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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Warren County

2026 Medicare Advantage Plans in Warren County, MO

Last update: June 13, 2026. Enrollment data updated: June 13, 2026

Warren County, MO has 44 Medicare Advantage plans available in 2026. These include 35 plans with no monthly premium, and roughly 45% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Warren County, MO. Or explore all Medicare Options available in Warren County, MO.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $16.27/mo
$0 Premium Plans: 35
Average MOOP: $4,848 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 45% · 3 Stars: 50% · Below 3: 5%
Average Part D Deductible: $480.68
Total MA/MAPD Enrollment: 4,479
Plans with the Highest Enrollment
(as of June 13, 2026)
1. AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 1,373 enrollees
2. Aetna Medicare Signature (HMO-POS) — 723 enrollees
3. AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 618 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 21
  • Average Monthly Premium $27.90/mo
  • Total PPO Enrollment 613
  • $0 Premium PPO Plans 15
  • Average MOOP $5,412
  • Top PPO by Enrollment AARP Medicare Advantage from UHC ST-0001 (PPO) — 141 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Warren County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access H7617-008
☆☆☆☆☆
$0 $5,000 $400 H7617-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-023
☆☆☆☆☆
$0 $3,500 $615 H7617-023-0
AARP Medicare Advantage from UHC ST-0001
☆☆☆☆☆
$53 $4,500 $520 H2406-043-0
AARP Medicare Advantage from UHC ST-2
☆☆☆☆☆
$0 $6,700 $600 H2406-069-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $4,500 $615 H1608-050-0
Aetna Medicare Enhanced
☆☆☆☆☆
$60 $7,500 $615 H1608-013-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,200 $615 H1608-067-0
Anthem Veteran
☆☆☆☆☆
$0 $6,751 N/A H4909-021-0
Humana Full Access H5216-407
☆☆☆☆☆
$0 $5,000 $400 H5216-407-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,500 $615 H5216-318-1
HumanaChoice H5216-032
☆☆☆☆☆
$63 $9,250 $615 H5216-032-0
Essence Advantage Choice
☆☆☆☆☆
$0 $5,400 $340 H6200-001-0
Essence Advantage Premier Plus
☆☆☆☆☆
$254 $2,000 $615 H6200-008-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $4,250 $200 H7849-077-0
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $4,000 N/A H7518-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,000 $615 H7518-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0
What is the most popular PPO plan in Warren?

AARP Medicare Advantage from UHC ST-0001 (PPO) is the top PPO in Warren, with 141 enrollees.

What is the number of PPO plans without Part D coverage in Warren?

There are 5 PPO plans in Warren without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$5.36/mo
Total HMO Enrollment
768
$0 Premium HMO Plans
10
Average MOOP
$3,923
Top HMO by Enrollment
Humana Total Complete H4461-046 (HMO) — 261 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Warren County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Essence Advantage
☆☆☆☆☆
$0 $3,400 $0 H2610-005-0
Essence Advantage Plus
☆☆☆☆☆
$59 $2,900 $0 H2610-006-0
Essence Advantage Select
☆☆☆☆☆
$0 $3,900 $340 H2610-016-0
Humana Essentials Plus Giveback H4461-045
☆☆☆☆☆
$0 $4,200 $615 H4461-045-0
Humana Total Complete H4461-046
☆☆☆☆☆
$0 $2,700 $615 H4461-046-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,300 $200 H0439-020-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $0 H0439-021-0
Humana Gold Plus Giveback H0028-065
☆☆☆☆☆
$0 $4,200 $615 H0028-065-0
Humana Gold Plus H0028-014
☆☆☆☆☆
$0 $2,700 $615 H0028-014-0
DEVOTED CORE 001 MO
☆☆☆☆☆
$0 $3,100 $385 H2041-001-0
DEVOTED GIVEBACK 002 MO
☆☆☆☆☆
$0 $7,000 $605 H2041-002-0

What is the typical premium for HMO plans in Warren?

HMO plans in Warren cost $5.36 per month on average.

Which HMO plan do most beneficiaries choose in Warren?

The most popular HMO plan in Warren is Humana Total Complete H4461-046 (HMO), with 261 enrollees.

How many HMO options are offered without prescription drug coverage in Warren?

There are 0 HMO plans in Warren without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $5.91/mo
  • Total HMO-POS Enrollment 3,098
  • $0 Premium HMO-POS Plans 10
  • Average MOOP $4,708
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 1,373 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Warren County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC ST-6
☆☆☆☆☆
$0 $6,700 $600 H2802-073-0
AARP Medicare Advantage Essentials from UHC ST-3
☆☆☆☆☆
$0 $3,200 $440 H2802-028-0
AARP Medicare Advantage Extras from UHC ST-4
☆☆☆☆☆
$0 $3,900 $520 H2802-052-0
AARP Medicare Advantage from UHC ST-1P
☆☆☆☆☆
$0 $2,900 $355 H2802-071-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $4,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H2663-069-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$40 $5,900 $615 H2663-006-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $3,400 $615 H2663-005-0
Aetna Medicare Value Plus
☆☆☆☆☆
$31 $4,200 $615 H2663-057-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $3,500 $210 H3447-038-2
Wellcare Giveback
☆☆☆☆☆
$0 $7,000 $615 H1664-006-0
Wellcare Simple
☆☆☆☆☆
$0 $6,000 $615 H1664-001-0
What is the total number of HMO-POS plans in Warren?

In 2026, Warren has 12 HMO-POS plans with 3,098 enrollees.

How much do HMO-POS plans cost in Warren?

The typical HMO-POS premium in Warren is $5.91, and 10 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Warren County, MO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Warren County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 45%
3 Stars 21 50%
Below 3 Stars 2 5%
Not Rated 2 5%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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