2026 Medicare Advantage Plans in Cibola County, NM
Last update: . Enrollment data updated: August 15, 2026
For 2026, Cibola County, NM includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 1,576, with 14 $0 premium options and 19% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cibola County, NM are summarized separately. Visit Medicare Options in Cibola County, NM to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 11
- Average Monthly Premium
- $16.73/mo
- Total PPO Enrollment
- 1,024
- $0 Premium PPO Plans
- 8
- Average MOOP
- $5,941
- Top PPO by Enrollment
- HumanaChoice H5216-339 (PPO) — 286 enrollees
- PPO Plans Without Drug Coverage
- 3
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NM-0003 | $30 | $4,900 | $520 | H2406-088-0 | |
| AARP Medicare Advantage from UHC NM-0006 | $0 | $6,700 | $600 | H2406-091-0 | |
| AARP Medicare Advantage Patriot No Rx NM-MA02 | $0 | $6,700 | N/A | H2406-092-0 | |
| Humana USAA Honor Giveback | $0 | $6,200 | N/A | H5216-436-3 | |
| HumanaChoice H5216-196 | $19 | $7,200 | $615 | H5216-196-2 | |
| HumanaChoice H5216-339 | $0 | $4,200 | $615 | H5216-339-0 | |
| HumanaChoice H5216-437 | $0 | $4,150 | N/A | H5216-437-2 | |
| Blue Cross Medicare Advantage Access | $135 | $4,200 | $615 | H1666-021-0 | |
| Blue Cross Medicare Advantage Choice Premier | $0 | $5,100 | $450 | H1666-012-0 | |
| Blue Cross Medicare Advantage Dental Premier | $0 | $9,250 | $615 | H1666-016-0 | |
| Blue Cross Medicare Advantage Health Choice | $0 | $6,750 | $615 | H1666-014-0 |
- What is the average monthly premium for PPO plans in Cibola?
- PPO plans in Cibola cost $16.73 per month on average.
- Which PPO plan has the highest enrollment in Cibola?
- The most popular PPO plan in Cibola is HumanaChoice H5216-339 (PPO), with 286 enrollees.
- How many PPO plans in Cibola do not include prescription drug coverage?
- 3 PPO plans in Cibola do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Presbyterian Senior Care Extra Health Plan with Rx | $0 | $6,000 | $615 | H3204-017-0 | |
| Presbyterian Senior Care Plan 1 | $0 | $4,250 | N/A | H3204-008-0 | |
| Presbyterian Senior Care Plan 2 with Rx | $0 | $6,000 | $0 | H3204-001-0 | |
| Presbyterian Senior Care Plan 3 with Rx | $114 | $4,000 | $0 | H3204-007-0 | |
| Blue Cross Medicare Advantage Select | $0 | $4,200 | $450 | H3251-002-0 | |
| DEVOTED CORE 005 NM | $0 | $4,000 | $175 | H9977-005-0 | |
| DEVOTED GIVEBACK 006 NM | $0 | $7,000 | $605 | H9977-006-0 |
What is the total number of HMO plans offered in Cibola?
There are 7 HMO plans in 2026, covering 552 enrollees.
How much do HMO plans cost in Cibola?
The average HMO premium in Cibola is $16.29 per month, with 6 plans offering $0 premiums.
What is the top HMO by enrollment in Cibola?
Presbyterian Senior Care Plan 2 with Rx (HMO) is the top HMO in Cibola, with 351 enrollees.
What is the number of HMO plans without Part D coverage in Cibola?
1 HMO plans in Cibola do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Cibola County, NM (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 19% |
| 3 Stars | 12 | 75% |
| Below 3 Stars | 1 | 6% |
| Not Rated | 2 | 11% |
| Average Rating | 3.28 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.