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  1. 🏠
  2. Medicare Advantage Plans
  3. Montana
  4. Musselshell County

2026 Medicare Advantage Plans in Musselshell County, MT

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Musselshell County, MT includes 11 Medicare Advantage plans. Enrollment across these plans totals approximately 498, with 7 $0 premium options and 0% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Musselshell County, MT are summarized separately. Visit Medicare Options in Musselshell County, MT to see more options.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $27.91/mo
  • $0 Premium Plans: 7
  • Average MOOP: $6,968 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 0% · 3 Stars: 100% · Below 3: 0%
  • Average Part D Deductible: $528.13
  • Total MA/MAPD Enrollment: 498
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Humana Gold Plus H6622-007 (HMO) — 321 enrollees
    2. HumanaChoice H5216-457 (PPO) — 124 enrollees
    3. Blue Cross Medicare Advantage Choice Plus (PPO) — 23 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$28.90/mo
Total PPO Enrollment
177
$0 Premium PPO Plans
7
Average MOOP
$7,095
Top PPO by Enrollment
HumanaChoice H5216-457 (PPO) — 124 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Musselshell County, Montana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H0107-005-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$74 $6,500 $450 H0107-003-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $8,100 $615 H0107-007-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,750 $615 H0107-010-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$128 $4,700 $300 H0107-004-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,500 N/A H0107-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-5
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-278-3
HumanaChoice H5216-048
☆☆☆☆☆
$87 $6,750 $615 H5216-048-0
HumanaChoice H5216-457
☆☆☆☆☆
$0 $6,500 $400 H5216-457-2
What is the average monthly premium for PPO plans in Musselshell?
PPO plans in Musselshell cost $28.90 per month on average.
Which PPO plan has the highest enrollment in Musselshell?
The most popular PPO plan in Musselshell is HumanaChoice H5216-457 (PPO), with 124 enrollees.
How many PPO plans in Musselshell do not include prescription drug coverage?
3 PPO plans in Musselshell do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
1
Average Monthly Premium
$18.00/mo
Total HMO Enrollment
321
$0 Premium HMO Plans
0
Average MOOP
$5,700
Top HMO by Enrollment
Humana Gold Plus H6622-007 (HMO) — 321 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Musselshell County, Montana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H6622-007
☆☆☆☆☆
$18 $5,700 $615 H6622-007-0
What is the total number of HMO plans offered in Musselshell?

There are 1 HMO plans in 2026, covering 321 enrollees.

How much do HMO plans cost in Musselshell?

The average HMO premium in Musselshell is $18.00 per month, with 0 plans offering $0 premiums.

What is the top HMO by enrollment in Musselshell?

Humana Gold Plus H6622-007 (HMO) is the top HMO in Musselshell, with 321 enrollees.

What is the number of HMO plans without Part D coverage in Musselshell?

0 HMO plans in Musselshell do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Musselshell County, MT (2026) are summarized below.

Medicare Advantage Plan Ratings in Musselshell County, MT (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 0 0%
3 Stars 11 100%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.5

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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