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  1. 🏠
  2. Medicare Advantage Plans
  3. New Jersey
  4. Sussex County

2027 Medicare Advantage Plans in Sussex County, NJ

Last update: October 5, 2026.

For 2027, Sussex County, NJ includes 30 Medicare Advantage plans. Enrollment across these plans totals approximately 5,828, with 15 $0 premium options and 74% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.32/mo
  • $0 Premium Plans: 15
  • Average MOOP: $8,894 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 74% · 3 Stars: 26% · Below 3: 0%
  • Average Part D Deductible: $645.00
  • Total MA/MAPD Enrollment: 5,828
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Aetna Medicare Prime (HMO-POS) — 892 enrollees
    2. AARP Medicare Advantage from UHC NJ-0004 (PPO) — 755 enrollees
    3. AARP Medicare Advantage from UHC NJ-0005 (PPO) — 738 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Sussex County, NJ are provided separately. Or you can discover all Medicare Options in Sussex County, NJ. For a statewide view, browse Medicare Advantage plans in New Jersey to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$30.16/mo
Total PPO Enrollment
3,710
$0 Premium PPO Plans
9
Average MOOP
$9,172
Top PPO by Enrollment
AARP Medicare Advantage from UHC NJ-0004 (PPO) — 755 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Sussex County, New Jersey (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Clover Health Choice
☆☆☆☆☆
$0 $9,850 $350 H5141-004-0
Clover Health Choice Giveback
☆☆☆☆☆
$0 $9,850 $440 H5141-054-0
Clover Health Choice Value
☆☆☆☆☆
$36 $9,850 $440 H5141-007-0
Clover Health Valor
☆☆☆☆☆
$0 $9,850 N/A H5141-061-0
HumanaChoice Giveback H7617-127
☆☆☆☆☆
$0 $8,250 $700 H7617-127-0
AARP Medicare Advantage from UHC NJ-0004
☆☆☆☆☆
$69 $8,900 $685 H8768-022-0
AARP Medicare Advantage from UHC NJ-0005
☆☆☆☆☆
$79 $8,400 $685 H8768-035-0
AARP Medicare Advantage from UHC NJ-6
☆☆☆☆☆
$29 $9,400 $685 H8768-058-0
AARP Medicare Advantage Patriot No Rx NJ-MA2
☆☆☆☆☆
$0 $7,150 N/A H8768-059-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H5521-504-0
Aetna Medicare Enhanced
☆☆☆☆☆
$149 $9,850 $700 R6694-006-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,850 $700 H5521-392-0
Aetna Medicare Prime Extra
☆☆☆☆☆
$84 $9,850 $700 H5521-275-0
Aetna Medicare Prime Giveback
☆☆☆☆☆
$0 $9,850 $700 H5521-277-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-174-0
HumanaChoice H5216-461
☆☆☆☆☆
$36 $9,250 $700 H5216-461-0

What is the typical premium for PPO plans available in Sussex?

PPO plans in Sussex cost $30.16 per month on average.

Which PPO plan do most beneficiaries choose in Sussex?

The most popular PPO plan in Sussex is AARP Medicare Advantage from UHC NJ-0004 (PPO), with 755 enrollees.

How many PPO options are offered without drug coverage in Sussex?

4 PPO plans in Sussex do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $44.67/mo
  • Total HMO Enrollment 122
  • $0 Premium HMO Plans 1
  • Average MOOP $9,850
  • Top HMO by Enrollment Aetna Medicare Elite (HMO) — 59 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Sussex County, New Jersey (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $9,850 N/A H3152-045-0
Aetna Medicare Elite
☆☆☆☆☆
$25 $9,850 $700 H3152-098-0
Aetna Medicare Signature
☆☆☆☆☆
$109 $9,850 $700 H3152-048-0
What is the total number of HMO plans offered in Sussex?

In 2027, Sussex County has 3 HMO plans with 122 enrollees.

How much do HMO plans cost in Sussex?

The typical HMO premium in Sussex is $44.67, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$28.63/mo
Total HMO-POS Enrollment
1,996
$0 Premium HMO-POS Plans
5
Average MOOP
$7,981
Top HMO-POS by Enrollment
Aetna Medicare Prime (HMO-POS) — 892 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Sussex County, New Jersey (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Prime
☆☆☆☆☆
$0 $9,850 $700 H3152-080-0
AARP Medicare Advantage Essentials from UHC NJ-1
☆☆☆☆☆
$0 $7,150 $685 H0755-038-0
AARP Medicare Advantage Extras from UHC NJ-7
☆☆☆☆☆
$0 $7,150 $685 H0755-046-0
AARP Medicare Advantage from UHC NJ-0002
☆☆☆☆☆
$79 $7,150 $595 H0755-044-0
AARP Medicare Advantage from UHC NJ-0003
☆☆☆☆☆
$115 $6,900 $595 H0755-045-0
AARP Medicare Advantage Patriot No Rx NJ-MA01
☆☆☆☆☆
$0 $7,150 N/A H0755-037-0
Wellcare Assist
☆☆☆☆☆
$0 $9,250 $700 H0913-015-0
Wellcare Low Premium
☆☆☆☆☆
$35 $9,250 $700 H0913-002-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Sussex cost $28.63 per month on average.
Which HMO-POS plan is most popular in Sussex?
The most popular HMO-POS plan in Sussex is Aetna Medicare Prime (HMO-POS), with 892 enrollees.
How many HMO-POS plans in Sussex do not include drug coverage?
There are 1 HMO-POS plans in Sussex without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Sussex County, NJ (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Sussex County, NJ (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 4 15%
4 Stars (includes 5 Stars) 20 74%
3 Stars 7 26%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Sussex County, New Jersey, including communities such as Franklin, Glenwood, Hamburg, Highland Lakes, Ogdensburg, Stockholm, Sussex, Vernon, Andover, Branchville, Montague, Hopatcong, Lafayette, Newton, Sparta, Stanhope, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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