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  1. 🏠
  2. Medicare Advantage Plans
  3. New Jersey
  4. Gloucester County

2027 Medicare Advantage Plans in Gloucester County, NJ

Last update: October 6, 2026.

Gloucester County, NJ has 39 Medicare Advantage plans available in 2027. These include 19 plans with no monthly premium, and roughly 69% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $32.42/mo
$0 Premium Plans: 19
Average MOOP: $8,711 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 69% · 3 Stars: 29% · Below 3: 3%
Average Part D Deductible: $601.96
Total MA/MAPD Enrollment: 11,248
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Clover Health Choice (PPO) — 1,543 enrollees
2. HumanaChoice Giveback H5216-319 (PPO) — 1,258 enrollees
3. HumanaChoice Giveback H7617-045 (PPO) — 1,002 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Gloucester County, NJ. Or explore all Medicare Options available in Gloucester County, NJ. To understand how local plans fit into the broader market, visit our New Jersey Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $37.57/mo
  • Total PPO Enrollment 8,425
  • $0 Premium PPO Plans 10
  • Average MOOP $8,798
  • Top PPO by Enrollment Clover Health Choice (PPO) — 1,543 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Gloucester County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Clover Health Choice
☆☆☆☆☆
$0 $9,850 $350 H5141-032-0
Clover Health Choice Giveback
☆☆☆☆☆
$0 $9,850 $440 H5141-054-0
Clover Health Choice Value
☆☆☆☆☆
$36 $9,850 $450 H5141-042-0
Clover Health Valor
☆☆☆☆☆
$0 $9,850 N/A H5141-061-0
HumanaChoice Giveback H7617-045
☆☆☆☆☆
$0 $8,000 $700 H7617-045-0
HumanaChoice Giveback H7617-127
☆☆☆☆☆
$0 $8,250 $700 H7617-127-0
AARP Medicare Advantage from UHC NJ-0004
☆☆☆☆☆
$69 $8,900 $685 H8768-022-0
AARP Medicare Advantage from UHC NJ-0005
☆☆☆☆☆
$79 $8,400 $685 H8768-035-0
AARP Medicare Advantage from UHC NJ-6
☆☆☆☆☆
$29 $9,400 $685 H8768-058-0
AARP Medicare Advantage Patriot No Rx NJ-MA2
☆☆☆☆☆
$0 $7,150 N/A H8768-059-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-504-0
Aetna Medicare Elite
☆☆☆☆☆
$65 $9,850 $700 H5521-123-0
Aetna Medicare Enhanced
☆☆☆☆☆
$149 $9,850 $700 R6694-006-0
Aetna Medicare Enhanced
☆☆☆☆☆
$80 $9,850 $700 H5521-512-0
Aetna Medicare Enhanced Advantage
☆☆☆☆☆
$109 $9,850 $700 H5521-510-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$104 $9,850 $700 H5521-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5216-319
☆☆☆☆☆
$0 $8,000 $700 H5216-319-0
HumanaChoice H5216-461
☆☆☆☆☆
$36 $9,250 $700 H5216-461-0
HealthSpring True Choice
☆☆☆☆☆
$15 $9,850 $700 H7849-149-0
Jefferson Health Plans Premier
☆☆☆☆☆
$55 $7,000 $0 H3124-003-0
What is the most popular PPO plan in Gloucester?

Clover Health Choice (PPO) is the top PPO in Gloucester, with 1,543 enrollees.

What is the number of PPO plans without Part D coverage in Gloucester?

There are 5 PPO plans in Gloucester without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
2,521
$0 Premium HMO Plans
5
Average MOOP
$9,500
Top HMO by Enrollment
Humana Gold Plus H6622-099 (HMO) — 928 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Gloucester County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H3152-045-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $9,850 $700 H3152-082-0
Humana Gold Plus H6622-099
☆☆☆☆☆
$0 $9,050 $700 H6622-099-1
HealthSpring Preferred
☆☆☆☆☆
$0 $8,900 $500 H3949-054-0
Jefferson Health Plans Elite
☆☆☆☆☆
$0 $9,850 $0 H9207-018-0

What is the typical premium for HMO plans in Gloucester?

HMO plans in Gloucester cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Gloucester?

The most popular HMO plan in Gloucester is Humana Gold Plus H6622-099 (HMO), with 928 enrollees.

How many HMO options are offered without prescription drug coverage in Gloucester?

There are 1 HMO plans in Gloucester without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $38.50/mo
  • Total HMO-POS Enrollment 302
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $7,981
  • Top HMO-POS by Enrollment Aetna Medicare Enhanced (HMO-POS) — 229 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Gloucester County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Enhanced
☆☆☆☆☆
$79 $9,850 $700 H3152-022-0
AARP Medicare Advantage Essentials from UHC NJ-1
☆☆☆☆☆
$0 $7,150 $685 H0755-038-0
AARP Medicare Advantage Extras from UHC NJ-7
☆☆☆☆☆
$0 $7,150 $685 H0755-046-0
AARP Medicare Advantage from UHC NJ-0002
☆☆☆☆☆
$79 $7,150 $595 H0755-044-0
AARP Medicare Advantage from UHC NJ-0003
☆☆☆☆☆
$115 $6,900 $595 H0755-045-0
AARP Medicare Advantage Patriot No Rx NJ-MA01
☆☆☆☆☆
$0 $7,150 N/A H0755-037-0
Wellcare Assist
☆☆☆☆☆
$0 $9,250 $700 H0913-015-0
Wellcare Low Premium
☆☆☆☆☆
$35 $9,250 $700 H0913-002-0
What is the total number of HMO-POS plans in Gloucester?

In 2027, Gloucester has 8 HMO-POS plans with 302 enrollees.

How much do HMO-POS plans cost in Gloucester?

The typical HMO-POS premium in Gloucester is $38.50, and 4 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Gloucester County, NJ for 2027.

CMS Star Ratings for Medicare Advantage Plans in Gloucester County, NJ (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 4 11%
4 Stars (includes 5 Stars) 24 69%
3 Stars 10 29%
Below 3 Stars 1 3%
Not Rated 0 0%
Average Rating 3.89

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Gloucester County, New Jersey, including communities such as Clarksboro, Gibbstown, Glassboro, Mantua, Mickleton, Mount Royal, Mullica Hill, National Park, Paulsboro, Pitman, Sewell, Swedesboro, Thorofare, Wenonah, Westville, Williamstown, Woodbury, Woodbury Heights, Clayton, Franklinville, Newfield, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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