- Entity
- county:montana-flathead-30029
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/montana/flathead/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 21
- PPO Plans
- 18
- HMO Plans
- 2
- HMO-POS Plans
- 0
- PFFS Plans
- 1
- Average Monthly Premium
- 33.9
- Average MOOP
- 6488.1
- Average Part D Deductible
- 543.24
- $0 Premium Plans
- 12
- Plans Without Part D Coverage
- 4
- Average CMS Star Rating
- 3.55
- $0 Premium Plan Share
- 57.14
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 14
- 3-Star Plan Share
- 86
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 36.5
- PPO Average MOOP
- 6530.56
- PPO Enrollment
- 7545
- PPO $0 Premium Plans
- 11
- PPO Plans Without Part D Coverage
- 4
- HMO Average Monthly Premium
- 9
- HMO Average MOOP
- 5950
- HMO Enrollment
- 1064
- HMO $0 Premium Plans
- 1
- HMO Plans Without Part D Coverage
- 0
- PFFS Average Monthly Premium
- 37
- PFFS Average MOOP
- 6800
- PFFS Enrollment
- 95
- PFFS $0 Premium Plans
- 0
- PFFS Plans Without Part D Coverage
- 0
- Entity
- county:montana-flathead-30029
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/montana/flathead/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-montana-flathead-30029-landscape-stats
- Plans Indexed
- 21
- Standard Medicare Advantage Plans
-
-
Humana Essentials Plus Giveback H7617-024
H7617-024-0 -
Humana Full Access H7617-026
H7617-026-0 -
Humana Value Choice H7617-030
H7617-030-0 -
Blue Cross Medicare Advantage Choice Plus
H0107-005-0 -
Blue Cross Medicare Advantage Classic
H0107-003-0 -
Blue Cross Medicare Advantage Dental Premier
H0107-007-0 -
Blue Cross Medicare Advantage Health Choice
H0107-010-0 -
Blue Cross Medicare Advantage Optimum
H0107-004-0 -
Blue Cross Medicare Advantage Protect
H0107-011-0 -
Humana Gold Choice H8145-006
H8145-006-0 -
Humana Gold Plus H6622-007
H6622-007-0 -
Humana Total Complete H6622-097
H6622-097-0 -
Humana USAA Honor Giveback
H5216-278-3 -
Humana USAA Honor Giveback
H5216-427-5 -
HumanaChoice H5216-048
H5216-048-0 -
HumanaChoice H5216-089
H5216-089-0 -
HumanaChoice H5216-457
H5216-457-1 -
AARP Medicare Advantage Access from UHC MT-3
H8211-012-0 -
AARP Medicare Advantage from UHC MT-0001
H8211-007-0 -
AARP Medicare Advantage from UHC MT-0002
H8211-009-0 -
AARP Medicare Advantage Patriot No Rx MT-MA01
H8211-010-0
-
Humana Essentials Plus Giveback H7617-024
- Total Standard Medicare Advantage Enrollment
- 8704
2026 Medicare Advantage Plans in Flathead County, MT
Last update: .
Flathead County, MT has 21 Medicare Advantage plans available in 2026. These include 12 plans with no monthly premium, and roughly 14% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Flathead County, MT. Or explore all Medicare Options available in Flathead County, MT.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 18
- Average Monthly Premium $36.50/mo
- Total PPO Enrollment 7,545
- $0 Premium PPO Plans 11
- Average MOOP $6,531
- Top PPO by Enrollment HumanaChoice H5216-457 (PPO) — 2,599 enrollees
- PPO Plans Without Drug Coverage 4
What is the most popular PPO plan in Flathead?
HumanaChoice H5216-457 (PPO) is the top PPO in Flathead, with 2,599 enrollees.
What is the number of PPO plans without Part D coverage in Flathead?
There are 4 PPO plans in Flathead without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $9.00/mo
- Total HMO Enrollment
- 1,064
- $0 Premium HMO Plans
- 1
- Average MOOP
- $5,950
- Top HMO by Enrollment
- Humana Gold Plus H6622-007 (HMO) — 901 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-007 | $18 | $5,700 | $615 | H6622-007-0 | |
| Humana Total Complete H6622-097 | $0 | $6,200 | $615 | H6622-097-0 |
What is the typical premium for HMO plans in Flathead?
HMO plans in Flathead cost $9.00 per month on average.
Which HMO plan do most beneficiaries choose in Flathead?
The most popular HMO plan in Flathead is Humana Gold Plus H6622-007 (HMO), with 901 enrollees.
How many HMO options are offered without prescription drug coverage in Flathead?
There are 0 HMO plans in Flathead without prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $37.00/mo
- Total PFFS Enrollment
- 95
- $0 Premium PFFS Plans
- 0
- Average MOOP
- $6,800
- Top PFFS by Enrollment
- Humana Gold Choice H8145-006 (PFFS) — 95 enrollees
- PFFS Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
- What is the average monthly premium for PFFS plans?
- PFFS plans in Flathead cost $37.00 per month on average.
- Which PFFS plan is most popular in Flathead?
- The most popular PFFS plan in Flathead is Humana Gold Choice H8145-006 (PFFS), with 95 enrollees.
- How many PFFS plans in Flathead do not include drug coverage?
- There are 0 PFFS plans in Flathead without prescription drug coverage.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Flathead County, MT for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 14% |
| 3 Stars | 18 | 86% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.55 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.