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2026 Medicare Advantage Plans in Salem County, NJ

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In Salem County, NJ, there are 33 Medicare Advantage plans available for 2026. Of these, 23 offer a $0 monthly premium, and about 29% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Salem County, NJ. Or explore all Medicare Options available in Salem County, NJ.

At a Glance

Average Monthly Premium
$17.34/mo
Plans with $0 Premium
23
Average MOOP Limit
$8,032 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 29% · 3 Stars: 71% · Below 3: 0%
Average Part D Deductible
$374.20
Total MA/MAPD Enrollment
2,927
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Signature Extra (HMO) — 350 enrollees
2. Clover Health Choice (PPO) — 348 enrollees
3. Braven Medicare Choice (PPO) — 339 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$19.53/mo
Total PPO Enrollment
2,129
$0 Premium PPO Plans
14
Average MOOP
$7,819
Top PPO by Enrollment
Clover Health Choice (PPO) — 348 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Salem County, New Jersey, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,250 N/A H5521-504-0
HumanaChoice Giveback H7617-045
☆☆☆☆☆
 $0 $7,250 $360 H7617-045-0
Aetna Medicare Signature
☆☆☆☆☆
 $139 $9,250 $615 R6694-006-0
Braven Medicare Choice
☆☆☆☆☆
 $0 $9,250 $250 H0885-005-0
Braven Medicare Freedom
☆☆☆☆☆
 $40 $9,000 $250 H0885-009-0
Braven Medicare Salute - No Rx
☆☆☆☆☆
 $0 $7,000 N/A H0885-011-0
AARP Medicare Advantage from UHC NJ-0004
☆☆☆☆☆
 $45 $7,900 $600 H8768-022-0
AARP Medicare Advantage from UHC NJ-0005
☆☆☆☆☆
 $72 $7,550 $600 H8768-035-0
AARP Medicare Advantage from UHC NJ-6
☆☆☆☆☆
 $0 $8,900 $600 H8768-058-0
AARP Medicare Advantage Patriot No Rx NJ-MA2
☆☆☆☆☆
 $0 $6,700 N/A H8768-059-0
Clover Health Choice
☆☆☆☆☆
 $0 $8,500 $0 H5141-032-0
Clover Health Choice Giveback
☆☆☆☆☆
 $0 $8,499 $200 H5141-054-0
Clover Health Choice Value
☆☆☆☆☆
 $54 $8,250 $150 H5141-042-0
Clover Health Valor
☆☆☆☆☆
 $0 $9,250 N/A H5141-061-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H5216-221-0
HumanaChoice Giveback H5216-116
☆☆☆☆☆
 $0 $4,150 N/A H5216-116-0
HumanaChoice Giveback H5216-319
☆☆☆☆☆
 $0 $7,250 $360 H5216-319-0
HumanaChoice H5216-461
☆☆☆☆☆
 $31 $9,250 $615 H5216-461-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,800 $250 H7849-149-0
Jefferson Health Plans Choice
☆☆☆☆☆
 $0 $7,000 $0 H3124-002-0
Jefferson Health Plans Choice Plus
☆☆☆☆☆
 $29 $6,500 $0 H3124-001-0
What is the total number of PPO plans offered in Salem?

Salem County has 21 PPO plans for 2026, with 2,129 enrolled.

How much do PPO plans cost in Salem?

The typical PPO premium in Salem is $19.53, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
674
$0 Premium HMO Plans
6
Average MOOP
$7,842
Top HMO by Enrollment
Aetna Medicare Signature Extra (HMO) — 350 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Salem County, New Jersey, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $9,250 N/A H3152-045-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $9,250 $615 H3152-082-0
Humana Gold Plus H6622-099
☆☆☆☆☆
 $0 $8,550 $615 H6622-099-2
Jefferson Health Plans Elite
☆☆☆☆☆
 $0 $6,000 $0 H9207-018-0
Jefferson Health Plans Silver
☆☆☆☆☆
 $0 $6,500 $0 H9207-013-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $7,500 $200 H3949-054-0
What is the average monthly premium for HMO plans?
HMO plans in Salem cost $0.00 per month on average.
Which HMO plan is most popular in Salem?
The most popular HMO plan in Salem is Aetna Medicare Signature Extra (HMO), with 350 enrollees.
How many HMO plans in Salem do not include drug coverage?
There are 1 HMO plans in Salem without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $27.03/mo
  • Total HMO-POS Enrollment 124
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $8,967
  • Top HMO-POS by Enrollment Aetna Medicare Enhanced (HMO-POS) — 95 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Salem County, New Jersey, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Enhanced
☆☆☆☆☆
 $83 $9,250 $615 H3152-022-0
Wellcare Assist
☆☆☆☆☆
 $45 $9,250 $615 H0913-015-0
Wellcare Giveback
☆☆☆☆☆
 $0 $9,250 $615 H0913-021-0
Wellcare Low Premium
☆☆☆☆☆
 $34 $9,250 $615 H0913-002-0
Wellcare Patriot Simple
☆☆☆☆☆
 $0 $7,550 N/A H0913-020-0
Wellcare Simple
☆☆☆☆☆
 $0 $9,250 $615 H0913-022-0
What is the total number of HMO-POS plans in Salem?

There are 6 HMO-POS plans in 2026, covering 124 enrollees.

How much do HMO-POS plans cost in Salem?

The average HMO-POS premium in Salem is $27.03 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Salem?

Aetna Medicare Enhanced (HMO-POS) is the top HMO-POS in Salem, with 95 enrollees.

What is the number of HMO-POS plans without Part D coverage in Salem?

1 HMO-POS plans in Salem do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Salem County, NJ for 2026.

CMS Star Ratings for Medicare Advantage Plans in Salem County, NJ (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 29%
3 Stars 22 71%
Below 3 Stars 0 0%
Not Rated 2 6%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .