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2027 Medicare Advantage Plans in Platte County, MO

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Platte County, MO has 35 Medicare Advantage plans available in 2027. These include 25 plans with no monthly premium, and roughly 59% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $12.66/mo
$0 Premium Plans: 25
Average MOOP: $5,866 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
Average Part D Deductible: $661.84
Total MA/MAPD Enrollment: 6,492
Plans with the Highest Enrollment
(as of November 10, 2026)
1. Humana Value Choice (PPO) — 1,425 enrollees
2. Humana Total Complete Giveback (HMO-POS) — 918 enrollees
3. Humana Value Choice (PPO) — 717 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Platte County, MO. Or explore all Medicare Options available in Platte County, MO. To understand how local plans fit into the broader market, visit our Missouri Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 16
  • Average Monthly Premium $13.38/mo
  • Total PPO Enrollment 4,088
  • $0 Premium PPO Plans 13
  • Average MOOP $6,078
  • Top PPO by Enrollment Humana Value Choice (PPO) — 1,425 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Platte County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $5,250 $700 H7617-017-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
 $0 $4,400 $700 H7617-010-0
AARP Medicare Advantage from UHC KC-4
☆☆☆☆☆
 $0 $7,150 $685 H8768-023-0
AARP Medicare Advantage from UHC KC-5
☆☆☆☆☆
 $19 $7,150 $685 H8768-039-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-025-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $700 H5521-742-0
Aetna Medicare Signature Classic
☆☆☆☆☆
 $0 $6,750 $700 H1608-016-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $5,250 $700 H5216-405-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H5216-278-1
Humana Value Choice
☆☆☆☆☆
 $0 $4,450 $700 H5216-318-2
HumanaChoice H5216-032
☆☆☆☆☆
 $76 $9,250 $700 H5216-032-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
 $119 $7,700 $700 R1532-002-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,100 $700 H7518-001-0
What is the most popular PPO plan in Platte?

Humana Value Choice (PPO) is the top PPO in Platte, with 1,425 enrollees.

What is the number of PPO plans without Part D coverage in Platte?

There are 5 PPO plans in Platte without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$5.50/mo
Total HMO Enrollment
330
$0 Premium HMO Plans
3
Average MOOP
$5,613
Top HMO by Enrollment
Humana Gold Plus H0028-017 (HMO) — 194 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Platte County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H0028-017
☆☆☆☆☆
 $22 $6,800 $700 H0028-017-0
DEVOTED CORE 003 MO
☆☆☆☆☆
 $0 $3,600 $650 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
 $0 $7,150 $461 H2041-004-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $0 $4,900 $400 H2663-052-0

What is the typical premium for HMO plans in Platte?

HMO plans in Platte cost $5.50 per month on average.

Which HMO plan do most beneficiaries choose in Platte?

The most popular HMO plan in Platte is Humana Gold Plus H0028-017 (HMO), with 194 enrollees.

How many HMO options are offered without prescription drug coverage in Platte?

There are 0 HMO plans in Platte without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $9.91/mo
  • Total HMO-POS Enrollment 2,053
  • $0 Premium HMO-POS Plans 9
  • Average MOOP $5,473
  • Top HMO-POS by Enrollment Humana Total Complete Giveback (HMO-POS) — 918 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Platte County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Total Complete
☆☆☆☆☆
 $0 $2,800 $500 H0028-054-1
Humana Total Complete Giveback
☆☆☆☆☆
 $0 $4,200 $700 H4461-047-0
Humana Total Complete Giveback
☆☆☆☆☆
 $0 $4,200 $700 H0028-066-0
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
 $0 $6,700 $685 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
 $0 $7,150 $685 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
 $55 $4,450 $595 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
 $0 $7,150 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $5,500 N/A H2663-025-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $54 $6,750 $700 H2663-118-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $4,200 $700 H2663-026-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,100 $700 H1664-001-0
What is the total number of HMO-POS plans in Platte?

In 2027, Platte has 11 HMO-POS plans with 2,053 enrollees.

How much do HMO-POS plans cost in Platte?

The typical HMO-POS premium in Platte is $9.91, and 9 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$60.00/mo
Total PFFS Enrollment
21
$0 Premium PFFS Plans
0
Average MOOP
$7,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 21 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Platte County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
 $60 $7,800 $700 H8145-006-0
What is the average monthly premium for PFFS plans?
PFFS plans in Platte cost $60.00 per month on average.
Which PFFS plan is most popular in Platte?
The most popular PFFS plan in Platte is Humana Gold Choice H8145-006 (PFFS), with 21 enrollees.
How many PFFS plans in Platte do not include drug coverage?
There are 0 PFFS plans in Platte without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Platte County, MO for 2027.

CMS Star Ratings for Medicare Advantage Plans in Platte County, MO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 59%
3 Stars 13 41%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.86

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Platte County, Missouri, including communities such as Platte City, Weston, Riverside, Kansas City, Dearborn, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .