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  1. 🏠
  2. Medicare Advantage Plans
  3. Montana
  4. Chouteau County

2027 Medicare Advantage Plans in Chouteau County, MT

Last update: October 4, 2026.

In Chouteau County, MT, there are 7 Medicare Advantage plans available for 2027. Of these, 3 offer a $0 monthly premium, and about 100% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$35.43/mo
Plans with $0 Premium
3
Average MOOP Limit
$7,207 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
Average Part D Deductible
$700.00
Total MA/MAPD Enrollment
79
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H6622-007 (HMO) — 50 enrollees
2. Humana Gold Choice H8145-006 (PFFS) — 17 enrollees
3. Humana USAA Honor Giveback (PPO) — 12 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Chouteau County, MT. Or explore all Medicare Options available in Chouteau County, MT. To understand how local plans fit into the broader market, visit our Montana Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
5
Average Monthly Premium
$33.40/mo
Total PPO Enrollment
12
$0 Premium PPO Plans
3
Average MOOP
$7,360
Top PPO by Enrollment
Humana USAA Honor Giveback (PPO) — 12 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Chouteau County, Montana, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-5
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-278-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5525-031-0
HumanaChoice H5216-048
☆☆☆☆☆
$97 $7,000 $700 H5216-048-0
HumanaChoice H5525-054
☆☆☆☆☆
$70 $7,150 $700 H5525-054-0
What is the total number of PPO plans offered in Chouteau?

Chouteau County has 5 PPO plans for 2027, with 12 enrolled.

How much do PPO plans cost in Chouteau?

The typical PPO premium in Chouteau is $33.40, and 3 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$21.00/mo
Total HMO Enrollment
50
$0 Premium HMO Plans
0
Average MOOP
$5,850
Top HMO by Enrollment
Humana Gold Plus H6622-007 (HMO) — 50 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Chouteau County, Montana, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H6622-007
☆☆☆☆☆
$21 $5,850 $700 H6622-007-0
What is the average monthly premium for HMO plans?
HMO plans in Chouteau cost $21.00 per month on average.
Which HMO plan is most popular in Chouteau?
The most popular HMO plan in Chouteau is Humana Gold Plus H6622-007 (HMO), with 50 enrollees.
How many HMO plans in Chouteau do not include drug coverage?
There are 0 HMO plans in Chouteau without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$60.00/mo
Total PFFS Enrollment
17
$0 Premium PFFS Plans
0
Average MOOP
$7,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 17 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Chouteau County, Montana, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0

What is the average monthly premium for PFFS plans?

PFFS plans in Chouteau cost $60.00 per month on average.

Which PFFS plan is most popular in Chouteau?

The most popular PFFS plan in Chouteau is Humana Gold Choice H8145-006 (PFFS), with 17 enrollees.

How many PFFS plans in Chouteau do not include drug coverage?

There are 0 PFFS plans in Chouteau without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Chouteau County, MT for 2027.

CMS Star Ratings for Medicare Advantage Plans in Chouteau County, MT (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Chouteau County, Montana, including communities such as Fort Benton, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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