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  1. 🏠
  2. Medicare Advantage Plans
  3. New Mexico
  4. Torrance County

2026 Medicare Advantage Plans in Torrance County, NM

Last update: September 2, 2026.

For 2026, Torrance County, NM includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 1,626, with 20 $0 premium options and 26% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Torrance County, NM are summarized separately. Visit Medicare Options in Torrance County, NM to see more options.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.38/mo
  • $0 Premium Plans: 20
  • Average MOOP: $5,476 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 26% · 3 Stars: 70% · Below 3: 4%
  • Average Part D Deductible: $388.20
  • Total MA/MAPD Enrollment: 1,626
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Gold Plus H0028-019 (HMO) — 408 enrollees
    2. Presbyterian Senior Care Plan 2 with Rx (HMO) — 334 enrollees
    3. Blue Cross Medicare Advantage Select (HMO) — 213 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
18
Average Monthly Premium
$15.72/mo
Total PPO Enrollment
525
$0 Premium PPO Plans
11
Average MOOP
$5,959
Top PPO by Enrollment
AARP Medicare Advantage from UHC NM-0004 (PPO) — 121 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Torrance County, New Mexico (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Full Access H7617-069
☆☆☆☆☆
$64 $3,400 $615 H7617-069-0
HumanaChoice H7617-068
☆☆☆☆☆
$9 $4,900 $200 H7617-068-0
AARP Medicare Advantage from UHC NM-0001
☆☆☆☆☆
$33 $4,900 $520 H2406-054-0
AARP Medicare Advantage from UHC NM-0004
☆☆☆☆☆
$0 $5,900 $600 H2406-089-0
AARP Medicare Advantage Giveback from UHC NM-7
☆☆☆☆☆
$0 $6,700 $600 H2406-096-0
AARP Medicare Advantage Patriot No Rx NM-MA01
☆☆☆☆☆
$0 $6,700 N/A H2406-080-0
Humana Essentials Plus Giveback H5216-435
☆☆☆☆☆
$0 $7,850 $0 H5216-435-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,200 N/A H5216-436-3
Humana Value Choice H5216-078
☆☆☆☆☆
$0 $5,000 $615 H5216-078-6
HumanaChoice H5216-196
☆☆☆☆☆
$19 $7,200 $615 H5216-196-2
HumanaChoice H5216-223
☆☆☆☆☆
$9 $4,900 $200 H5216-223-0
HumanaChoice H5216-437
☆☆☆☆☆
$0 $4,150 N/A H5216-437-2
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$59 $6,750 $450 H1666-019-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$0 $5,100 $450 H1666-012-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$0 $7,355 $615 H8634-010-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $9,250 $615 H1666-016-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,750 $615 H1666-014-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$90 $4,250 $300 H1666-020-0
What is the average monthly premium for PPO plans in Torrance?
PPO plans in Torrance cost $15.72 per month on average.
Which PPO plan has the highest enrollment in Torrance?
The most popular PPO plan in Torrance is AARP Medicare Advantage from UHC NM-0004 (PPO), with 121 enrollees.
How many PPO plans in Torrance do not include prescription drug coverage?
3 PPO plans in Torrance do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
11
Average Monthly Premium
$12.18/mo
Total HMO Enrollment
1,101
$0 Premium HMO Plans
9
Average MOOP
$4,686
Top HMO by Enrollment
Humana Gold Plus H0028-019 (HMO) — 408 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Torrance County, New Mexico (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Total Complete H4461-064
☆☆☆☆☆
$0 $3,800 $0 H4461-064-0
Humana Gold Plus H0028-019
☆☆☆☆☆
$0 $3,800 $0 H0028-019-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$20 $4,200 $450 H3822-002-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,201 $200 H0672-005-0
Presbyterian Senior Care Extra Health Plan with Rx
☆☆☆☆☆
$0 $6,000 $615 H3204-017-0
Presbyterian Senior Care Plan 1
☆☆☆☆☆
$0 $4,250 N/A H3204-008-0
Presbyterian Senior Care Plan 2 with Rx
☆☆☆☆☆
$0 $6,000 $0 H3204-001-0
Presbyterian Senior Care Plan 3 with Rx
☆☆☆☆☆
$114 $4,000 $0 H3204-007-0
Blue Cross Medicare Advantage Select
☆☆☆☆☆
$0 $4,200 $450 H3251-002-0
DEVOTED CORE 001 NM
☆☆☆☆☆
$0 $4,100 $375 H9977-001-0
DEVOTED GIVEBACK 002 NM
☆☆☆☆☆
$0 $7,000 $605 H9977-002-0
What is the total number of HMO plans offered in Torrance?

There are 11 HMO plans in 2026, covering 1,101 enrollees.

How much do HMO plans cost in Torrance?

The average HMO premium in Torrance is $12.18 per month, with 9 plans offering $0 premiums.

What is the top HMO by enrollment in Torrance?

Humana Gold Plus H0028-019 (HMO) is the top HMO in Torrance, with 408 enrollees.

What is the number of HMO plans without Part D coverage in Torrance?

1 HMO plans in Torrance do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Torrance County, NM (2026) are summarized below.

Medicare Advantage Plan Ratings in Torrance County, NM (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 26%
3 Stars 19 70%
Below 3 Stars 1 4%
Not Rated 2 7%
Average Rating 3.41

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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