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  1. 🏠
  2. Medicare Advantage Plans
  3. Montana
  4. Chouteau County

2026 Medicare Advantage Plans in Chouteau County, MT

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Chouteau County, MT, there are 14 Medicare Advantage plans available for 2026. Of these, 8 offer a $0 monthly premium, and about 0% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Chouteau County, MT. Or explore all Medicare Options available in Chouteau County, MT.

  • PPO Plans
  • HMO Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$29.14/mo
Plans with $0 Premium
8
Average MOOP Limit
$6,943 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 0% · 3 Stars: 100% · Below 3: 0%
Average Part D Deductible
$545.50
Total MA/MAPD Enrollment
300
Plans with the Highest Enrollment
(as of June 13, 2026)
1. HumanaChoice H5216-457 (PPO) — 202 enrollees
2. Humana Gold Plus H6622-007 (HMO) — 50 enrollees
3. Blue Cross Medicare Advantage Choice Plus (PPO) — 19 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 12
  • Average Monthly Premium $29.42/mo
  • Total PPO Enrollment 233
  • $0 Premium PPO Plans 8
  • Average MOOP $7,058
  • Top PPO by Enrollment HumanaChoice H5216-457 (PPO) — 202 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Chouteau County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H0107-005-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$74 $6,500 $450 H0107-003-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $8,100 $615 H0107-007-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,750 $615 H0107-010-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$128 $4,700 $300 H0107-004-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,500 N/A H0107-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-5
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-278-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5525-031-0
HumanaChoice H5216-048
☆☆☆☆☆
$87 $6,750 $615 H5216-048-0
HumanaChoice H5216-457
☆☆☆☆☆
$0 $6,500 $400 H5216-457-2
HumanaChoice H5525-054
☆☆☆☆☆
$64 $7,000 $615 H5525-054-0
What is the total number of PPO plans offered in Chouteau?

There are 12 PPO plans in 2026, covering 233 beneficiaries.

How much do PPO plans cost in Chouteau?

The average PPO premium in Chouteau is $29.42 per month, with 8 plans offering $0 premiums.

What is the most popular PPO plan in Chouteau?

HumanaChoice H5216-457 (PPO) is the top PPO in Chouteau, with 202 enrollees.

What is the number of PPO plans without Part D coverage in Chouteau?

There are 4 PPO plans in Chouteau without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$18.00/mo
Total HMO Enrollment
50
$0 Premium HMO Plans
0
Average MOOP
$5,700
Top HMO by Enrollment
Humana Gold Plus H6622-007 (HMO) — 50 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Chouteau County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H6622-007
☆☆☆☆☆
$18 $5,700 $615 H6622-007-0

What is the average monthly premium for HMO plans?

HMO plans in Chouteau cost $18.00 per month on average.

Which HMO plan is most popular in Chouteau?

The most popular HMO plan in Chouteau is Humana Gold Plus H6622-007 (HMO), with 50 enrollees.

How many HMO plans in Chouteau do not include drug coverage?

There are 0 HMO plans in Chouteau without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
17
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 17 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Chouteau County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the typical premium for PFFS plans in Chouteau?

PFFS plans in Chouteau cost $37.00 per month on average.

Which PFFS plan has the most enrollment in Chouteau?

The most popular PFFS plan in Chouteau is Humana Gold Choice H8145-006 (PFFS), with 17 enrollees.

How many PFFS options are available without prescription drug coverage in Chouteau?

There are 0 PFFS plans in Chouteau without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Chouteau County, MT for 2026.

CMS Star Ratings for Medicare Advantage Plans in Chouteau County, MT (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 0 0%
3 Stars 14 100%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.5

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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