Medicare Plans

Open Medicare Plan Data.

2027 Medicare Advantage Plans in Lincoln County, NM

Last update: .

In Lincoln County, NM, there are 8 Medicare Advantage plans available for 2027. Of these, 7 offer a $0 monthly premium, and about 100% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$6.50/mo
Plans with $0 Premium
7
Average MOOP Limit
$6,744 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
Average Part D Deductible
$605.17
Total MA/MAPD Enrollment
1,644
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC NM-0006 (PPO) — 576 enrollees
2. Humana Essentials Plus Giveback (PPO) — 533 enrollees
3. AARP Medicare Advantage from UHC NM-0003 (PPO) — 399 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lincoln County, NM. Or explore all Medicare Options available in Lincoln County, NM. To understand how local plans fit into the broader market, visit our New Mexico Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
5
Average Monthly Premium
$10.40/mo
Total PPO Enrollment
1,604
$0 Premium PPO Plans
4
Average MOOP
$7,010
Top PPO by Enrollment
AARP Medicare Advantage from UHC NM-0006 (PPO) — 576 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Lincoln County, New Mexico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NM-0003
☆☆☆☆☆
 $52 $6,700 $685 H2406-088-0
AARP Medicare Advantage from UHC NM-0006
☆☆☆☆☆
 $0 $7,150 $685 H2406-091-0
AARP Medicare Advantage Patriot No Rx NM-MA02
☆☆☆☆☆
 $0 $7,150 N/A H2406-092-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,850 $450 H5216-435-3
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,200 N/A H5216-436-3
What is the total number of PPO plans offered in Lincoln?

Lincoln County has 5 PPO plans for 2027, with 1,604 enrolled.

How much do PPO plans cost in Lincoln?

The typical PPO premium in Lincoln is $10.40, and 4 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
40
$0 Premium HMO Plans
3
Average MOOP
$6,300
Top HMO by Enrollment
DEVOTED GIVEBACK 006 NM (HMO) — 28 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Lincoln County, New Mexico, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 005 NM
☆☆☆☆☆
 $0 $4,750 $650 H9977-005-0
DEVOTED GIVEBACK 006 NM
☆☆☆☆☆
 $0 $8,000 $461 H9977-006-0
DEVOTED GIVEBACK EXTRAS 016 NM
☆☆☆☆☆
 $0 $6,150 $700 H9977-016-0
What is the average monthly premium for HMO plans?
HMO plans in Lincoln cost $0.00 per month on average.
Which HMO plan is most popular in Lincoln?
The most popular HMO plan in Lincoln is DEVOTED GIVEBACK 006 NM (HMO), with 28 enrollees.
How many HMO plans in Lincoln do not include drug coverage?
There are 0 HMO plans in Lincoln without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Lincoln County, NM for 2027.

CMS Star Ratings for Medicare Advantage Plans in Lincoln County, NM (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 3 38%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Lincoln County, New Mexico, including communities such as Alto, Capitan, Ruidoso, Ruidoso Downs, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .