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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. Santa Fe County

2027 Medicare Advantage Plans in Santa Fe County, NM

Last update: October 6, 2026.

Santa Fe County, NM has 20 Medicare Advantage plans available in 2027. These include 16 plans with no monthly premium, and roughly (2027 Star Ratings Coming Soon) are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Santa Fe County, NM. Or explore all Medicare Options available in Santa Fe County, NM.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $7.15/mo
$0 Premium Plans: 16
Average MOOP: $5,763 ($9,250 max. in 2027)
Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
Average Part D Deductible: $541.17
Total MA/MAPD Enrollment: 7,196
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H0028-019 (HMO) — 1,846 enrollees
2. AARP Medicare Advantage from UHC NM-0002 (PPO) — 1,358 enrollees
3. AARP Medicare Advantage Essentials from UHC NM-5 (PPO) — 1,148 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 13
  • Average Monthly Premium $11.00/mo
  • Total PPO Enrollment 4,410
  • $0 Premium PPO Plans 9
  • Average MOOP $6,054
  • Top PPO by Enrollment AARP Medicare Advantage from UHC NM-0002 (PPO) — 1,358 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Santa Fe County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct OTC from UHC NM-16
☆☆☆☆☆
$0 $5,900 $595 H2406-144-0
AARP Medicare Advantage Direct Plus from UHC NM-17
☆☆☆☆☆
$0 $5,900 $595 H2406-145-0
AARP Medicare Advantage Essentials from UHC NM-5
☆☆☆☆☆
$0 $5,900 $595 H2406-090-0
AARP Medicare Advantage Extras from UHC NM-13
☆☆☆☆☆
$0 $7,150 $685 H2406-141-0
AARP Medicare Advantage from UHC NM-0002
☆☆☆☆☆
$43 $5,900 $595 H2406-055-0
AARP Medicare Advantage Giveback from UHC NM-8
☆☆☆☆☆
$0 $7,150 $220 H2406-097-0
AARP Medicare Advantage Patriot No Rx NM-MA01
☆☆☆☆☆
$0 $7,150 N/A H2406-080-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,850 $450 H5216-435-3
Humana Full Access
☆☆☆☆☆
$60 $3,900 $700 H7617-069-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
Humana Value Choice
☆☆☆☆☆
$0 $5,900 $400 H5216-078-6
HumanaChoice H5216-223
☆☆☆☆☆
$20 $4,900 $300 H5216-223-0
HumanaChoice H7617-068
☆☆☆☆☆
$20 $4,900 $300 H7617-068-0
What is the most popular PPO plan in Santa Fe?

AARP Medicare Advantage from UHC NM-0002 (PPO) is the top PPO in Santa Fe, with 1,358 enrollees.

What is the number of PPO plans without Part D coverage in Santa Fe?

There are 2 PPO plans in Santa Fe without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
2,451
$0 Premium HMO Plans
6
Average MOOP
$4,975
Top HMO by Enrollment
Humana Gold Plus H0028-019 (HMO) — 1,846 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Santa Fe County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 NM
☆☆☆☆☆
$0 $4,100 $650 H9977-001-0
DEVOTED GIVEBACK 002 NM
☆☆☆☆☆
$0 $8,000 $461 H9977-002-0
DEVOTED GIVEBACK EXTRAS 015 NM
☆☆☆☆☆
$0 $5,850 $700 H9977-015-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,300 $500 H0672-005-0
Humana Gold Plus H0028-019
☆☆☆☆☆
$0 $3,800 $700 H0028-019-0
Humana Total Complete
☆☆☆☆☆
$0 $3,800 $700 H4461-064-0

What is the typical premium for HMO plans in Santa Fe?

HMO plans in Santa Fe cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Santa Fe?

The most popular HMO plan in Santa Fe is Humana Gold Plus H0028-019 (HMO), with 1,846 enrollees.

How many HMO options are offered without prescription drug coverage in Santa Fe?

There are 0 HMO plans in Santa Fe without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 335
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $6,700
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC NM-0010 (HMO-POS) — 335 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Santa Fe County, New Mexico
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NM-0010
☆☆☆☆☆
$0 $6,700 $595 H4604-028-0
What is the total number of HMO-POS plans in Santa Fe?

In 2027, Santa Fe has 1 HMO-POS plans with 335 enrollees.

How much do HMO-POS plans cost in Santa Fe?

The typical HMO-POS premium in Santa Fe is $0.00, and 1 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Santa Fe County, NM for 2027.

CMS Star Ratings for Medicare Advantage Plans in Santa Fe County, NM (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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