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2026 Medicare Advantage Plans in Curry County, NM

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In Curry County, NM, there are 12 Medicare Advantage plans available for 2026. Of these, 7 offer a $0 monthly premium, and about 25% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Curry County, NM. Or explore all Medicare Options available in Curry County, NM.

At a Glance

Average Monthly Premium
$17.25/mo
Plans with $0 Premium
7
Average MOOP Limit
$5,667 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 25% · 3 Stars: 67% · Below 3: 8%
Average Part D Deductible
$416.67
Total MA/MAPD Enrollment
1,764
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Essentials Plus Giveback H5216-435 (PPO) — 321 enrollees
2. AARP Medicare Advantage from UHC NM-0006 (PPO) — 312 enrollees
3. HumanaChoice H5216-339 (PPO) — 275 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $18.82/mo
  • Total PPO Enrollment 1,606
  • $0 Premium PPO Plans 6
  • Average MOOP $5,800
  • Top PPO by Enrollment Humana Essentials Plus Giveback H5216-435 (PPO) — 321 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Curry County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NM-0003
☆☆☆☆☆
 $30 $4,900 $520 H2406-088-0
AARP Medicare Advantage from UHC NM-0006
☆☆☆☆☆
 $0 $6,700 $600 H2406-091-0
AARP Medicare Advantage Patriot No Rx NM-MA02
☆☆☆☆☆
 $0 $6,700 N/A H2406-092-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
 $0 $7,850 $0 H5216-435-3
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,200 N/A H5216-436-3
HumanaChoice H5216-196
☆☆☆☆☆
 $19 $7,200 $615 H5216-196-2
HumanaChoice H5216-223
☆☆☆☆☆
 $9 $4,900 $200 H5216-223-0
HumanaChoice H5216-339
☆☆☆☆☆
 $0 $4,200 $615 H5216-339-0
HumanaChoice H5216-437
☆☆☆☆☆
 $0 $4,150 N/A H5216-437-2
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
 $59 $6,750 $450 H1666-019-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
 $90 $4,250 $300 H1666-020-0
What is the total number of PPO plans offered in Curry?

There are 11 PPO plans in 2026, covering 1,606 beneficiaries.

How much do PPO plans cost in Curry?

The average PPO premium in Curry is $18.82 per month, with 6 plans offering $0 premiums.

What is the most popular PPO plan in Curry?

Humana Essentials Plus Giveback H5216-435 (PPO) is the top PPO in Curry, with 321 enrollees.

What is the number of PPO plans without Part D coverage in Curry?

There are 3 PPO plans in Curry without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
158
$0 Premium HMO Plans
1
Average MOOP
$4,200
Top HMO by Enrollment
Blue Cross Medicare Advantage Select (HMO) — 158 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Curry County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Cross Medicare Advantage Select
☆☆☆☆☆
 $0 $4,200 $450 H3251-002-0

What is the average monthly premium for HMO plans?

HMO plans in Curry cost $0.00 per month on average.

Which HMO plan is most popular in Curry?

The most popular HMO plan in Curry is Blue Cross Medicare Advantage Select (HMO), with 158 enrollees.

How many HMO plans in Curry do not include drug coverage?

There are 0 HMO plans in Curry without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Curry County, NM for 2026.

CMS Star Ratings for Medicare Advantage Plans in Curry County, NM (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 25%
3 Stars 8 67%
Below 3 Stars 1 8%
Not Rated 0 0%
Average Rating 3.46

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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