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2026 Medicare Advantage Plans in Platte County, MO

Last update: .

For 2026, Platte County, MO includes 35 Medicare Advantage plans. Enrollment across these plans totals approximately 6,667, with 28 $0 premium options and 36% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Platte County, MO are summarized separately. Visit Medicare Options in Platte County, MO to see more options.

At a Glance

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$12.88/mo
Total PPO Enrollment
4,083
$0 Premium PPO Plans
14
Average MOOP
$5,831
Top PPO by Enrollment
Humana Value Choice H7617-010 (PPO) — 1,419 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Platte County, Missouri (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback H7617-017
☆☆☆☆☆
 $0 $5,000 $615 H7617-017-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-010
☆☆☆☆☆
 $0 $3,400 $615 H7617-010-0
AARP Medicare Advantage Essentials from UHC KC-4
☆☆☆☆☆
 $0 $4,900 $600 H8768-023-0
AARP Medicare Advantage Extras from UHC KC-5
☆☆☆☆☆
 $0 $6,700 $600 H8768-039-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
 $0 $6,700 N/A H8768-025-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $615 H1608-016-0
Humana Essentials Plus Giveback H5216-405
☆☆☆☆☆
 $0 $5,000 $615 H5216-405-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
 $0 $3,400 $615 H5216-318-2
HumanaChoice H5216-032
☆☆☆☆☆
 $63 $9,250 $615 H5216-032-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,425 $200 H7849-024-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
 $106 $9,250 $600 R3444-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $6,000 $615 H7518-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
 $50 $7,450 $615 R1532-002-0

What is the average monthly premium for PPO plans in Platte?

PPO plans in Platte cost $12.88 per month on average.

Which PPO plan has the highest enrollment in Platte?

The most popular PPO plan in Platte is Humana Value Choice H7617-010 (PPO), with 1,419 enrollees.

How many PPO plans in Platte do not include prescription drug coverage?

5 PPO plans in Platte do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $9.07/mo
  • Total HMO Enrollment 371
  • $0 Premium HMO Plans 4
  • Average MOOP $5,550
  • Top HMO by Enrollment Humana Gold Plus H0028-017 (HMO) — 195 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Platte County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Value Plus
☆☆☆☆☆
 $36 $4,900 $615 H2663-052-0
Humana Gold Plus H0028-017
☆☆☆☆☆
 $18 $6,800 $615 H0028-017-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $4,250 $200 H9460-001-0
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,750 $0 H9460-003-0
DEVOTED CORE 003 MO
☆☆☆☆☆
 $0 $3,600 $375 H2041-003-0
DEVOTED GIVEBACK 004 MO
☆☆☆☆☆
 $0 $7,000 $605 H2041-004-0
What is the top HMO by enrollment in Platte?

Humana Gold Plus H0028-017 (HMO) is the top HMO in Platte, with 195 enrollees.

What is the number of HMO plans without Part D coverage in Platte?

0 HMO plans in Platte do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$4.45/mo
Total HMO-POS Enrollment
2,193
$0 Premium HMO-POS Plans
10
Average MOOP
$4,764
Top HMO-POS by Enrollment
Humana Total Complete Giveback H4461-047 (HMO-POS) — 914 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Platte County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
 $0 $3,900 $440 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
 $0 $5,900 $520 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
 $49 $3,800 $440 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
 $0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $5,500 N/A H2663-025-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $4,200 $615 H2663-026-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $5,200 $615 H2663-061-0
Humana Total Complete Giveback H4461-047
☆☆☆☆☆
 $0 $4,200 $615 H4461-047-0
Humana Gold Plus Giveback H0028-066
☆☆☆☆☆
 $0 $4,200 $615 H0028-066-0
Humana Gold Plus H0028-054
☆☆☆☆☆
 $0 $2,800 $400 H0028-054-1
Wellcare Simple
☆☆☆☆☆
 $0 $6,000 $615 H1664-001-0

What is the typical premium for HMO-POS plans in Platte?

HMO-POS plans in Platte cost $4.45 per month on average.

Which HMO-POS plan has the most members in Platte?

The most popular HMO-POS plan in Platte is Humana Total Complete Giveback H4461-047 (HMO-POS), with 914 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Platte?

There are 2 HMO-POS plans in Platte without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Beneficiaries Enrolled
20
$0 Premium PFFS
0
Average MOOP
$6,800
PFFS with the Highest Enrollment
Humana Gold Choice H8145-006 (PFFS) with 20 enrollees
PFFS Without Drug Coverage
0

2026 PFFS Medicare Advantage plans in Platte County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
 $37 $6,800 $615 H8145-006-0
What is the total number of PFFS plans in Platte?

In 2026, Platte has 1 PFFS plans with 20 enrollees.

How much do PFFS plans cost in Platte?

The typical PFFS premium in Platte is $37.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Platte County, MO (2026) are summarized below.

Medicare Advantage Plan Ratings in Platte County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 36%
3 Stars 19 58%
Below 3 Stars 2 6%
Not Rated 2 6%
Average Rating 3.56

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .