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2027 Medicare Advantage Plans in Fergus County, MT

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In Fergus County, MT, there are 6 Medicare Advantage plans available for 2027. Of these, 3 offer a $0 monthly premium, and about 100% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$32.50/mo
Plans with $0 Premium
3
Average MOOP Limit
$6,967 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
Average Part D Deductible
$633.33
Total MA/MAPD Enrollment
762
Plans with the Highest Enrollment
(as of October 5, 2026)
1. HumanaChoice H5216-457 (PPO) — 643 enrollees
2. Humana USAA Honor Giveback (PPO) — 33 enrollees
3. HumanaChoice H5525-054 (PPO) — 33 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Fergus County, MT. Or explore all Medicare Options available in Fergus County, MT. To understand how local plans fit into the broader market, visit our Montana Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
6
Average Monthly Premium
$32.50/mo
Total PPO Enrollment
762
$0 Premium PPO Plans
3
Average MOOP
$6,967
Top PPO by Enrollment
HumanaChoice H5216-457 (PPO) — 643 enrollees
PPO Plans Without Drug Coverage
3

PPO Medicare Advantage plan comparison – Fergus County, Montana, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-427-5
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-278-3
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5525-031-0
HumanaChoice H5216-048
☆☆☆☆☆
 $97 $7,000 $700 H5216-048-0
HumanaChoice H5216-457
☆☆☆☆☆
 $28 $5,000 $500 H5216-457-2
HumanaChoice H5525-054
☆☆☆☆☆
 $70 $7,150 $700 H5525-054-0
What is the total number of PPO plans offered in Fergus?

Fergus County has 6 PPO plans for 2027, with 762 enrolled.

How much do PPO plans cost in Fergus?

The typical PPO premium in Fergus is $32.50, and 3 plans have no monthly premium.

The table below shows CMS star ratings for Medicare Advantage plans in Fergus County, MT for 2027.

CMS Star Ratings for Medicare Advantage Plans in Fergus County, MT (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Fergus County, Montana, including communities such as Lewistown, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .