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2027 Medicare Advantage Plans in Lincoln County, MT

Last update: .

For 2027, Lincoln County, MT includes 8 Medicare Advantage plans. Enrollment across these plans totals approximately 2,404, with 3 $0 premium options and 100% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $34.50/mo
  • $0 Premium Plans: 3
  • Average MOOP: $6,931 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
  • Average Part D Deductible: $660.00
  • Total MA/MAPD Enrollment: 2,404
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HumanaChoice H5216-457 (PPO) — 1,055 enrollees
    2. Humana Gold Plus H6622-007 (HMO) — 812 enrollees
    3. Humana Gold Choice H8145-006 (PFFS) — 249 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Lincoln County, MT are provided separately. Or you can discover all Medicare Options in Lincoln County, MT. For a statewide view, browse Medicare Advantage plans in Montana to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
6
Average Monthly Premium
$32.50/mo
Total PPO Enrollment
1,343
$0 Premium PPO Plans
3
Average MOOP
$6,967
Top PPO by Enrollment
HumanaChoice H5216-457 (PPO) — 1,055 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Lincoln County, Montana (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-427-5
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-278-3
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5525-031-0
HumanaChoice H5216-048
☆☆☆☆☆
 $97 $7,000 $700 H5216-048-0
HumanaChoice H5216-457
☆☆☆☆☆
 $28 $5,000 $500 H5216-457-2
HumanaChoice H5525-054
☆☆☆☆☆
 $70 $7,150 $700 H5525-054-0

What is the typical premium for PPO plans available in Lincoln?

PPO plans in Lincoln cost $32.50 per month on average.

Which PPO plan do most beneficiaries choose in Lincoln?

The most popular PPO plan in Lincoln is HumanaChoice H5216-457 (PPO), with 1,055 enrollees.

How many PPO options are offered without drug coverage in Lincoln?

3 PPO plans in Lincoln do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $21.00/mo
  • Total HMO Enrollment 812
  • $0 Premium HMO Plans 0
  • Average MOOP $5,850
  • Top HMO by Enrollment Humana Gold Plus H6622-007 (HMO) — 812 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Lincoln County, Montana (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H6622-007
☆☆☆☆☆
 $21 $5,850 $700 H6622-007-0
What is the total number of HMO plans offered in Lincoln?

In 2027, Lincoln County has 1 HMO plans with 812 enrollees.

How much do HMO plans cost in Lincoln?

The typical HMO premium in Lincoln is $21.00, and 0 plans have no monthly premium.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $60.00/mo
  • Total PFFS Enrollment 249
  • $0 Premium PFFS Plans 0
  • Average MOOP $7,800
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 249 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Lincoln County, Montana (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
 $60 $7,800 $700 H8145-006-0
What is the total number of PFFS plans in Lincoln?

There are 1 PFFS plans in 2027, covering 249 enrollees.

How much do PFFS plans cost in Lincoln?

The average PFFS premium in Lincoln is $60.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Lincoln?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Lincoln, with 249 enrollees.

What is the number of PFFS plans without Part D coverage in Lincoln?

0 PFFS plans in Lincoln do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lincoln County, MT (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Lincoln County, MT (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Lincoln County, Montana, including communities such as Eureka, Libby, Troy, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .