• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Montana
  4. Ravalli County

2026 Medicare Advantage Plans in Ravalli County, MT

Last update: September 1, 2026.

In Ravalli County, MT, there are 13 Medicare Advantage plans available for 2026. Of these, 5 offer a $0 monthly premium, and about 0% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ravalli County, MT. Or explore all Medicare Options available in Ravalli County, MT.

  • PPO Plans
  • HMO Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$52.54/mo
Plans with $0 Premium
5
Average MOOP Limit
$6,188 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 0% · 3 Stars: 100% · Below 3: 0%
Average Part D Deductible
$514.50
Total MA/MAPD Enrollment
4,182
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H5216-457 (PPO) — 1,428 enrollees
2. Blue Cross Medicare Advantage Classic (PPO) — 753 enrollees
3. Humana Gold Plus H6622-007 (HMO) — 605 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $57.09/mo
  • Total PPO Enrollment 3,398
  • $0 Premium PPO Plans 5
  • Average MOOP $6,177
  • Top PPO by Enrollment HumanaChoice H5216-457 (PPO) — 1,428 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Ravalli County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$74 $6,500 $450 H0107-003-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$128 $4,700 $300 H0107-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-5
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-278-3
HumanaChoice H5216-048
☆☆☆☆☆
$87 $6,750 $615 H5216-048-0
HumanaChoice H5216-089
☆☆☆☆☆
$14 $5,300 $350 H5216-089-0
HumanaChoice H5216-457
☆☆☆☆☆
$0 $6,500 $400 H5216-457-2
AARP Medicare Advantage Access from UHC MT-3
☆☆☆☆☆
$276 $3,000 $600 H8211-012-0
AARP Medicare Advantage from UHC MT-0001
☆☆☆☆☆
$49 $5,900 $600 H8211-007-0
AARP Medicare Advantage from UHC MT-0002
☆☆☆☆☆
$0 $6,700 $600 H8211-009-0
AARP Medicare Advantage Patriot No Rx MT-MA01
☆☆☆☆☆
$0 $6,700 N/A H8211-010-0
What is the total number of PPO plans offered in Ravalli?

There are 11 PPO plans in 2026, covering 3,398 beneficiaries.

How much do PPO plans cost in Ravalli?

The average PPO premium in Ravalli is $57.09 per month, with 5 plans offering $0 premiums.

What is the most popular PPO plan in Ravalli?

HumanaChoice H5216-457 (PPO) is the top PPO in Ravalli, with 1,428 enrollees.

What is the number of PPO plans without Part D coverage in Ravalli?

There are 3 PPO plans in Ravalli without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$18.00/mo
Total HMO Enrollment
605
$0 Premium HMO Plans
0
Average MOOP
$5,700
Top HMO by Enrollment
Humana Gold Plus H6622-007 (HMO) — 605 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Ravalli County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H6622-007
☆☆☆☆☆
$18 $5,700 $615 H6622-007-0

What is the average monthly premium for HMO plans?

HMO plans in Ravalli cost $18.00 per month on average.

Which HMO plan is most popular in Ravalli?

The most popular HMO plan in Ravalli is Humana Gold Plus H6622-007 (HMO), with 605 enrollees.

How many HMO plans in Ravalli do not include drug coverage?

There are 0 HMO plans in Ravalli without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
179
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 179 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Ravalli County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the typical premium for PFFS plans in Ravalli?

PFFS plans in Ravalli cost $37.00 per month on average.

Which PFFS plan has the most enrollment in Ravalli?

The most popular PFFS plan in Ravalli is Humana Gold Choice H8145-006 (PFFS), with 179 enrollees.

How many PFFS options are available without prescription drug coverage in Ravalli?

There are 0 PFFS plans in Ravalli without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Ravalli County, MT for 2026.

CMS Star Ratings for Medicare Advantage Plans in Ravalli County, MT (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 0 0%
3 Stars 13 100%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.35

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

 

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon