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  1. 🏠
  2. Medicare Advantage Plans
  3. New Jersey
  4. Monmouth County

2026 Medicare Advantage Plans in Monmouth County, NJ

Last update: September 3, 2026.

Monmouth County, NJ has 44 Medicare Advantage plans available in 2026. These include 26 plans with no monthly premium, and roughly 45% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Monmouth County, NJ. Or explore all Medicare Options available in Monmouth County, NJ.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $28.67/mo
$0 Premium Plans: 26
Average MOOP: $8,105 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 45% · 3 Stars: 55% · Below 3: 0%
Average Part D Deductible: $476.00
Total MA/MAPD Enrollment: 24,411
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Braven Medicare Choice (PPO) — 6,366 enrollees
2. Clover Health Choice (PPO) — 2,681 enrollees
3. AARP Medicare Advantage from UHC NJ-0004 (PPO) — 1,718 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 23
  • Average Monthly Premium $26.83/mo
  • Total PPO Enrollment 19,372
  • $0 Premium PPO Plans 14
  • Average MOOP $8,472
  • Top PPO by Enrollment Braven Medicare Choice (PPO) — 6,366 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Monmouth County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-504-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$91 $9,250 $615 H5521-513-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,250 $615 H5521-392-0
Aetna Medicare Prime Extra
☆☆☆☆☆
$74 $9,250 $615 H5521-275-0
Aetna Medicare Prime Giveback
☆☆☆☆☆
$0 $9,250 $615 H5521-277-0
Aetna Medicare Signature
☆☆☆☆☆
$94 $9,250 $500 H5521-037-0
HumanaChoice Giveback H7617-045
☆☆☆☆☆
$0 $7,250 $360 H7617-045-0
Aetna Medicare Signature
☆☆☆☆☆
$139 $9,250 $615 R6694-006-0
Braven Medicare Choice
☆☆☆☆☆
$0 $9,250 $300 H0885-001-0
Braven Medicare Freedom
☆☆☆☆☆
$40 $9,250 $300 H0885-002-0
Braven Medicare Salute - No Rx
☆☆☆☆☆
$0 $7,000 N/A H0885-010-0
AARP Medicare Advantage from UHC NJ-0004
☆☆☆☆☆
$45 $7,900 $600 H8768-022-0
AARP Medicare Advantage from UHC NJ-0005
☆☆☆☆☆
$72 $7,550 $600 H8768-035-0
AARP Medicare Advantage from UHC NJ-6
☆☆☆☆☆
$0 $8,900 $600 H8768-058-0
AARP Medicare Advantage Patriot No Rx NJ-MA2
☆☆☆☆☆
$0 $6,700 N/A H8768-059-0
Clover Health Choice
☆☆☆☆☆
$0 $9,250 $150 H5141-004-0
Clover Health Choice Giveback
☆☆☆☆☆
$0 $8,499 $200 H5141-054-0
Clover Health Choice Value
☆☆☆☆☆
$31 $9,250 $220 H5141-007-0
Clover Health Valor
☆☆☆☆☆
$0 $9,250 N/A H5141-061-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-174-0
HumanaChoice Giveback H5216-319
☆☆☆☆☆
$0 $7,250 $360 H5216-319-0
HumanaChoice H5216-461
☆☆☆☆☆
$31 $9,250 $615 H5216-461-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-149-0
What is the most popular PPO plan in Monmouth?

Braven Medicare Choice (PPO) is the top PPO in Monmouth, with 6,366 enrollees.

What is the number of PPO plans without Part D coverage in Monmouth?

There are 5 PPO plans in Monmouth without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$20.50/mo
Total HMO Enrollment
1,841
$0 Premium HMO Plans
4
Average MOOP
$8,892
Top HMO by Enrollment
Aetna Medicare Signature Extra (HMO) — 1,165 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Monmouth County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H3152-045-0
Aetna Medicare Elite
☆☆☆☆☆
$15 $9,250 $615 H3152-098-0
Aetna Medicare Signature
☆☆☆☆☆
$108 $9,250 $615 H3152-048-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $9,250 $615 H3152-082-0
Humana Gold Plus H6622-100
☆☆☆☆☆
$0 $8,850 $225 H6622-100-1
HealthSpring Preferred
☆☆☆☆☆
$0 $7,500 $200 H3949-054-0

What is the typical premium for HMO plans in Monmouth?

HMO plans in Monmouth cost $20.50 per month on average.

Which HMO plan do most beneficiaries choose in Monmouth?

The most popular HMO plan in Monmouth is Aetna Medicare Signature Extra (HMO), with 1,165 enrollees.

How many HMO options are offered without prescription drug coverage in Monmouth?

There are 1 HMO plans in Monmouth without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 15
  • Average Monthly Premium $34.75/mo
  • Total HMO-POS Enrollment 3,198
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $7,227
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) — 1,444 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Monmouth County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Erickson Advantage Freedom
☆☆☆☆☆
$89 $4,900 $355 H5652-006-0
Erickson Advantage Liberty
☆☆☆☆☆
$14 $6,750 $600 H5652-008-0
Erickson Advantage Liberty no Rx
☆☆☆☆☆
$0 $6,750 N/A H5652-002-0
Erickson Advantage Signature
☆☆☆☆☆
$182 $2,900 $270 H5652-001-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,250 $615 H3152-080-0
AARP Medicare Advantage Essentials from UHC NJ-1
☆☆☆☆☆
$0 $6,700 $520 H0755-038-0
AARP Medicare Advantage Extras from UHC NJ-7
☆☆☆☆☆
$0 $6,700 $600 H0755-046-0
AARP Medicare Advantage from UHC NJ-0002
☆☆☆☆☆
$62 $6,700 $420 H0755-044-0
AARP Medicare Advantage from UHC NJ-0003
☆☆☆☆☆
$95 $6,500 $420 H0755-045-0
AARP Medicare Advantage Patriot No Rx NJ-MA01
☆☆☆☆☆
$0 $6,700 N/A H0755-037-0
Wellcare Assist
☆☆☆☆☆
$45 $9,250 $615 H0913-015-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H0913-021-0
Wellcare Low Premium
☆☆☆☆☆
$34 $9,250 $615 H0913-002-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $7,550 N/A H0913-020-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $615 H0913-022-0
What is the total number of HMO-POS plans in Monmouth?

In 2026, Monmouth has 15 HMO-POS plans with 3,198 enrollees.

How much do HMO-POS plans cost in Monmouth?

The typical HMO-POS premium in Monmouth is $34.75, and 8 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Monmouth County, NJ for 2026.

CMS Star Ratings for Medicare Advantage Plans in Monmouth County, NJ (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 9%
4 Stars (includes 5 Stars) 20 45%
3 Stars 24 55%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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