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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. San Juan County

2026 Medicare Advantage Plans in San Juan County, NM

Last update: May 11, 2026. Enrollment data updated: May 2, 2026

San Juan County, NM has 11 Medicare Advantage plans available in 2026. These include 7 plans with no monthly premium, and roughly 27% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in San Juan County, NM. Or explore all Medicare Options available in San Juan County, NM.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $17.55/mo
$0 Premium Plans: 7
Average MOOP: $5,636 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 27% · 3 Stars: 64% · Below 3: 9%
Average Part D Deductible: $451.88
Total MA/MAPD Enrollment: 6,310
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Essentials Plus Giveback H5216-435 (PPO) — 1,162 enrollees
2. Blue Cross Medicare Advantage Select (HMO) — 1,153 enrollees
3. AARP Medicare Advantage from UHC NM-0006 (PPO) — 890 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 10
  • Average Monthly Premium $19.30/mo
  • Total PPO Enrollment 5,157
  • $0 Premium PPO Plans 6
  • Average MOOP $5,780
  • Top PPO by Enrollment Humana Essentials Plus Giveback H5216-435 (PPO) — 1,162 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in San Juan County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NM-0003
☆☆☆☆☆
$30 $4,900 $520 H2406-088-0
AARP Medicare Advantage from UHC NM-0006
☆☆☆☆☆
$0 $6,700 $600 H2406-091-0
AARP Medicare Advantage Patriot No Rx NM-MA02
☆☆☆☆☆
$0 $6,700 N/A H2406-092-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
Humana Value Choice H5216-078
☆☆☆☆☆
$0 $5,000 $615 H5216-078-6
HumanaChoice H5216-196
☆☆☆☆☆
$19 $7,200 $615 H5216-196-2
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-2
Blue Cross Medicare Advantage Access
☆☆☆☆☆
$135 $4,200 $615 H1666-021-0
What is the most popular PPO plan in San Juan?

Humana Essentials Plus Giveback H5216-435 (PPO) is the top PPO in San Juan, with 1,162 enrollees.

What is the number of PPO plans without Part D coverage in San Juan?

There are 3 PPO plans in San Juan without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,153
$0 Premium HMO Plans
1
Average MOOP
$4,200
Top HMO by Enrollment
Blue Cross Medicare Advantage Select (HMO) — 1,153 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in San Juan County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Cross Medicare Advantage Select
☆☆☆☆☆
$0 $4,200 $450 H3251-002-0

What is the typical premium for HMO plans in San Juan?

HMO plans in San Juan cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in San Juan?

The most popular HMO plan in San Juan is Blue Cross Medicare Advantage Select (HMO), with 1,153 enrollees.

How many HMO options are offered without prescription drug coverage in San Juan?

There are 0 HMO plans in San Juan without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in San Juan County, NM for 2026.

CMS Star Ratings for Medicare Advantage Plans in San Juan County, NM (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 27%
3 Stars 7 64%
Below 3 Stars 1 9%
Not Rated 0 0%
Average Rating 3.5

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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