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  1. 🏠
  2. Medicare Advantage Plans
  3. New Jersey
  4. Morris County

2026 Medicare Advantage Plans in Morris County, NJ

Last update: September 2, 2026.

For 2026, Morris County, NJ includes 40 Medicare Advantage plans. Enrollment across these plans totals approximately 18,153, with 22 $0 premium options and 43% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Morris County, NJ are summarized separately. Visit Medicare Options in Morris County, NJ to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.86/mo
  • $0 Premium Plans: 22
  • Average MOOP: $8,081 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 43% · 3 Stars: 58% · Below 3: 0%
  • Average Part D Deductible: $487.34
  • Total MA/MAPD Enrollment: 18,153
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC NJ-0005 (PPO) — 2,225 enrollees
    2. AARP Medicare Advantage from UHC NJ-0004 (PPO) — 2,067 enrollees
    3. AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) — 1,218 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
21
Average Monthly Premium
$30.00/mo
Total PPO Enrollment
13,157
$0 Premium PPO Plans
12
Average MOOP
$8,505
Top PPO by Enrollment
AARP Medicare Advantage from UHC NJ-0005 (PPO) — 2,225 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Morris County, New Jersey (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H5521-504-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$91 $9,250 $615 H5521-513-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,250 $615 H5521-392-0
Aetna Medicare Prime Extra
☆☆☆☆☆
$74 $9,250 $615 H5521-275-0
Aetna Medicare Prime Giveback
☆☆☆☆☆
$0 $9,250 $615 H5521-277-0
Aetna Medicare Signature
☆☆☆☆☆
$94 $9,250 $500 H5521-037-0
HumanaChoice Giveback H7617-045
☆☆☆☆☆
$0 $7,250 $360 H7617-045-0
Aetna Medicare Signature
☆☆☆☆☆
$139 $9,250 $615 R6694-006-0
Braven Medicare Freedom
☆☆☆☆☆
$53 $9,250 $350 H0885-008-0
AARP Medicare Advantage from UHC NJ-0004
☆☆☆☆☆
$45 $7,900 $600 H8768-022-0
AARP Medicare Advantage from UHC NJ-0005
☆☆☆☆☆
$72 $7,550 $600 H8768-035-0
AARP Medicare Advantage from UHC NJ-6
☆☆☆☆☆
$0 $8,900 $600 H8768-058-0
AARP Medicare Advantage Patriot No Rx NJ-MA2
☆☆☆☆☆
$0 $6,700 N/A H8768-059-0
Clover Health Choice
☆☆☆☆☆
$0 $9,250 $150 H5141-004-0
Clover Health Choice Giveback
☆☆☆☆☆
$0 $8,499 $200 H5141-054-0
Clover Health Choice Value
☆☆☆☆☆
$31 $9,250 $220 H5141-007-0
Clover Health Valor
☆☆☆☆☆
$0 $9,250 N/A H5141-061-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-174-0
HumanaChoice Giveback H5216-319
☆☆☆☆☆
$0 $7,250 $360 H5216-319-0
HumanaChoice H5216-461
☆☆☆☆☆
$31 $9,250 $615 H5216-461-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-149-0

What is the average monthly premium for PPO plans in Morris?

PPO plans in Morris cost $30.00 per month on average.

Which PPO plan has the highest enrollment in Morris?

The most popular PPO plan in Morris is AARP Medicare Advantage from UHC NJ-0005 (PPO), with 2,225 enrollees.

How many PPO plans in Morris do not include prescription drug coverage?

4 PPO plans in Morris do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $30.75/mo
  • Total HMO Enrollment 583
  • $0 Premium HMO Plans 2
  • Average MOOP $9,063
  • Top HMO by Enrollment Humana Gold Plus H6622-100 (HMO) — 384 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Morris County, New Jersey (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,250 N/A H3152-045-0
Aetna Medicare Elite
☆☆☆☆☆
$15 $9,250 $615 H3152-098-0
Aetna Medicare Signature
☆☆☆☆☆
$108 $9,250 $615 H3152-048-0
Humana Gold Plus H6622-100
☆☆☆☆☆
$0 $8,500 $225 H6622-100-2
What is the top HMO by enrollment in Morris?

Humana Gold Plus H6622-100 (HMO) is the top HMO in Morris, with 384 enrollees.

What is the number of HMO plans without Part D coverage in Morris?

1 HMO plans in Morris do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
15
Average Monthly Premium
$34.75/mo
Total HMO-POS Enrollment
4,413
$0 Premium HMO-POS Plans
8
Average MOOP
$7,227
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) — 1,218 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Morris County, New Jersey (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Erickson Advantage Freedom
☆☆☆☆☆
$89 $4,900 $355 H5652-006-0
Erickson Advantage Liberty
☆☆☆☆☆
$14 $6,750 $600 H5652-008-0
Erickson Advantage Liberty no Rx
☆☆☆☆☆
$0 $6,750 N/A H5652-002-0
Erickson Advantage Signature
☆☆☆☆☆
$182 $2,900 $270 H5652-001-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,250 $615 H3152-080-0
AARP Medicare Advantage Essentials from UHC NJ-1
☆☆☆☆☆
$0 $6,700 $520 H0755-038-0
AARP Medicare Advantage Extras from UHC NJ-7
☆☆☆☆☆
$0 $6,700 $600 H0755-046-0
AARP Medicare Advantage from UHC NJ-0002
☆☆☆☆☆
$62 $6,700 $420 H0755-044-0
AARP Medicare Advantage from UHC NJ-0003
☆☆☆☆☆
$95 $6,500 $420 H0755-045-0
AARP Medicare Advantage Patriot No Rx NJ-MA01
☆☆☆☆☆
$0 $6,700 N/A H0755-037-0
Wellcare Assist
☆☆☆☆☆
$45 $9,250 $615 H0913-015-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H0913-021-0
Wellcare Low Premium
☆☆☆☆☆
$34 $9,250 $615 H0913-002-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $7,550 N/A H0913-020-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $615 H0913-022-0

What is the typical premium for HMO-POS plans in Morris?

HMO-POS plans in Morris cost $34.75 per month on average.

Which HMO-POS plan has the most members in Morris?

The most popular HMO-POS plan in Morris is AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS), with 1,218 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Morris?

There are 3 HMO-POS plans in Morris without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Morris County, NJ (2026) are summarized below.

Medicare Advantage Plan Ratings in Morris County, NJ (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 10%
4 Stars (includes 5 Stars) 17 43%
3 Stars 23 58%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.89

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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