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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. Cibola County

2026 Medicare Advantage Plans in Cibola County, NM

Last update: September 3, 2026.

Cibola County, NM has 18 Medicare Advantage plans available in 2026. These include 14 plans with no monthly premium, and roughly 19% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cibola County, NM. Or explore all Medicare Options available in Cibola County, NM.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $16.56/mo
$0 Premium Plans: 14
Average MOOP: $5,600 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 19% · 3 Stars: 75% · Below 3: 6%
Average Part D Deductible: $463.57
Total MA/MAPD Enrollment: 1,582
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Presbyterian Senior Care Plan 2 with Rx (HMO) — 348 enrollees
2. HumanaChoice H5216-339 (PPO) — 290 enrollees
3. AARP Medicare Advantage from UHC NM-0006 (PPO) — 233 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $16.73/mo
  • Total PPO Enrollment 1,035
  • $0 Premium PPO Plans 8
  • Average MOOP $5,941
  • Top PPO by Enrollment HumanaChoice H5216-339 (PPO) — 290 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Cibola County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NM-0003
☆☆☆☆☆
$30 $4,900 $520 H2406-088-0
AARP Medicare Advantage from UHC NM-0006
☆☆☆☆☆
$0 $6,700 $600 H2406-091-0
AARP Medicare Advantage Patriot No Rx NM-MA02
☆☆☆☆☆
$0 $6,700 N/A H2406-092-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
HumanaChoice H5216-196
☆☆☆☆☆
$19 $7,200 $615 H5216-196-2
HumanaChoice H5216-339
☆☆☆☆☆
$0 $4,200 $615 H5216-339-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-2
Blue Cross Medicare Advantage Access
☆☆☆☆☆
$135 $4,200 $615 H1666-021-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$0 $5,100 $450 H1666-012-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $9,250 $615 H1666-016-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,750 $615 H1666-014-0
What is the most popular PPO plan in Cibola?

HumanaChoice H5216-339 (PPO) is the top PPO in Cibola, with 290 enrollees.

What is the number of PPO plans without Part D coverage in Cibola?

There are 3 PPO plans in Cibola without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
7
Average Monthly Premium
$16.29/mo
Total HMO Enrollment
547
$0 Premium HMO Plans
6
Average MOOP
$5,064
Top HMO by Enrollment
Presbyterian Senior Care Plan 2 with Rx (HMO) — 348 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Cibola County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Presbyterian Senior Care Extra Health Plan with Rx
☆☆☆☆☆
$0 $6,000 $615 H3204-017-0
Presbyterian Senior Care Plan 1
☆☆☆☆☆
$0 $4,250 N/A H3204-008-0
Presbyterian Senior Care Plan 2 with Rx
☆☆☆☆☆
$0 $6,000 $0 H3204-001-0
Presbyterian Senior Care Plan 3 with Rx
☆☆☆☆☆
$114 $4,000 $0 H3204-007-0
Blue Cross Medicare Advantage Select
☆☆☆☆☆
$0 $4,200 $450 H3251-002-0
DEVOTED CORE 005 NM
☆☆☆☆☆
$0 $4,000 $175 H9977-005-0
DEVOTED GIVEBACK 006 NM
☆☆☆☆☆
$0 $7,000 $605 H9977-006-0

What is the typical premium for HMO plans in Cibola?

HMO plans in Cibola cost $16.29 per month on average.

Which HMO plan do most beneficiaries choose in Cibola?

The most popular HMO plan in Cibola is Presbyterian Senior Care Plan 2 with Rx (HMO), with 348 enrollees.

How many HMO options are offered without prescription drug coverage in Cibola?

There are 1 HMO plans in Cibola without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Cibola County, NM for 2026.

CMS Star Ratings for Medicare Advantage Plans in Cibola County, NM (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 19%
3 Stars 12 75%
Below 3 Stars 1 6%
Not Rated 2 11%
Average Rating 3.28

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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