2026 Medicare Advantage Plans in Luna County, NM
Last update: . Enrollment data updated: June 13, 2026
In Luna County, NM, there are 12 Medicare Advantage plans available for 2026. Of these, 9 offer a $0 monthly premium, and about 40% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Luna County, NM. Or explore all Medicare Options available in Luna County, NM.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC EP-1 | $0 | $4,200 | $440 | H2406-039-0 | |
| AARP Medicare Advantage Extras from UHC EP-3 | $0 | $5,900 | $465 | H2406-121-0 | |
| AARP Medicare Advantage from UHC EP-4 | $39 | $4,200 | $440 | H2406-135-0 | |
| AARP Medicare Advantage Giveback from UHC EP-2 | $0 | $7,900 | $600 | H2406-119-0 | |
| Humana Essentials Plus Giveback H5216-435 | $0 | $7,850 | $0 | H5216-435-3 | |
| Humana USAA Honor Giveback | $0 | $6,200 | N/A | H5216-436-3 | |
| HumanaChoice H5216-223 | $9 | $4,900 | $200 | H5216-223-0 | |
| HumanaChoice H5216-437 | $0 | $4,150 | N/A | H5216-437-2 | |
| Blue Cross Medicare Advantage Access | $135 | $4,200 | $615 | H1666-021-0 |
What is the total number of PPO plans offered in Luna?
Luna County has 9 PPO plans for 2026, with 1,932 enrolled.
How much do PPO plans cost in Luna?
The typical PPO premium in Luna is $20.33, and 6 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 3
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 240
- $0 Premium HMO Plans
- 3
- Average MOOP
- $5,067
- Top HMO by Enrollment
- Blue Cross Medicare Advantage Select (HMO) — 191 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Select | $0 | $4,200 | $450 | H3251-002-0 | |
| DEVOTED CORE 005 NM | $0 | $4,000 | $175 | H9977-005-0 | |
| DEVOTED GIVEBACK 006 NM | $0 | $7,000 | $605 | H9977-006-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Luna cost $0.00 per month on average.
- Which HMO plan is most popular in Luna?
- The most popular HMO plan in Luna is Blue Cross Medicare Advantage Select (HMO), with 191 enrollees.
- How many HMO plans in Luna do not include drug coverage?
- There are 0 HMO plans in Luna without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Luna County, NM for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 4 | 40% |
| 3 Stars | 5 | 50% |
| Below 3 Stars | 1 | 10% |
| Not Rated | 2 | 17% |
| Average Rating | 3.55 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.