2026 Medicare Advantage Plans in Polk County, MO
Last update: . Enrollment data updated: May 2, 2026
For 2026, Polk County, MO includes 38 Medicare Advantage plans. Enrollment across these plans totals approximately 3,716, with 30 $0 premium options and 44% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Polk County, MO are provided separately. Or you can discover all Medicare Options in Polk County, MO.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 16
- Average Monthly Premium
- $13.69/mo
- Total PPO Enrollment
- 878
- $0 Premium PPO Plans
- 13
- Average MOOP
- $5,634
- Top PPO by Enrollment
- AARP Medicare Advantage from UHC MO-0009 (PPO) — 212 enrollees
- PPO Plans Without Drug Coverage
- 5
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617-023-0 | |
| HumanaChoice Giveback H7617-014 | $0 | $5,500 | $615 | H7617-014-0 | |
| AARP Medicare Advantage from UHC MO-0009 | $0 | $4,900 | $600 | H8768-027-0 | |
| Aetna Medicare Signature | $0 | $5,500 | $615 | H1608-018-0 | |
| Anthem Veteran | $0 | $6,751 | N/A | H4909-021-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216-318-1 | |
| HumanaChoice Giveback H5216-404 | $0 | $5,500 | $615 | H5216-404-0 | |
| HumanaChoice H5216-032 | $63 | $9,250 | $615 | H5216-032-0 | |
| Essence Advantage Choice | $0 | $4,150 | $340 | H6200-004-0 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Wellcare Patriot Giveback Open | $0 | $4,000 | N/A | H7518-002-0 | |
| Wellcare Simple Open | $0 | $6,000 | $615 | H7518-001-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the typical premium for PPO plans available in Polk?
PPO plans in Polk cost $13.69 per month on average.
Which PPO plan do most beneficiaries choose in Polk?
The most popular PPO plan in Polk is AARP Medicare Advantage from UHC MO-0009 (PPO), with 212 enrollees.
How many PPO options are offered without drug coverage in Polk?
5 PPO plans in Polk do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 5
- Average Monthly Premium $5.64/mo
- Total HMO Enrollment 423
- $0 Premium HMO Plans 4
- Average MOOP $4,590
- Top HMO by Enrollment DEVOTED CORE 005 MO (HMO) — 261 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Essence Advantage | $0 | $3,350 | $340 | H2610-015-0 | |
| Aetna Medicare Value Plus | $28 | $5,500 | $615 | H2663-064-0 | |
| CMH Medicare Advantage | $0 | $4,200 | $400 | H2942-002-0 | |
| DEVOTED CORE 005 MO | $0 | $2,900 | $330 | H2041-005-0 | |
| DEVOTED GIVEBACK 006 MO | $0 | $7,000 | $605 | H2041-006-0 |
What is the total number of HMO plans offered in Polk?
In 2026, Polk County has 5 HMO plans with 423 enrollees.
How much do HMO plans cost in Polk?
The typical HMO premium in Polk is $5.64, and 4 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 15
- Average Monthly Premium
- $4.20/mo
- Total HMO-POS Enrollment
- 2,415
- $0 Premium HMO-POS Plans
- 12
- Average MOOP
- $3,992
- Top HMO-POS by Enrollment
- Anthem Medicare Advantage (HMO-POS) — 507 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC MO-4 | $0 | $3,200 | $440 | H2802-030-0 | |
| AARP Medicare Advantage Extras from UHC MO-10 | $0 | $4,900 | $520 | H2802-072-0 | |
| AARP Medicare Advantage from UHC MO-0005 | $27 | $3,200 | $440 | H2802-031-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Eagle | $0 | $3,400 | N/A | H2663-022-0 | |
| Aetna Medicare Premier | $18 | $2,900 | $615 | H2663-021-0 | |
| Aetna Medicare Select | $0 | $3,400 | $615 | H2663-023-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663-063-0 | |
| Aetna Medicare Signature Extra | $0 | $4,200 | $615 | H2663-043-0 | |
| Humana Community | $0 | $2,500 | $615 | H4461-048-0 | |
| Anthem Medicare Advantage | $0 | $3,900 | $210 | H3447-038-1 | |
| Humana Community | $0 | $2,500 | $615 | H4623-002-0 | |
| Humana Gold Plus H0028-016 | $18 | $7,550 | $615 | H0028-016-0 | |
| Humana Gold Plus H4623-001 | $0 | $3,125 | $400 | H4623-001-0 | |
| Wellcare Simple | $0 | $6,000 | $615 | H1664-001-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Polk cost $4.20 per month on average.
- Which HMO-POS plan is most popular in Polk?
- The most popular HMO-POS plan in Polk is Anthem Medicare Advantage (HMO-POS), with 507 enrollees.
- How many HMO-POS plans in Polk do not include drug coverage?
- There are 2 HMO-POS plans in Polk without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 2
- Average Monthly Premium $18.50/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 1
- Average MOOP $6,750
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 | |
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145-126-0 |
What is the total number of PFFS plans in Polk?
There are 2 PFFS plans in 2026, covering 0 enrollees.
How much do PFFS plans cost in Polk?
The average PFFS premium in Polk is $18.50 per month, with 1 plans offering $0 premiums.
What is the top PFFS plan in Polk?
is the top PFFS in Polk, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in Polk?
1 PFFS plans in Polk do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Polk County, MO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 16 | 44% |
| 3 Stars | 18 | 50% |
| Below 3 Stars | 2 | 6% |
| Not Rated | 2 | 5% |
| Average Rating | 3.65 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.