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  1. 🏠
  2. Medicare Advantage Plans
  3. Nebraska
  4. Polk County

2026 Medicare Advantage Plans in Polk County, NE

Last update: May 9, 2026. Enrollment data updated: May 2, 2026

In Polk County, NE, there are 24 Medicare Advantage plans available for 2026. Of these, 18 offer a $0 monthly premium, and about 10% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Polk County, NE. Or explore all Medicare Options available in Polk County, NE.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.70/mo
Plans with $0 Premium
18
Average MOOP Limit
$5,215 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 10% · 3 Stars: 90% · Below 3: 0%
Average Part D Deductible
$519.00
Total MA/MAPD Enrollment
109
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Blue Cross and Blue Shield of Nebraska MA Access (PPO) — 39 enrollees
2. Blue Cross and Blue Shield of Nebraska MA Connect (PPO) — 24 enrollees
3. Aetna Medicare Signature (HMO-POS) — 19 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 14
  • Average Monthly Premium $16.84/mo
  • Total PPO Enrollment 63
  • $0 Premium PPO Plans 9
  • Average MOOP $5,114
  • Top PPO by Enrollment Blue Cross and Blue Shield of Nebraska MA Access (PPO) — 39 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Polk County, Nebraska
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NE-0002
☆☆☆☆☆
$30 $4,900 $520 H1278-020-0
AARP Medicare Advantage Patriot No Rx NE-MA01
☆☆☆☆☆
$0 $6,700 N/A H1278-018-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$52 $5,000 $615 H1608-118-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,000 $615 H1608-012-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H1608-038-0
Humana Full Access H5216-411
☆☆☆☆☆
$0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $600 H5216-340-0
Blue Cross and Blue Shield of Nebraska MA Access
☆☆☆☆☆
$30 $3,900 $400 H8181-001-0
Blue Cross and Blue Shield of Nebraska MA Connect
☆☆☆☆☆
$0 $4,900 $400 H8181-002-0
Blue Cross and Blue Shield of Nebraska MA Secure
☆☆☆☆☆
$91 $2,500 $400 H8181-003-0
Wellcare Assist Open
☆☆☆☆☆
$33 $4,800 $570 H1395-003-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,600 N/A H1395-004-0
Wellcare Simple Open
☆☆☆☆☆
$0 $6,600 $615 H1395-002-0
What is the total number of PPO plans offered in Polk?

There are 14 PPO plans in 2026, covering 63 beneficiaries.

How much do PPO plans cost in Polk?

The average PPO premium in Polk is $16.84 per month, with 9 plans offering $0 premiums.

What is the most popular PPO plan in Polk?

Blue Cross and Blue Shield of Nebraska MA Access (PPO) is the top PPO in Polk, with 39 enrollees.

What is the number of PPO plans without Part D coverage in Polk?

There are 3 PPO plans in Polk without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
2
Average MOOP
$4,225
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Polk County, Nebraska
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H0028-053
☆☆☆☆☆
$0 $4,350 $615 H0028-053-3
Blue Cross and Blue Shield of Nebraska MA Core
☆☆☆☆☆
$0 $4,100 $400 H3170-003-2

What is the average monthly premium for HMO plans?

HMO plans in Polk cost $0.00 per month on average.

Which HMO plan is most popular in Polk?

The most popular HMO plan in Polk is , with 0 enrollees.

How many HMO plans in Polk do not include drug coverage?

There are 0 HMO plans in Polk without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
8
Average Monthly Premium
$8.63/mo
Total HMO-POS Enrollment
46
$0 Premium HMO-POS Plans
7
Average MOOP
$5,638
Top HMO-POS by Enrollment
Aetna Medicare Signature (HMO-POS) — 19 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Polk County, Nebraska
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC NE-3
☆☆☆☆☆
$0 $5,900 $520 H2802-001-0
AARP Medicare Advantage Extras from UHC NE-5
☆☆☆☆☆
$0 $6,700 $600 H2802-074-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H7149-007-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $3,900 $615 H7149-001-0
Wellcare Giveback
☆☆☆☆☆
$0 $8,850 $615 H1215-003-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H1215-005-0
MyAdvocate Medicare Advantage GOLD
☆☆☆☆☆
$69 $3,500 $250 H0816-001-0
MyAdvocate Medicare Advantage SILVER
☆☆☆☆☆
$0 $4,500 $400 H0816-002-0
What is the leading HMO-POS plan in Polk?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Polk, with 19 enrollees.

What is the number of HMO-POS plans without Part D coverage in Polk?

1 HMO-POS plans in Polk do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Polk County, NE for 2026.

CMS Star Ratings for Medicare Advantage Plans in Polk County, NE (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 2 10%
3 Stars 19 90%
Below 3 Stars 0 0%
Not Rated 3 13%
Average Rating 3.36

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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