2026 Medicare Advantage Plans in Ocean County, NJ
Last update: . Enrollment data updated: May 2, 2026
For 2026, Ocean County, NJ includes 36 Medicare Advantage plans. Enrollment across these plans totals approximately 35,543, with 21 $0 premium options and 33% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Ocean County, NJ are provided separately. Or you can discover all Medicare Options in Ocean County, NJ.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 21
- Average Monthly Premium
- $32.62/mo
- Total PPO Enrollment
- 26,965
- $0 Premium PPO Plans
- 11
- Average MOOP
- $8,543
- Top PPO by Enrollment
- Braven Medicare Choice (PPO) — 11,953 enrollees
- PPO Plans Without Drug Coverage
- 4
What is the typical premium for PPO plans available in Ocean?
PPO plans in Ocean cost $32.62 per month on average.
Which PPO plan do most beneficiaries choose in Ocean?
The most popular PPO plan in Ocean is Braven Medicare Choice (PPO), with 11,953 enrollees.
How many PPO options are offered without drug coverage in Ocean?
4 PPO plans in Ocean do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 4
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 3,294
- $0 Premium HMO Plans 4
- Average MOOP $8,713
- Top HMO by Enrollment Aetna Medicare Signature Extra (HMO) — 1,888 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback | $0 | $9,250 | N/A | H3152-045-0 | |
| Aetna Medicare Signature Extra | $0 | $9,250 | $615 | H3152-082-0 | |
| Humana Gold Plus H6622-100 | $0 | $8,850 | $225 | H6622-100-1 | |
| HealthSpring Preferred | $0 | $7,500 | $200 | H3949-054-0 |
What is the total number of HMO plans offered in Ocean?
In 2026, Ocean County has 4 HMO plans with 3,294 enrollees.
How much do HMO plans cost in Ocean?
The typical HMO premium in Ocean is $0.00, and 4 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 11
- Average Monthly Premium
- $29.02/mo
- Total HMO-POS Enrollment
- 5,284
- $0 Premium HMO-POS Plans
- 6
- Average MOOP
- $7,918
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) — 3,357 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Enhanced | $83 | $9,250 | $615 | H3152-022-0 | |
| AARP Medicare Advantage Essentials from UHC NJ-1 | $0 | $6,700 | $520 | H0755-038-0 | |
| AARP Medicare Advantage Extras from UHC NJ-7 | $0 | $6,700 | $600 | H0755-046-0 | |
| AARP Medicare Advantage from UHC NJ-0002 | $62 | $6,700 | $420 | H0755-044-0 | |
| AARP Medicare Advantage from UHC NJ-0003 | $95 | $6,500 | $420 | H0755-045-0 | |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 | $0 | $6,700 | N/A | H0755-037-0 | |
| Wellcare Assist | $45 | $9,250 | $615 | H0913-015-0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H0913-021-0 | |
| Wellcare Low Premium | $34 | $9,250 | $615 | H0913-002-0 | |
| Wellcare Patriot Simple | $0 | $7,550 | N/A | H0913-020-0 | |
| Wellcare Simple | $0 | $9,250 | $615 | H0913-022-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Ocean cost $29.02 per month on average.
- Which HMO-POS plan is most popular in Ocean?
- The most popular HMO-POS plan in Ocean is AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS), with 3,357 enrollees.
- How many HMO-POS plans in Ocean do not include drug coverage?
- There are 2 HMO-POS plans in Ocean without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Ocean County, NJ (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 33% |
| 3 Stars | 21 | 58% |
| Below 3 Stars | 3 | 8% |
| Not Rated | 0 | 0% |
| Average Rating | 3.63 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.