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2027 Medicare Advantage Plans in Ocean County, NJ

Last update: .

For 2027, Ocean County, NJ includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 22,309, with 16 $0 premium options and 72% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Ocean County, NJ are summarized separately. Visit Medicare Options in Ocean County, NJ to see more options.

At a Glance

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$42.08/mo
Total PPO Enrollment
13,946
$0 Premium PPO Plans
8
Average MOOP
$9,482
Top PPO by Enrollment
Clover Health Choice (PPO) — 2,803 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Ocean County, New Jersey (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Clover Health Choice
☆☆☆☆☆
 $0 $9,850 $350 H5141-032-0
Clover Health Choice Giveback
☆☆☆☆☆
 $0 $9,850 $440 H5141-054-0
Clover Health Choice Value
☆☆☆☆☆
 $36 $9,850 $450 H5141-042-0
Clover Health Valor
☆☆☆☆☆
 $0 $9,850 N/A H5141-061-0
AARP Medicare Advantage from UHC NJ-0004
☆☆☆☆☆
 $69 $8,900 $685 H8768-022-0
AARP Medicare Advantage from UHC NJ-0005
☆☆☆☆☆
 $79 $8,400 $685 H8768-035-0
AARP Medicare Advantage from UHC NJ-6
☆☆☆☆☆
 $29 $9,400 $685 H8768-058-0
AARP Medicare Advantage Patriot No Rx NJ-MA2
☆☆☆☆☆
 $0 $7,150 N/A H8768-059-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5521-504-0
Aetna Medicare Elite
☆☆☆☆☆
 $65 $9,850 $700 H5521-123-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $149 $9,850 $700 R6694-006-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $80 $9,850 $700 H5521-512-0
Aetna Medicare Enhanced Advantage
☆☆☆☆☆
 $109 $9,850 $700 H5521-510-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
 $99 $9,850 $700 H5521-037-0
DEVOTED CHOICE 001 NJ
☆☆☆☆☆
 $0 $9,350 $650 H1390-001-0
DEVOTED CHOICE GIVEBACK 002 NJ
☆☆☆☆☆
 $0 $9,850 $650 H1390-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ
☆☆☆☆☆
 $0 $9,650 $700 H1390-006-0
What is the average monthly premium for PPO plans in Ocean?
PPO plans in Ocean cost $42.08 per month on average.
Which PPO plan has the highest enrollment in Ocean?
The most popular PPO plan in Ocean is Clover Health Choice (PPO), with 2,803 enrollees.
How many PPO plans in Ocean do not include prescription drug coverage?
3 PPO plans in Ocean do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
3,121
$0 Premium HMO Plans
4
Average MOOP
$9,600
Top HMO by Enrollment
Aetna Medicare Signature Extra (HMO) — 1,939 enrollees
HMO Plans Without Drug Coverage
1

2027 HMO Medicare Advantage plans in Ocean County, New Jersey (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,850 N/A H3152-045-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $9,850 $700 H3152-082-0
Humana Gold Plus H6622-100
☆☆☆☆☆
 $0 $8,850 $325 H6622-100-1
AmeriHealth Medicare Classic Rx
☆☆☆☆☆
 $0 $9,850 $700 H6407-002-0
What is the total number of HMO plans offered in Ocean?

There are 4 HMO plans in 2027, covering 3,121 enrollees.

How much do HMO plans cost in Ocean?

The average HMO premium in Ocean is $0.00 per month, with 4 plans offering $0 premiums.

What is the top HMO by enrollment in Ocean?

Aetna Medicare Signature Extra (HMO) is the top HMO in Ocean, with 1,939 enrollees.

What is the number of HMO plans without Part D coverage in Ocean?

1 HMO plans in Ocean do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$38.50/mo
Total HMO-POS Enrollment
5,242
$0 Premium HMO-POS Plans
4
Average MOOP
$7,981
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) — 3,310 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Ocean County, New Jersey (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Enhanced
☆☆☆☆☆
 $79 $9,850 $700 H3152-022-0
AARP Medicare Advantage Essentials from UHC NJ-1
☆☆☆☆☆
 $0 $7,150 $685 H0755-038-0
AARP Medicare Advantage Extras from UHC NJ-7
☆☆☆☆☆
 $0 $7,150 $685 H0755-046-0
AARP Medicare Advantage from UHC NJ-0002
☆☆☆☆☆
 $79 $7,150 $595 H0755-044-0
AARP Medicare Advantage from UHC NJ-0003
☆☆☆☆☆
 $115 $6,900 $595 H0755-045-0
AARP Medicare Advantage Patriot No Rx NJ-MA01
☆☆☆☆☆
 $0 $7,150 N/A H0755-037-0
Wellcare Assist
☆☆☆☆☆
 $0 $9,250 $700 H0913-015-0
Wellcare Low Premium
☆☆☆☆☆
 $35 $9,250 $700 H0913-002-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Ocean cost $38.50 per month on average.

Which HMO-POS plan is most popular in Ocean?

The most popular HMO-POS plan in Ocean is AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS), with 3,310 enrollees.

How many HMO-POS plans in Ocean do not include drug coverage?

There are 1 HMO-POS plans in Ocean without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Ocean County, NJ (2027) are summarized below.

Medicare Advantage Plan Ratings in Ocean County, NJ (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 4 16%
4 Stars (includes 5 Stars) 18 72%
3 Stars 7 28%
Below 3 Stars 0 0%
Not Rated 4 14%
Average Rating 3.98

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .