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2027 Medicare Advantage Plans in Pondera County, MT

Last update: .

For 2027, Pondera County, MT includes 8 Medicare Advantage plans. Enrollment across these plans totals approximately 268, with 3 $0 premium options and 100% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $34.50/mo
  • $0 Premium Plans: 3
  • Average MOOP: $6,931 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
  • Average Part D Deductible: $660.00
  • Total MA/MAPD Enrollment: 268
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HumanaChoice H5216-457 (PPO) — 153 enrollees
    2. Humana Gold Plus H6622-007 (HMO) — 55 enrollees
    3. Humana USAA Honor Giveback (PPO) — 35 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Pondera County, MT are summarized separately. Visit Medicare Options in Pondera County, MT to see more options. For a broader perspective, explore Montana Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
6
Average Monthly Premium
$32.50/mo
Total PPO Enrollment
199
$0 Premium PPO Plans
3
Average MOOP
$6,967
Top PPO by Enrollment
HumanaChoice H5216-457 (PPO) — 153 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Pondera County, Montana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-427-5
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-278-3
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5525-031-0
HumanaChoice H5216-048
☆☆☆☆☆
 $97 $7,000 $700 H5216-048-0
HumanaChoice H5216-457
☆☆☆☆☆
 $28 $5,000 $500 H5216-457-2
HumanaChoice H5525-054
☆☆☆☆☆
 $70 $7,150 $700 H5525-054-0
What is the average monthly premium for PPO plans in Pondera?
PPO plans in Pondera cost $32.50 per month on average.
Which PPO plan has the highest enrollment in Pondera?
The most popular PPO plan in Pondera is HumanaChoice H5216-457 (PPO), with 153 enrollees.
How many PPO plans in Pondera do not include prescription drug coverage?
3 PPO plans in Pondera do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
1
Average Monthly Premium
$21.00/mo
Total HMO Enrollment
55
$0 Premium HMO Plans
0
Average MOOP
$5,850
Top HMO by Enrollment
Humana Gold Plus H6622-007 (HMO) — 55 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Pondera County, Montana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H6622-007
☆☆☆☆☆
 $21 $5,850 $700 H6622-007-0
What is the total number of HMO plans offered in Pondera?

There are 1 HMO plans in 2027, covering 55 enrollees.

How much do HMO plans cost in Pondera?

The average HMO premium in Pondera is $21.00 per month, with 0 plans offering $0 premiums.

What is the top HMO by enrollment in Pondera?

Humana Gold Plus H6622-007 (HMO) is the top HMO in Pondera, with 55 enrollees.

What is the number of HMO plans without Part D coverage in Pondera?

0 HMO plans in Pondera do not include prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $60.00/mo
  • Total PFFS Enrollment 14
  • $0 Premium PFFS Plans 0
  • Average MOOP $7,800
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 14 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Pondera County, Montana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
 $60 $7,800 $700 H8145-006-0
What is the top PFFS plan in Pondera?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Pondera, with 14 enrollees.

What is the number of PFFS plans without Part D coverage in Pondera?

0 PFFS plans in Pondera do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Pondera County, MT (2027) are summarized below.

Medicare Advantage Plan Ratings in Pondera County, MT (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Pondera County, Montana, including communities such as Conrad, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .