO options are offered without drug coverage in McDonald?
4 PPO plans in McDonald do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 3
- Average Monthly Premium $9.40/mo
- Total HMO Enrollment 314
- $0 Premium HMO Plans 2
- Average MOOP $5,133
- Top HMO by Enrollment DEVOTED CORE 005 MO (HMO) — 175 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Value Plus | $28 | $5,500 | $615 | H2663-064-0 | |
| DEVOTED CORE 005 MO | $0 | $2,900 | $330 | H2041-005-0 | |
| DEVOTED GIVEBACK 006 MO | $0 | $7,000 | $605 | H2041-006-0 |
What is the total number of HMO plans offered in McDonald?
In 2026, McDonald County has 3 HMO plans with 314 enrollees.
How much do HMO plans cost in McDonald?
The typical HMO premium in McDonald is $9.40, and 2 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 12
- Average Monthly Premium
- $5.25/mo
- Total HMO-POS Enrollment
- 736
- $0 Premium HMO-POS Plans
- 9
- Average MOOP
- $4,248
- Top HMO-POS by Enrollment
- Humana Gold Plus H4623-001 (HMO-POS) — 174 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC MO-4 | $0 | $3,200 | $440 | H2802-030-0 | |
| AARP Medicare Advantage Extras from UHC MO-10 | $0 | $4,900 | $520 | H2802-072-0 | |
| AARP Medicare Advantage from UHC MO-0005 | $27 | $3,200 | $440 | H2802-031-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Eagle | $0 | $3,400 | N/A | H2663-022-0 | |
| Aetna Medicare Premier | $18 | $2,900 | $615 | H2663-021-0 | |
| Aetna Medicare Select | $0 | $3,400 | $615 | H2663-023-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663-063-0 | |
| Aetna Medicare Signature Extra | $0 | $4,200 | $615 | H2663-043-0 | |
| Humana Gold Plus H0028-016 | $18 | $7,550 | $615 | H0028-016-0 | |
| Humana Gold Plus H4623-001 | $0 | $3,125 | $400 | H4623-001-0 | |
| Wellcare Simple | $0 | $6,000 | $615 | H1664-001-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in McDonald cost $5.25 per month on average.
- Which HMO-POS plan is most popular in McDonald?
- The most popular HMO-POS plan in McDonald is Humana Gold Plus H4623-001 (HMO-POS), with 174 enrollees.
- How many HMO-POS plans in McDonald do not include drug coverage?
- There are 2 HMO-POS plans in McDonald without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $0.00/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 1
- Average MOOP $6,700
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145-126-0 |
What is the total number of PFFS plans in McDonald?
There are 1 PFFS plans in 2026, covering 0 enrollees.
How much do PFFS plans cost in McDonald?
The average PFFS premium in McDonald is $0.00 per month, with 1 plans offering $0 premiums.
What is the top PFFS plan in McDonald?
is the top PFFS in McDonald, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in McDonald?
1 PFFS plans in McDonald do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in McDonald County, MO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 13 | 48% |
| 3 Stars | 12 | 44% |
| Below 3 Stars | 2 | 7% |
| Not Rated | 2 | 7% |
| Average Rating | 3.65 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.