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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. Luna County

2026 Medicare Advantage Plans in Luna County, NM

Last update: September 2, 2026.

For 2026, Luna County, NM includes 12 Medicare Advantage plans. Enrollment across these plans totals approximately 2,185, with 9 $0 premium options and 40% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Luna County, NM are summarized separately. Visit Medicare Options in Luna County, NM to see more options.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $15.25/mo
  • $0 Premium Plans: 9
  • Average MOOP: $5,392 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 40% · 3 Stars: 50% · Below 3: 10%
  • Average Part D Deductible: $399.00
  • Total MA/MAPD Enrollment: 2,185
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage Essentials from UHC EP-1 (PPO) — 944 enrollees
    2. AARP Medicare Advantage Extras from UHC EP-3 (PPO) — 419 enrollees
    3. Blue Cross Medicare Advantage Select (HMO) — 194 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
9
Average Monthly Premium
$20.33/mo
Total PPO Enrollment
1,940
$0 Premium PPO Plans
6
Average MOOP
$5,500
Top PPO by Enrollment
AARP Medicare Advantage Essentials from UHC EP-1 (PPO) — 944 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Luna County, New Mexico (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC EP-1
☆☆☆☆☆
$0 $4,200 $440 H2406-039-0
AARP Medicare Advantage Extras from UHC EP-3
☆☆☆☆☆
$0 $5,900 $465 H2406-121-0
AARP Medicare Advantage from UHC EP-4
☆☆☆☆☆
$39 $4,200 $440 H2406-135-0
AARP Medicare Advantage Giveback from UHC EP-2
☆☆☆☆☆
$0 $7,900 $600 H2406-119-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-2
Blue Cross Medicare Advantage Access
☆☆☆☆☆
$135 $4,200 $615 H1666-021-0

What is the average monthly premium for PPO plans in Luna?

PPO plans in Luna cost $20.33 per month on average.

Which PPO plan has the highest enrollment in Luna?

The most popular PPO plan in Luna is AARP Medicare Advantage Essentials from UHC EP-1 (PPO), with 944 enrollees.

How many PPO plans in Luna do not include prescription drug coverage?

2 PPO plans in Luna do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 245
  • $0 Premium HMO Plans 3
  • Average MOOP $5,067
  • Top HMO by Enrollment Blue Cross Medicare Advantage Select (HMO) — 194 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Luna County, New Mexico (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Cross Medicare Advantage Select
☆☆☆☆☆
$0 $4,200 $450 H3251-002-0
DEVOTED CORE 005 NM
☆☆☆☆☆
$0 $4,000 $175 H9977-005-0
DEVOTED GIVEBACK 006 NM
☆☆☆☆☆
$0 $7,000 $605 H9977-006-0
What is the top HMO by enrollment in Luna?

Blue Cross Medicare Advantage Select (HMO) is the top HMO in Luna, with 194 enrollees.

What is the number of HMO plans without Part D coverage in Luna?

0 HMO plans in Luna do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Luna County, NM (2026) are summarized below.

Medicare Advantage Plan Ratings in Luna County, NM (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 40%
3 Stars 5 50%
Below 3 Stars 1 10%
Not Rated 2 17%
Average Rating 3.55

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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