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  1. 🏠
  2. Medicare Advantage Plans
  3. Montana
  4. Phillips County

2026 Medicare Advantage Plans in Phillips County, MT

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Phillips County, MT has 2 Medicare Advantage plans available in 2026. These include 1 plans with no monthly premium, and roughly 0% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Phillips County, MT. Or explore all Medicare Options available in Phillips County, MT.

  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $59.00/mo
$0 Premium Plans: 1
Average MOOP: $6,700 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 0% · 3 Stars: 0% · Below 3: 100%
Average Part D Deductible: $600.00
Total MA/MAPD Enrollment: 72
Plans with the Highest Enrollment
(as of May 2, 2026)
1. UHC MedicareDirect PF-0001 (PFFS) — 46 enrollees
2. UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) — 26 enrollees

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$59.00/mo
Total PFFS Enrollment
72
$0 Premium PFFS Plans
1
Average MOOP
$6,700
Top PFFS by Enrollment
UHC MedicareDirect PF-0001 (PFFS) — 46 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Phillips County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC MedicareDirect Patriot No Rx PF-MA01
☆☆☆☆☆
$0 $6,700 N/A H5435-001-0
UHC MedicareDirect PF-0001
☆☆☆☆☆
$118 $6,700 $600 H5435-024-0
What is the average monthly premium for PFFS plans?
PFFS plans in Phillips cost $59.00 per month on average.
Which PFFS plan is most popular in Phillips?
The most popular PFFS plan in Phillips is UHC MedicareDirect PF-0001 (PFFS), with 46 enrollees.
How many PFFS plans in Phillips do not include drug coverage?
There are 1 PFFS plans in Phillips without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Phillips County, MT for 2026.

CMS Star Ratings for Medicare Advantage Plans in Phillips County, MT (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 0 0%
3 Stars 0 0%
Below 3 Stars 2 100%
Not Rated 0 0%
Average Rating 2.5

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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