2026 Medicare Advantage Plans in Torrance County, NM
Last update: . Enrollment data updated: June 13, 2026
Torrance County, NM has 29 Medicare Advantage plans available in 2026. These include 20 plans with no monthly premium, and roughly 26% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Torrance County, NM. Or explore all Medicare Options available in Torrance County, NM.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 18
- Average Monthly Premium $15.72/mo
- Total PPO Enrollment 530
- $0 Premium PPO Plans 11
- Average MOOP $5,959
- Top PPO by Enrollment AARP Medicare Advantage from UHC NM-0004 (PPO) — 123 enrollees
- PPO Plans Without Drug Coverage 3
What is the most popular PPO plan in Torrance?
AARP Medicare Advantage from UHC NM-0004 (PPO) is the top PPO in Torrance, with 123 enrollees.
What is the number of PPO plans without Part D coverage in Torrance?
There are 3 PPO plans in Torrance without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 11
- Average Monthly Premium
- $12.18/mo
- Total HMO Enrollment
- 1,117
- $0 Premium HMO Plans
- 9
- Average MOOP
- $4,686
- Top HMO by Enrollment
- Humana Gold Plus H0028-019 (HMO) — 425 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Total Complete H4461-064 | $0 | $3,800 | $0 | H4461-064-0 | |
| Humana Gold Plus H0028-019 | $0 | $3,800 | $0 | H0028-019-0 | |
| Blue Cross Medicare Advantage Basic | $20 | $4,200 | $450 | H3822-002-0 | |
| HealthSpring Preferred | $0 | $4,201 | $200 | H0672-005-0 | |
| Presbyterian Senior Care Extra Health Plan with Rx | $0 | $6,000 | $615 | H3204-017-0 | |
| Presbyterian Senior Care Plan 1 | $0 | $4,250 | N/A | H3204-008-0 | |
| Presbyterian Senior Care Plan 2 with Rx | $0 | $6,000 | $0 | H3204-001-0 | |
| Presbyterian Senior Care Plan 3 with Rx | $114 | $4,000 | $0 | H3204-007-0 | |
| Blue Cross Medicare Advantage Select | $0 | $4,200 | $450 | H3251-002-0 | |
| DEVOTED CORE 001 NM | $0 | $4,100 | $375 | H9977-001-0 | |
| DEVOTED GIVEBACK 002 NM | $0 | $7,000 | $605 | H9977-002-0 |
What is the typical premium for HMO plans in Torrance?
HMO plans in Torrance cost $12.18 per month on average.
Which HMO plan do most beneficiaries choose in Torrance?
The most popular HMO plan in Torrance is Humana Gold Plus H0028-019 (HMO), with 425 enrollees.
How many HMO options are offered without prescription drug coverage in Torrance?
There are 1 HMO plans in Torrance without prescription drug coverage.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Torrance County, NM for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 7 | 26% |
| 3 Stars | 19 | 70% |
| Below 3 Stars | 1 | 4% |
| Not Rated | 2 | 7% |
| Average Rating | 3.41 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.