2026 Medicare Advantage Plans in Cascade County, MT
Last update: . Enrollment data updated: June 13, 2026
For 2026, Cascade County, MT includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 6,373, with 10 $0 premium options and 18% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cascade County, MT are summarized separately. Visit Medicare Options in Cascade County, MT to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 14
- Average Monthly Premium
- $23.71/mo
- Total PPO Enrollment
- 5,559
- $0 Premium PPO Plans
- 9
- Average MOOP
- $6,804
- Top PPO by Enrollment
- HumanaChoice H5216-457 (PPO) — 2,599 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Essentials Plus Giveback H7617-024 | $0 | $7,900 | $615 | H7617-024-0 | |
| Humana Full Access H7617-026 | $29 | $5,500 | $615 | H7617-026-0 | |
| Humana Value Choice H7617-030 | $0 | $6,050 | $400 | H7617-030-0 | |
| Blue Cross Medicare Advantage Choice Plus | $0 | $9,250 | $615 | H0107-005-0 | |
| Blue Cross Medicare Advantage Classic | $74 | $6,500 | $450 | H0107-003-0 | |
| Blue Cross Medicare Advantage Dental Premier | $0 | $8,100 | $615 | H0107-007-0 | |
| Blue Cross Medicare Advantage Health Choice | $0 | $6,750 | $615 | H0107-010-0 | |
| Blue Cross Medicare Advantage Optimum | $128 | $4,700 | $300 | H0107-004-0 | |
| Blue Cross Medicare Advantage Protect | $0 | $6,500 | N/A | H0107-011-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-278-3 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H5216-427-5 | |
| HumanaChoice H5216-048 | $87 | $6,750 | $615 | H5216-048-0 | |
| HumanaChoice H5216-089 | $14 | $5,300 | $350 | H5216-089-0 | |
| HumanaChoice H5216-457 | $0 | $6,050 | $400 | H5216-457-1 |
What is the average monthly premium for PPO plans in Cascade?
PPO plans in Cascade cost $23.71 per month on average.
Which PPO plan has the highest enrollment in Cascade?
The most popular PPO plan in Cascade is HumanaChoice H5216-457 (PPO), with 2,599 enrollees.
How many PPO plans in Cascade do not include prescription drug coverage?
3 PPO plans in Cascade do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 2
- Average Monthly Premium $9.00/mo
- Total HMO Enrollment 731
- $0 Premium HMO Plans 1
- Average MOOP $5,950
- Top HMO by Enrollment Humana Gold Plus H6622-007 (HMO) — 567 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-007 | $18 | $5,700 | $615 | H6622-007-0 | |
| Humana Total Complete H6622-097 | $0 | $6,200 | $615 | H6622-097-0 |
What is the top HMO by enrollment in Cascade?
Humana Gold Plus H6622-007 (HMO) is the top HMO in Cascade, with 567 enrollees.
What is the number of HMO plans without Part D coverage in Cascade?
0 HMO plans in Cascade do not include prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the total number of PFFS plans in Cascade?
In 2026, Cascade has 1 PFFS plans with 83 enrollees.
How much do PFFS plans cost in Cascade?
The typical PFFS premium in Cascade is $37.00, and 0 plans have no monthly premium.
CMS quality ratings for Medicare Advantage plans in Cascade County, MT (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 18% |
| 3 Stars | 14 | 82% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.68 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.