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  1. 🏠
  2. Medicare Advantage Plans
  3. Montana
  4. Cascade County

2026 Medicare Advantage Plans in Cascade County, MT

Last update: September 1, 2026.

In Cascade County, MT, there are 17 Medicare Advantage plans available for 2026. Of these, 10 offer a $0 monthly premium, and about 18% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cascade County, MT. Or explore all Medicare Options available in Cascade County, MT.

  • PPO Plans
  • HMO Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$22.76/mo
Plans with $0 Premium
10
Average MOOP Limit
$6,703 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 18% · 3 Stars: 82% · Below 3: 0%
Average Part D Deductible
$531.07
Total MA/MAPD Enrollment
6,404
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H5216-457 (PPO) — 2,556 enrollees
2. Humana Value Choice H7617-030 (PPO) — 914 enrollees
3. Humana Gold Plus H6622-007 (HMO) — 561 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
14
Average Monthly Premium
$23.71/mo
Total PPO Enrollment
5,607
$0 Premium PPO Plans
9
Average MOOP
$6,804
Top PPO by Enrollment
HumanaChoice H5216-457 (PPO) — 2,556 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Cascade County, Montana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-024
☆☆☆☆☆
$0 $7,900 $615 H7617-024-0
Humana Full Access H7617-026
☆☆☆☆☆
$29 $5,500 $615 H7617-026-0
Humana Value Choice H7617-030
☆☆☆☆☆
$0 $6,050 $400 H7617-030-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H0107-005-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$74 $6,500 $450 H0107-003-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $8,100 $615 H0107-007-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,750 $615 H0107-010-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$128 $4,700 $300 H0107-004-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,500 N/A H0107-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-278-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-5
HumanaChoice H5216-048
☆☆☆☆☆
$87 $6,750 $615 H5216-048-0
HumanaChoice H5216-089
☆☆☆☆☆
$14 $5,300 $350 H5216-089-0
HumanaChoice H5216-457
☆☆☆☆☆
$0 $6,050 $400 H5216-457-1
What is the total number of PPO plans offered in Cascade?

Cascade County has 14 PPO plans for 2026, with 5,607 enrolled.

How much do PPO plans cost in Cascade?

The typical PPO premium in Cascade is $23.71, and 9 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$9.00/mo
Total HMO Enrollment
717
$0 Premium HMO Plans
1
Average MOOP
$5,950
Top HMO by Enrollment
Humana Gold Plus H6622-007 (HMO) — 561 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Cascade County, Montana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H6622-007
☆☆☆☆☆
$18 $5,700 $615 H6622-007-0
Humana Total Complete H6622-097
☆☆☆☆☆
$0 $6,200 $615 H6622-097-0
What is the average monthly premium for HMO plans?
HMO plans in Cascade cost $9.00 per month on average.
Which HMO plan is most popular in Cascade?
The most popular HMO plan in Cascade is Humana Gold Plus H6622-007 (HMO), with 561 enrollees.
How many HMO plans in Cascade do not include drug coverage?
There are 0 HMO plans in Cascade without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
80
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 80 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Cascade County, Montana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the average monthly premium for PFFS plans?

PFFS plans in Cascade cost $37.00 per month on average.

Which PFFS plan is most popular in Cascade?

The most popular PFFS plan in Cascade is Humana Gold Choice H8145-006 (PFFS), with 80 enrollees.

How many PFFS plans in Cascade do not include drug coverage?

There are 0 PFFS plans in Cascade without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Cascade County, MT for 2026.

CMS Star Ratings for Medicare Advantage Plans in Cascade County, MT (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 18%
3 Stars 14 82%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.68

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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