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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Polk County

2027 Medicare Advantage Plans in Polk County, MO

Last update: October 5, 2026.

For 2027, Polk County, MO includes 38 Medicare Advantage plans. Enrollment across these plans totals approximately 3,686, with 31 $0 premium options and 58% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $8.64/mo
  • $0 Premium Plans: 31
  • Average MOOP: $5,474 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 58% · 3 Stars: 42% · Below 3: 0%
  • Average Part D Deductible: $627.73
  • Total MA/MAPD Enrollment: 3,686
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Anthem Medicare Advantage (HMO-POS) — 494 enrollees
    2. Aetna Medicare Select (HMO-POS) — 490 enrollees
    3. DEVOTED CORE 005 MO (HMO) — 269 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Polk County, MO are summarized separately. Visit Medicare Options in Polk County, MO to see more options. For a broader perspective, explore Missouri Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$12.19/mo
Total PPO Enrollment
869
$0 Premium PPO Plans
14
Average MOOP
$5,994
Top PPO by Enrollment
AARP Medicare Advantage from UHC MO-0009 (PPO) — 199 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Polk County, Missouri (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
$0 $4,400 $700 H7617-023-0
HumanaChoice Giveback H7617-014
☆☆☆☆☆
$0 $5,500 $700 H7617-014-0
AARP Medicare Advantage from UHC MO-0009
☆☆☆☆☆
$0 $7,150 $685 H8768-027-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $700 H5521-744-0
Aetna Medicare Signature Classic
☆☆☆☆☆
$0 $5,500 $700 H1608-018-0
Essence Advantage Choice
☆☆☆☆☆
$0 $8,200 $700 H6200-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-318-1
HumanaChoice Giveback H5216-404
☆☆☆☆☆
$0 $5,500 $700 H5216-404-0
HumanaChoice H5216-032
☆☆☆☆☆
$76 $9,250 $700 H5216-032-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$119 $7,700 $700 R1532-002-0
Anthem Veteran
☆☆☆☆☆
$0 $6,751 N/A H4909-021-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,100 $700 H7518-001-0

What is the average monthly premium for PPO plans in Polk?

PPO plans in Polk cost $12.19 per month on average.

Which PPO plan has the highest enrollment in Polk?

The most popular PPO plan in Polk is AARP Medicare Advantage from UHC MO-0009 (PPO), with 199 enrollees.

How many PPO plans in Polk do not include prescription drug coverage?

5 PPO plans in Polk do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $0.25/mo
  • Total HMO Enrollment 431
  • $0 Premium HMO Plans 5
  • Average MOOP $4,833
  • Top HMO by Enrollment DEVOTED CORE 005 MO (HMO) — 269 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Polk County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
CMH Medicare Advantage
☆☆☆☆☆
$0 $4,450 $500 H2942-002-0
DEVOTED CORE 005 MO
☆☆☆☆☆
$0 $2,900 $461 H2041-005-0
DEVOTED GIVEBACK 006 MO
☆☆☆☆☆
$0 $7,150 $461 H2041-006-0
DEVOTED GIVEBACK EXTRAS 025 MO
☆☆☆☆☆
$0 $5,000 $700 H2041-025-0
Essence Advantage
☆☆☆☆☆
$0 $4,000 $450 H2610-015-0
Aetna Medicare Value Plus
☆☆☆☆☆
$2 $5,500 $400 H2663-064-0
What is the top HMO by enrollment in Polk?

DEVOTED CORE 005 MO (HMO) is the top HMO in Polk, with 269 enrollees.

What is the number of HMO plans without Part D coverage in Polk?

0 HMO plans in Polk do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
14
Average Monthly Premium
$5.14/mo
Total HMO-POS Enrollment
2,386
$0 Premium HMO-POS Plans
11
Average MOOP
$4,677
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 494 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Polk County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Community
☆☆☆☆☆
$0 $2,000 $700 H4461-048-0
Humana Gold Plus H0028-016
☆☆☆☆☆
$22 $7,550 $700 H0028-016-0
Humana Community
☆☆☆☆☆
$0 $2,000 $700 H4623-002-0
Humana Gold Plus H4623-001
☆☆☆☆☆
$0 $3,125 $700 H4623-001-0
AARP Medicare Advantage Essentials from UHC MO-4
☆☆☆☆☆
$0 $7,150 $685 H2802-030-0
AARP Medicare Advantage Extras from UHC MO-10
☆☆☆☆☆
$0 $7,150 $685 H2802-072-0
AARP Medicare Advantage from UHC MO-0005
☆☆☆☆☆
$25 $4,450 $595 H2802-031-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $5,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $3,400 N/A H2663-022-0
Aetna Medicare Premier
☆☆☆☆☆
$25 $3,600 $700 H2663-021-0
Aetna Medicare Select
☆☆☆☆☆
$0 $3,400 $700 H2663-023-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,200 $400 H2663-043-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $4,450 $210 H3447-038-1
Wellcare Simple
☆☆☆☆☆
$0 $7,100 $700 H1664-001-0

What is the typical premium for HMO-POS plans in Polk?

HMO-POS plans in Polk cost $5.14 per month on average.

Which HMO-POS plan has the most members in Polk?

The most popular HMO-POS plan in Polk is Anthem Medicare Advantage (HMO-POS), with 494 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Polk?

There are 2 HMO-POS plans in Polk without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
2
Average Monthly Premium
$30.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
1
Average MOOP
$8,825
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
1

2027 PFFS Medicare Advantage plans in Polk County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Polk?

In 2027, Polk has 2 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Polk?

The typical PFFS premium in Polk is $30.00, and 1 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Polk County, MO (2027) are summarized below.

Medicare Advantage Plan Ratings in Polk County, MO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 58%
3 Stars 16 42%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.79

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Polk County, Missouri, including communities such as Bolivar, Brighton, Fair Play, Flemington, Half Way, Humansville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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