• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. New Jersey
  4. Mercer County

2027 Medicare Advantage Plans in Mercer County, NJ

Last update: October 5, 2026.

For 2027, Mercer County, NJ includes 37 Medicare Advantage plans. Enrollment across these plans totals approximately 11,754, with 23 $0 premium options and 73% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Mercer County, NJ are provided separately. Or you can discover all Medicare Options in Mercer County, NJ.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $27.02/mo
  • $0 Premium Plans: 23
  • Average MOOP: $8,823 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 24% · Below 3: 3%
  • Average Part D Deductible: $611.50
  • Total MA/MAPD Enrollment: 11,754
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Clover Health Choice (PPO) — 1,627 enrollees
    2. AARP Medicare Advantage from UHC NJ-0005 (PPO) — 1,110 enrollees
    3. Clover Health Choice Value (PPO) — 1,095 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
23
Average Monthly Premium
$27.68/mo
Total PPO Enrollment
8,698
$0 Premium PPO Plans
14
Average MOOP
$8,883
Top PPO by Enrollment
Clover Health Choice (PPO) — 1,627 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Mercer County, New Jersey (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Clover Health Choice
☆☆☆☆☆
$0 $9,850 $350 H5141-004-0
Clover Health Choice Giveback
☆☆☆☆☆
$0 $9,850 $440 H5141-054-0
Clover Health Choice Value
☆☆☆☆☆
$36 $9,850 $440 H5141-007-0
Clover Health Valor
☆☆☆☆☆
$0 $9,850 N/A H5141-061-0
HumanaChoice Giveback H7617-045
☆☆☆☆☆
$0 $8,000 $700 H7617-045-0
AARP Medicare Advantage from UHC NJ-0004
☆☆☆☆☆
$69 $8,900 $685 H8768-022-0
AARP Medicare Advantage from UHC NJ-0005
☆☆☆☆☆
$79 $8,400 $685 H8768-035-0
AARP Medicare Advantage from UHC NJ-6
☆☆☆☆☆
$29 $9,400 $685 H8768-058-0
AARP Medicare Advantage Patriot No Rx NJ-MA2
☆☆☆☆☆
$0 $7,150 N/A H8768-059-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-504-0
Aetna Medicare Enhanced
☆☆☆☆☆
$149 $9,850 $700 R6694-006-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$99 $9,850 $700 H5521-037-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,850 $700 H5521-392-0
Aetna Medicare Prime Extra
☆☆☆☆☆
$84 $9,850 $700 H5521-275-0
Aetna Medicare Prime Giveback
☆☆☆☆☆
$0 $9,850 $700 H5521-277-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-221-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
$0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5216-319
☆☆☆☆☆
$0 $8,000 $700 H5216-319-0
HumanaChoice H5216-461
☆☆☆☆☆
$36 $9,250 $700 H5216-461-0
Jefferson Health Plans Premier
☆☆☆☆☆
$55 $7,000 $0 H3124-003-0
DEVOTED CHOICE 001 NJ
☆☆☆☆☆
$0 $9,350 $650 H1390-001-0
DEVOTED CHOICE GIVEBACK 002 NJ
☆☆☆☆☆
$0 $9,850 $650 H1390-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ
☆☆☆☆☆
$0 $9,650 $700 H1390-006-0

What is the typical premium for PPO plans available in Mercer?

PPO plans in Mercer cost $27.68 per month on average.

Which PPO plan do most beneficiaries choose in Mercer?

The most popular PPO plan in Mercer is Clover Health Choice (PPO), with 1,627 enrollees.

How many PPO options are offered without drug coverage in Mercer?

5 PPO plans in Mercer do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $22.33/mo
  • Total HMO Enrollment 588
  • $0 Premium HMO Plans 4
  • Average MOOP $9,717
  • Top HMO by Enrollment Humana Gold Plus H6622-099 (HMO) — 408 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Mercer County, New Jersey (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H3152-045-0
Aetna Medicare Elite
☆☆☆☆☆
$25 $9,850 $700 H3152-098-0
Aetna Medicare Signature
☆☆☆☆☆
$109 $9,850 $700 H3152-048-0
Humana Gold Plus H6622-099
☆☆☆☆☆
$0 $9,050 $700 H6622-099-1
Jefferson Health Plans Elite
☆☆☆☆☆
$0 $9,850 $0 H9207-018-0
AmeriHealth Medicare Classic Rx
☆☆☆☆☆
$0 $9,850 $700 H6407-002-0
What is the total number of HMO plans offered in Mercer?

In 2027, Mercer County has 6 HMO plans with 588 enrollees.

How much do HMO plans cost in Mercer?

The typical HMO premium in Mercer is $22.33, and 4 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$28.63/mo
Total HMO-POS Enrollment
2,468
$0 Premium HMO-POS Plans
5
Average MOOP
$7,981
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) — 908 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Mercer County, New Jersey (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,850 $700 H3152-080-0
AARP Medicare Advantage Essentials from UHC NJ-1
☆☆☆☆☆
$0 $7,150 $685 H0755-038-0
AARP Medicare Advantage Extras from UHC NJ-7
☆☆☆☆☆
$0 $7,150 $685 H0755-046-0
AARP Medicare Advantage from UHC NJ-0002
☆☆☆☆☆
$79 $7,150 $595 H0755-044-0
AARP Medicare Advantage from UHC NJ-0003
☆☆☆☆☆
$115 $6,900 $595 H0755-045-0
AARP Medicare Advantage Patriot No Rx NJ-MA01
☆☆☆☆☆
$0 $7,150 N/A H0755-037-0
Wellcare Assist
☆☆☆☆☆
$0 $9,250 $700 H0913-015-0
Wellcare Low Premium
☆☆☆☆☆
$35 $9,250 $700 H0913-002-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Mercer cost $28.63 per month on average.
Which HMO-POS plan is most popular in Mercer?
The most popular HMO-POS plan in Mercer is AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS), with 908 enrollees.
How many HMO-POS plans in Mercer do not include drug coverage?
There are 1 HMO-POS plans in Mercer without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Mercer County, NJ (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Mercer County, NJ (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 4 12%
4 Stars (includes 5 Stars) 24 73%
3 Stars 8 24%
Below 3 Stars 1 3%
Not Rated 4 11%
Average Rating 3.92

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon