2026 Medicare Advantage Plans in Los Alamos County, NM
Last update: . Enrollment data updated: June 13, 2026
For 2026, Los Alamos County, NM includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 329, with 14 $0 premium options and 25% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Los Alamos County, NM are summarized separately. Visit Medicare Options in Los Alamos County, NM to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 13
- Average Monthly Premium
- $14.92/mo
- Total PPO Enrollment
- 264
- $0 Premium PPO Plans
- 9
- Average MOOP
- $6,138
- Top PPO by Enrollment
- AARP Medicare Advantage from UHC NM-0005 (PPO) — 53 enrollees
- PPO Plans Without Drug Coverage
- 3
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NM-0002 | $31 | $4,900 | $520 | H2406-055-0 | |
| AARP Medicare Advantage from UHC NM-0005 | $0 | $5,900 | $600 | H2406-090-0 | |
| AARP Medicare Advantage Giveback from UHC NM-8 | $0 | $6,700 | $600 | H2406-097-0 | |
| AARP Medicare Advantage Patriot No Rx NM-MA01 | $0 | $6,700 | N/A | H2406-080-0 | |
| Humana Essentials Plus Giveback H5216-435 | $0 | $7,850 | $0 | H5216-435-3 | |
| Humana USAA Honor Giveback | $0 | $6,200 | N/A | H5216-436-3 | |
| HumanaChoice H5216-196 | $19 | $7,200 | $615 | H5216-196-2 | |
| HumanaChoice H5216-223 | $9 | $4,900 | $200 | H5216-223-0 | |
| HumanaChoice H5216-437 | $0 | $4,150 | N/A | H5216-437-2 | |
| Blue Cross Medicare Advantage Access | $135 | $4,200 | $615 | H1666-021-0 | |
| Blue Cross Medicare Advantage Choice Premier | $0 | $5,100 | $450 | H1666-012-0 | |
| Blue Cross Medicare Advantage Dental Premier | $0 | $9,250 | $615 | H1666-016-0 | |
| Blue Cross Medicare Advantage Health Choice | $0 | $6,750 | $615 | H1666-014-0 |
- What is the average monthly premium for PPO plans in Los Alamos?
- PPO plans in Los Alamos cost $14.92 per month on average.
- Which PPO plan has the highest enrollment in Los Alamos?
- The most popular PPO plan in Los Alamos is AARP Medicare Advantage from UHC NM-0005 (PPO), with 53 enrollees.
- How many PPO plans in Los Alamos do not include prescription drug coverage?
- 3 PPO plans in Los Alamos do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| CHRISTUS Health Medicare Guardian | $0 | $4,900 | N/A | H1189-007-0 | |
| CHRISTUS Health Medicare Plus | $0 | $4,200 | $250 | H1189-002-0 | |
| Blue Cross Medicare Advantage Select | $0 | $4,200 | $450 | H3251-002-0 | |
| DEVOTED CORE 001 NM | $0 | $4,100 | $375 | H9977-001-0 | |
| DEVOTED GIVEBACK 002 NM | $0 | $7,000 | $605 | H9977-002-0 |
What is the total number of HMO plans offered in Los Alamos?
There are 5 HMO plans in 2026, covering 65 enrollees.
How much do HMO plans cost in Los Alamos?
The average HMO premium in Los Alamos is $0.00 per month, with 5 plans offering $0 premiums.
What is the top HMO by enrollment in Los Alamos?
Blue Cross Medicare Advantage Select (HMO) is the top HMO in Los Alamos, with 51 enrollees.
What is the number of HMO plans without Part D coverage in Los Alamos?
1 HMO plans in Los Alamos do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Los Alamos County, NM (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 4 | 25% |
| 3 Stars | 11 | 69% |
| Below 3 Stars | 1 | 6% |
| Not Rated | 2 | 11% |
| Average Rating | 3.44 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.