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  1. 🏠
  2. Medicare Advantage Plans
  3. Montana
  4. Yellowstone County

2026 Medicare Advantage Plans in Yellowstone County, MT

Last update: June 11, 2026. Enrollment data updated: August 15, 2026

In Yellowstone County, MT, there are 22 Medicare Advantage plans available for 2026. Of these, 13 offer a $0 monthly premium, and about 14% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Yellowstone County, MT. Or explore all Medicare Options available in Yellowstone County, MT.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$31.27/mo
Plans with $0 Premium
13
Average MOOP Limit
$6,360 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 14% · 3 Stars: 86% · Below 3: 0%
Average Part D Deductible
$524.65
Total MA/MAPD Enrollment
12,302
Plans with the Highest Enrollment
(as of August 15, 2026)
1. HumanaChoice H5216-457 (PPO) — 3,536 enrollees
2. Humana Value Choice H7617-030 (PPO) — 1,588 enrollees
3. Humana Gold Plus H6622-007 (HMO) — 1,578 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 18
  • Average Monthly Premium $36.50/mo
  • Total PPO Enrollment 9,288
  • $0 Premium PPO Plans 11
  • Average MOOP $6,531
  • Top PPO by Enrollment HumanaChoice H5216-457 (PPO) — 3,536 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Yellowstone County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-024
☆☆☆☆☆
$0 $7,900 $615 H7617-024-0
Humana Full Access H7617-026
☆☆☆☆☆
$29 $5,500 $615 H7617-026-0
Humana Value Choice H7617-030
☆☆☆☆☆
$0 $6,050 $400 H7617-030-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H0107-005-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$74 $6,500 $450 H0107-003-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $8,100 $615 H0107-007-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,750 $615 H0107-010-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$128 $4,700 $300 H0107-004-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,500 N/A H0107-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-278-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-5
HumanaChoice H5216-048
☆☆☆☆☆
$87 $6,750 $615 H5216-048-0
HumanaChoice H5216-089
☆☆☆☆☆
$14 $5,300 $350 H5216-089-0
HumanaChoice H5216-457
☆☆☆☆☆
$0 $6,050 $400 H5216-457-1
AARP Medicare Advantage Access from UHC MT-3
☆☆☆☆☆
$276 $3,000 $600 H8211-012-0
AARP Medicare Advantage from UHC MT-0001
☆☆☆☆☆
$49 $5,900 $600 H8211-007-0
AARP Medicare Advantage from UHC MT-0002
☆☆☆☆☆
$0 $6,700 $600 H8211-009-0
AARP Medicare Advantage Patriot No Rx MT-MA01
☆☆☆☆☆
$0 $6,700 N/A H8211-010-0
What is the total number of PPO plans offered in Yellowstone?

There are 18 PPO plans in 2026, covering 9,288 beneficiaries.

How much do PPO plans cost in Yellowstone?

The average PPO premium in Yellowstone is $36.50 per month, with 11 plans offering $0 premiums.

What is the most popular PPO plan in Yellowstone?

HumanaChoice H5216-457 (PPO) is the top PPO in Yellowstone, with 3,536 enrollees.

What is the number of PPO plans without Part D coverage in Yellowstone?

There are 4 PPO plans in Yellowstone without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$9.00/mo
Total HMO Enrollment
1,913
$0 Premium HMO Plans
1
Average MOOP
$5,950
Top HMO by Enrollment
Humana Gold Plus H6622-007 (HMO) — 1,578 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Yellowstone County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H6622-007
☆☆☆☆☆
$18 $5,700 $615 H6622-007-0
Humana Total Complete H6622-097
☆☆☆☆☆
$0 $6,200 $615 H6622-097-0

What is the average monthly premium for HMO plans?

HMO plans in Yellowstone cost $9.00 per month on average.

Which HMO plan is most popular in Yellowstone?

The most popular HMO plan in Yellowstone is Humana Gold Plus H6622-007 (HMO), with 1,578 enrollees.

How many HMO plans in Yellowstone do not include drug coverage?

There are 0 HMO plans in Yellowstone without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
2
Average Monthly Premium
$6.50/mo
Total HMO-POS Enrollment
1,101
$0 Premium HMO-POS Plans
1
Average MOOP
$5,238
Top HMO-POS by Enrollment
PacificSource Medicare MyCare Choice Rx 29 (HMO-POS) — 1,073 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Yellowstone County, Montana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
PacificSource Medicare MyCare Choice 30
☆☆☆☆☆
$0 $4,950 N/A H3864-030-0
PacificSource Medicare MyCare Choice Rx 29
☆☆☆☆☆
$13 $5,525 $299 H3864-029-0
What is the leading HMO-POS plan in Yellowstone?

PacificSource Medicare MyCare Choice Rx 29 (HMO-POS) is the top HMO-POS in Yellowstone, with 1,073 enrollees.

What is the number of HMO-POS plans without Part D coverage in Yellowstone?

1 HMO-POS plans in Yellowstone do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Yellowstone County, MT for 2026.

CMS Star Ratings for Medicare Advantage Plans in Yellowstone County, MT (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 14%
3 Stars 19 86%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.55

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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