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  1. 🏠
  2. Medicare Advantage Plans
  3. Nevada
  4. Washoe County

2027 Medicare Advantage Plans in Washoe County, NV

Last update: November 7, 2026.

In Washoe County, NV, there are 18 Medicare Advantage plans available for 2027. Of these, 14 offer a $0 monthly premium, and about 65% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$11.59/mo
Plans with $0 Premium
14
Average MOOP Limit
$4,633 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 65% · 3 Stars: 35% · Below 3: 0%
Average Part D Deductible
$433.93
Total MA/MAPD Enrollment
18,319
Plans with the Highest Enrollment
(as of November 10, 2026)
1. Prominence Plus (HMO) — 8,373 enrollees
2. AARP Medicare Advantage from UHC NV-0006 (HMO-POS) — 1,141 enrollees
3. Prominence Extra Help (HMO) — 1,108 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Washoe County, NV. Or explore all Medicare Options available in Washoe County, NV. To understand how local plans fit into the broader market, visit our Nevada Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
6
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
3,942
$0 Premium PPO Plans
6
Average MOOP
$6,383
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 1,026 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Washoe County, Nevada, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H5521-353-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $5,500 $500 H5521-303-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $700 H5521-558-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,150 $700 H5216-194-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-216-0
Humana Value Choice
☆☆☆☆☆
$0 $6,500 $700 H5216-039-0
What is the total number of PPO plans offered in Washoe?

Washoe County has 6 PPO plans for 2027, with 3,942 enrolled.

How much do PPO plans cost in Washoe?

The typical PPO premium in Washoe is $0.00, and 6 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$1.62/mo
Total HMO Enrollment
12,314
$0 Premium HMO Plans
7
Average MOOP
$3,794
Top HMO by Enrollment
Prominence Plus (HMO) — 8,373 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Washoe County, Nevada, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
KP Medicare Liberty H2960-009
☆☆☆☆☆
$0 $2,350 N/A H2960-009-0
KP Medicare Value H2960 028
☆☆☆☆☆
$0 $3,300 $300 H2960-028-0
Humana Total Complete
☆☆☆☆☆
$0 $4,450 $0 H6622-075-0
Aetna Medicare Value Plus
☆☆☆☆☆
$7 $4,450 $700 H3931-160-0
Prominence Extra Help
☆☆☆☆☆
$7 $2,600 $700 H5945-014-0
Prominence Giveback
☆☆☆☆☆
$0 $6,900 $450 H5945-027-0
Prominence Plus
☆☆☆☆☆
$0 $2,600 $100 H5945-002-0
Prominence Veteran
☆☆☆☆☆
$0 $6,500 N/A H5945-032-0
Champion Ally
☆☆☆☆☆
$0 $999 $0 H6474-007-0
What is the average monthly premium for HMO plans?
HMO plans in Washoe cost $1.62 per month on average.
Which HMO plan is most popular in Washoe?
The most popular HMO plan in Washoe is Prominence Plus (HMO), with 8,373 enrollees.
How many HMO plans in Washoe do not include drug coverage?
There are 2 HMO plans in Washoe without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $64.67/mo
  • Total HMO-POS Enrollment 2,063
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $3,650
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NV-0006 (HMO-POS) — 1,141 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Washoe County, Nevada, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NV-0003
☆☆☆☆☆
$35 $3,500 $685 H0609-033-0
AARP Medicare Advantage from UHC NV-0006
☆☆☆☆☆
$0 $4,450 $190 H0609-040-0
Prominence Meridian
☆☆☆☆☆
$159 $3,000 $350 H5945-036-0
What is the total number of HMO-POS plans in Washoe?

There are 3 HMO-POS plans in 2027, covering 2,063 enrollees.

How much do HMO-POS plans cost in Washoe?

The average HMO-POS premium in Washoe is $64.67 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Washoe?

AARP Medicare Advantage from UHC NV-0006 (HMO-POS) is the top HMO-POS in Washoe, with 1,141 enrollees.

What is the number of HMO-POS plans without Part D coverage in Washoe?

0 HMO-POS plans in Washoe do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Washoe County, NV for 2027.

CMS Star Ratings for Medicare Advantage Plans in Washoe County, NV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 12%
4 Stars (includes 5 Stars) 11 65%
3 Stars 6 35%
Below 3 Stars 0 0%
Not Rated 1 6%
Average Rating 3.94

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Washoe County, Nevada, including communities such as Sparks, Sun Valley, Incline Village, Reno, Washoe Valley, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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