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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Scotland County

2026 Medicare Advantage Plans in Scotland County, MO

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Scotland County, MO, there are 10 Medicare Advantage plans available for 2026. Of these, 6 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Scotland County, MO. Or explore all Medicare Options available in Scotland County, MO.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$25.80/mo
Plans with $0 Premium
6
Average MOOP Limit
$5,895 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 30% · Below 3: 20%
Average Part D Deductible
$565.00
Total MA/MAPD Enrollment
41
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage from UHC MO-0008 (PPO) — 30 enrollees
2. AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) — 11 enrollees
3. Humana USAA Honor Giveback (PPO) — 0 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 7
  • Average Monthly Premium $29.00/mo
  • Total PPO Enrollment 30
  • $0 Premium PPO Plans 4
  • Average MOOP $6,621
  • Top PPO by Enrollment AARP Medicare Advantage from UHC MO-0008 (PPO) — 30 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Scotland County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
AARP Medicare Advantage from UHC MO-0008
☆☆☆☆☆
$0 $5,500 $600 H8768-026-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0
What is the total number of PPO plans offered in Scotland?

There are 7 PPO plans in 2026, covering 30 beneficiaries.

How much do PPO plans cost in Scotland?

The average PPO premium in Scotland is $29.00 per month, with 4 plans offering $0 premiums.

What is the most popular PPO plan in Scotland?

AARP Medicare Advantage from UHC MO-0008 (PPO) is the top PPO in Scotland, with 30 enrollees.

What is the number of PPO plans without Part D coverage in Scotland?

There are 3 PPO plans in Scotland without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
3
Average Monthly Premium
$18.33/mo
Total HMO-POS Enrollment
11
$0 Premium HMO-POS Plans
2
Average MOOP
$4,200
Top HMO-POS by Enrollment
AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) — 11 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Scotland County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC MO-0003
☆☆☆☆☆
$55 $3,200 $440 H2802-029-0
AARP Medicare Advantage from UHC MO-0006
☆☆☆☆☆
$0 $4,500 $520 H2802-048-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $4,900 N/A H2802-050-0
What is the leading HMO-POS plan in Scotland?

AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) is the top HMO-POS in Scotland, with 11 enrollees.

What is the number of HMO-POS plans without Part D coverage in Scotland?

1 HMO-POS plans in Scotland do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Scotland County, MO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Scotland County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 50%
3 Stars 3 30%
Below 3 Stars 2 20%
Not Rated 0 0%
Average Rating 3.6

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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