2026 Medicare Advantage Plans in Missoula County, MT
Last update: . Enrollment data updated: May 2, 2026
In Missoula County, MT, there are 13 Medicare Advantage plans available for 2026. Of these, 7 offer a $0 monthly premium, and about 23% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Missoula County, MT. Or explore all Medicare Options available in Missoula County, MT.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 11
- Average Monthly Premium $34.73/mo
- Total PPO Enrollment 5,129
- $0 Premium PPO Plans 6
- Average MOOP $6,645
- Top PPO by Enrollment HumanaChoice H5216-457 (PPO) — 1,954 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Essentials Plus Giveback H7617-024 | $0 | $7,900 | $615 | H7617-024-0 | |
| Humana Full Access H7617-026 | $29 | $5,500 | $615 | H7617-026-0 | |
| Humana Value Choice H7617-030 | $0 | $6,050 | $400 | H7617-030-0 | |
| Blue Cross Medicare Advantage Classic | $74 | $6,500 | $450 | H0107-003-0 | |
| Blue Cross Medicare Advantage Optimum | $128 | $4,700 | $300 | H0107-004-0 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H5216-427-5 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-278-3 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5525-031-0 | |
| HumanaChoice H5216-048 | $87 | $6,750 | $615 | H5216-048-0 | |
| HumanaChoice H5216-457 | $0 | $6,050 | $400 | H5216-457-1 | |
| HumanaChoice H5525-054 | $64 | $7,000 | $615 | H5525-054-0 |
What is the total number of PPO plans offered in Missoula?
There are 11 PPO plans in 2026, covering 5,129 beneficiaries.
How much do PPO plans cost in Missoula?
The average PPO premium in Missoula is $34.73 per month, with 6 plans offering $0 premiums.
What is the most popular PPO plan in Missoula?
HumanaChoice H5216-457 (PPO) is the top PPO in Missoula, with 1,954 enrollees.
What is the number of PPO plans without Part D coverage in Missoula?
There are 3 PPO plans in Missoula without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $9.00/mo
- Total HMO Enrollment
- 541
- $0 Premium HMO Plans
- 1
- Average MOOP
- $5,950
- Top HMO by Enrollment
- Humana Gold Plus H6622-007 (HMO) — 402 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-007 | $18 | $5,700 | $615 | H6622-007-0 | |
| Humana Total Complete H6622-097 | $0 | $6,200 | $615 | H6622-097-0 |
What is the average monthly premium for HMO plans?
HMO plans in Missoula cost $9.00 per month on average.
Which HMO plan is most popular in Missoula?
The most popular HMO plan in Missoula is Humana Gold Plus H6622-007 (HMO), with 402 enrollees.
How many HMO plans in Missoula do not include drug coverage?
There are 0 HMO plans in Missoula without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Missoula County, MT for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 23% |
| 3 Stars | 10 | 77% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.73 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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