2026 Medicare Advantage Plans in Ravalli County, MT
Last update: . Enrollment data updated: May 2, 2026
For 2026, Ravalli County, MT includes 13 Medicare Advantage plans. Enrollment across these plans totals approximately 4,203, with 5 $0 premium options and 0% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Ravalli County, MT are provided separately. Or you can discover all Medicare Options in Ravalli County, MT.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 11
- Average Monthly Premium
- $57.09/mo
- Total PPO Enrollment
- 3,416
- $0 Premium PPO Plans
- 5
- Average MOOP
- $6,177
- Top PPO by Enrollment
- HumanaChoice H5216-457 (PPO) — 1,422 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Classic | $74 | $6,500 | $450 | H0107-003-0 | |
| Blue Cross Medicare Advantage Optimum | $128 | $4,700 | $300 | H0107-004-0 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H5216-427-5 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-278-3 | |
| HumanaChoice H5216-048 | $87 | $6,750 | $615 | H5216-048-0 | |
| HumanaChoice H5216-089 | $14 | $5,300 | $350 | H5216-089-0 | |
| HumanaChoice H5216-457 | $0 | $6,500 | $400 | H5216-457-2 | |
| AARP Medicare Advantage Access from UHC MT-3 | $276 | $3,000 | $600 | H8211-012-0 | |
| AARP Medicare Advantage from UHC MT-0001 | $49 | $5,900 | $600 | H8211-007-0 | |
| AARP Medicare Advantage from UHC MT-0002 | $0 | $6,700 | $600 | H8211-009-0 | |
| AARP Medicare Advantage Patriot No Rx MT-MA01 | $0 | $6,700 | N/A | H8211-010-0 |
What is the typical premium for PPO plans available in Ravalli?
PPO plans in Ravalli cost $57.09 per month on average.
Which PPO plan do most beneficiaries choose in Ravalli?
The most popular PPO plan in Ravalli is HumanaChoice H5216-457 (PPO), with 1,422 enrollees.
How many PPO options are offered without drug coverage in Ravalli?
3 PPO plans in Ravalli do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 1
- Average Monthly Premium $18.00/mo
- Total HMO Enrollment 612
- $0 Premium HMO Plans 0
- Average MOOP $5,700
- Top HMO by Enrollment Humana Gold Plus H6622-007 (HMO) — 612 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-007 | $18 | $5,700 | $615 | H6622-007-0 |
What is the total number of HMO plans offered in Ravalli?
In 2026, Ravalli County has 1 HMO plans with 612 enrollees.
How much do HMO plans cost in Ravalli?
The typical HMO premium in Ravalli is $18.00, and 0 plans have no monthly premium.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $37.00/mo
- Total PFFS Enrollment 175
- $0 Premium PFFS Plans 0
- Average MOOP $6,800
- Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 175 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the total number of PFFS plans in Ravalli?
There are 1 PFFS plans in 2026, covering 175 enrollees.
How much do PFFS plans cost in Ravalli?
The average PFFS premium in Ravalli is $37.00 per month, with 0 plans offering $0 premiums.
What is the top PFFS plan in Ravalli?
Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Ravalli, with 175 enrollees.
What is the number of PFFS plans without Part D coverage in Ravalli?
0 PFFS plans in Ravalli do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Ravalli County, MT (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 0 | 0% |
| 3 Stars | 13 | 100% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.35 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.