2026 Medicare Advantage Plans in Stoddard County, MO
Last update: . Enrollment data updated: May 2, 2026
Stoddard County, MO has 20 Medicare Advantage plans available in 2026. These include 15 plans with no monthly premium, and roughly 50% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Stoddard County, MO. Or explore all Medicare Options available in Stoddard County, MO.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 9
- Average Monthly Premium $17.33/mo
- Total PPO Enrollment 687
- $0 Premium PPO Plans 7
- Average MOOP $5,639
- Top PPO by Enrollment AARP Medicare Advantage from UHC MO-0002 (PPO) — 313 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617-023-0 | |
| AARP Medicare Advantage from UHC MO-0002 | $0 | $5,400 | $520 | H2406-068-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H1608-051-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216-318-1 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the most popular PPO plan in Stoddard?
AARP Medicare Advantage from UHC MO-0002 (PPO) is the top PPO in Stoddard, with 313 enrollees.
What is the number of PPO plans without Part D coverage in Stoddard?
There are 3 PPO plans in Stoddard without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 9
- Average Monthly Premium $7.88/mo
- Total HMO-POS Enrollment 808
- $0 Premium HMO-POS Plans 7
- Average MOOP $4,025
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 484 enrollees
- HMO-POS Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MO-0007 | $0 | $4,000 | $440 | H2802-049-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H2663-069-0 | |
| Aetna Medicare Enhanced Extra | $40 | $5,900 | $615 | H2663-006-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663-041-0 | |
| Aetna Medicare Value Plus | $31 | $4,200 | $615 | H2663-057-0 | |
| Humana Community | $0 | $2,500 | $615 | H4461-048-0 | |
| Humana Community | $0 | $2,500 | $615 | H4623-002-0 | |
| Humana Gold Plus H4623-001 | $0 | $3,125 | $400 | H4623-001-0 |
What is the total number of HMO-POS plans in Stoddard?
In 2026, Stoddard has 9 HMO-POS plans with 808 enrollees.
How much do HMO-POS plans cost in Stoddard?
The typical HMO-POS premium in Stoddard is $7.88, and 7 plans have no monthly premium.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 2
- Average Monthly Premium
- $18.50/mo
- Total PFFS Enrollment
- 18
- $0 Premium PFFS Plans
- 1
- Average MOOP
- $6,750
- Top PFFS by Enrollment
- Humana Gold Choice H8145-006 (PFFS) — 18 enrollees
- PFFS Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 | |
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145-126-0 |
- What is the average monthly premium for PFFS plans?
- PFFS plans in Stoddard cost $18.50 per month on average.
- Which PFFS plan is most popular in Stoddard?
- The most popular PFFS plan in Stoddard is Humana Gold Choice H8145-006 (PFFS), with 18 enrollees.
- How many PFFS plans in Stoddard do not include drug coverage?
- There are 1 PFFS plans in Stoddard without prescription drug coverage.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Stoddard County, MO for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 50% |
| 3 Stars | 8 | 40% |
| Below 3 Stars | 2 | 10% |
| Not Rated | 0 | 0% |
| Average Rating | 3.68 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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