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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. Rio Arriba County

2026 Medicare Advantage Plans in Rio Arriba County, NM

Last update: May 10, 2026. Enrollment data updated: May 2, 2026

For 2026, Rio Arriba County, NM includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 3,104, with 19 $0 premium options and 18% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Rio Arriba County, NM are summarized separately. Visit Medicare Options in Rio Arriba County, NM to see more options.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $12.83/mo
  • $0 Premium Plans: 19
  • Average MOOP: $5,569 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 18% · 3 Stars: 77% · Below 3: 5%
  • Average Part D Deductible: $417.89
  • Total MA/MAPD Enrollment: 3,104
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Presbyterian Senior Care Plan 2 with Rx (HMO) — 527 enrollees
    2. HumanaChoice H5216-223 (PPO) — 389 enrollees
    3. Blue Cross Medicare Advantage Select (HMO) — 307 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
14
Average Monthly Premium
$13.86/mo
Total PPO Enrollment
2,060
$0 Premium PPO Plans
10
Average MOOP
$6,057
Top PPO by Enrollment
HumanaChoice H5216-223 (PPO) — 389 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Rio Arriba County, New Mexico (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC NM-0002
☆☆☆☆☆
$31 $4,900 $520 H2406-055-0
AARP Medicare Advantage from UHC NM-0005
☆☆☆☆☆
$0 $5,900 $600 H2406-090-0
AARP Medicare Advantage Giveback from UHC NM-8
☆☆☆☆☆
$0 $6,700 $600 H2406-097-0
AARP Medicare Advantage Patriot No Rx NM-MA01
☆☆☆☆☆
$0 $6,700 N/A H2406-080-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
Humana Value Choice H5216-078
☆☆☆☆☆
$0 $5,000 $615 H5216-078-6
HumanaChoice H5216-196
☆☆☆☆☆
$19 $7,200 $615 H5216-196-2
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-2
Blue Cross Medicare Advantage Access
☆☆☆☆☆
$135 $4,200 $615 H1666-021-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$0 $5,100 $450 H1666-012-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $9,250 $615 H1666-016-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,750 $615 H1666-014-0
What is the average monthly premium for PPO plans in Rio Arriba?
PPO plans in Rio Arriba cost $13.86 per month on average.
Which PPO plan has the highest enrollment in Rio Arriba?
The most popular PPO plan in Rio Arriba is HumanaChoice H5216-223 (PPO), with 389 enrollees.
How many PPO plans in Rio Arriba do not include prescription drug coverage?
3 PPO plans in Rio Arriba do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
10
Average Monthly Premium
$11.40/mo
Total HMO Enrollment
1,044
$0 Premium HMO Plans
9
Average MOOP
$4,885
Top HMO by Enrollment
Presbyterian Senior Care Plan 2 with Rx (HMO) — 527 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Rio Arriba County, New Mexico (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
CHRISTUS Health Medicare Guardian
☆☆☆☆☆
$0 $4,900 N/A H1189-007-0
CHRISTUS Health Medicare Plus
☆☆☆☆☆
$0 $4,200 $250 H1189-002-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,201 $200 H0672-005-0
Presbyterian Senior Care Extra Health Plan with Rx
☆☆☆☆☆
$0 $6,000 $615 H3204-017-0
Presbyterian Senior Care Plan 1
☆☆☆☆☆
$0 $4,250 N/A H3204-008-0
Presbyterian Senior Care Plan 2 with Rx
☆☆☆☆☆
$0 $6,000 $0 H3204-001-0
Presbyterian Senior Care Plan 3 with Rx
☆☆☆☆☆
$114 $4,000 $0 H3204-007-0
Blue Cross Medicare Advantage Select
☆☆☆☆☆
$0 $4,200 $450 H3251-002-0
DEVOTED CORE 001 NM
☆☆☆☆☆
$0 $4,100 $375 H9977-001-0
DEVOTED GIVEBACK 002 NM
☆☆☆☆☆
$0 $7,000 $605 H9977-002-0
What is the total number of HMO plans offered in Rio Arriba?

There are 10 HMO plans in 2026, covering 1,044 enrollees.

How much do HMO plans cost in Rio Arriba?

The average HMO premium in Rio Arriba is $11.40 per month, with 9 plans offering $0 premiums.

What is the top HMO by enrollment in Rio Arriba?

Presbyterian Senior Care Plan 2 with Rx (HMO) is the top HMO in Rio Arriba, with 527 enrollees.

What is the number of HMO plans without Part D coverage in Rio Arriba?

2 HMO plans in Rio Arriba do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Rio Arriba County, NM (2026) are summarized below.

Medicare Advantage Plan Ratings in Rio Arriba County, NM (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 18%
3 Stars 17 77%
Below 3 Stars 1 5%
Not Rated 2 8%
Average Rating 3.34

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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